Texas § 1811.001 DEFINITIONS.

Texas Statutes

§ 1811.001 — DEFINITIONS.

Texas § 1811.001

Code INInsurance Code

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Bluebook

Tex. Insurance Code Code Ann. § 1811.001 (2026).

Text

Sec. 1811.001. DEFINITIONS. In this chapter:

(1)"Agent" means a person required to hold a license as a property and casualty agent or surplus lines agent.

(2)"Certificate holder" means a person, other than a policyholder:

(A)who is designated on a certificate of insurance as a certificate holder; or

(B)to whom a certificate of insurance has been issued by an insurer or agent at the request of the policyholder.

(3)"Certificate of insurance" means a document, instrument, or record, including an electronic record, no matter how titled or described, that is executed by an insurer or agent and issued to a third person not a party to the subject insurance contract, as a statement or summary of property or casualty insurance coverage. The term does not include an insurance binder or policy f

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Sec. 1811.001. DEFINITIONS. In this chapter:
(1) "Agent" means a person required to hold a license as a property and casualty agent or surplus lines agent.
(2) "Certificate holder" means a person, other than a policyholder:
(A) who is designated on a certificate of insurance as a certificate holder; or
(B) to whom a certificate of insurance has been issued by an insurer or agent at the request of the policyholder.
(3) "Certificate of insurance" means a document, instrument, or record, including an electronic record, no matter how titled or described, that is executed by an insurer or agent and issued to a third person not a party to the subject insurance contract, as a statement or summary of property or casualty insurance coverage. The term does not include an insurance binder or policy form.
(4) "Electronic record" has the meaning assigned by Section 322.002 , Business & Commerce Code.
(5) "Insurance" means an insurance contract for property or casualty insurance.
(6) "Insurer" means a company or insurance carrier that is engaged in the business of making property or casualty insurance contracts. The term includes:
(A) a stock fire or casualty insurance company;
(B) a mutual fire or casualty insurance company;
(C) a Mexican casualty insurance company;
(D) a Lloyd's plan;
(E) a reciprocal or interinsurance exchange;
(F) a county mutual insurance company;
(G) a farm mutual insurance company;
(H) a risk retention group;
(I) the Medical Liability Insurance Joint Underwriting Association under Chapter 2203 ;
(J) the Texas Windstorm Insurance Association under Chapter 2210 ;
(K) the FAIR Plan Association under Chapter 2211 ;
(L) an eligible surplus lines insurer; and
(M) any other insurer authorized to write property or casualty insurance in this state.
(7) "Lender" has the meaning assigned by Section 549.001 .
(8) "Person" means:
(A) an individual; or
(B) a partnership, corporation, limited liability company, association, trust, or other legal entity, including an insurer or a political subdivision or agency of this state.
(9) "Policyholder" means a person who has contracted with a property or casualty insurer for insurance coverage.
(10) "Record" has the meaning assigned by Section 322.002 , Business & Commerce Code.