South Carolina Statutes

§ 38-41-70 — Loss reserve; surplus account.

South Carolina·Title 38 INSURANCE·Ch. 41 MULTIPLE EMPLOYER SELF-INSURED HEALTH PLAN

A plan shall establish loss reserves for all incurred losses, both reported and unreported, and for unearned premiums, in the same manner required for health insurers under Sections 38-9-170 and 38-9-190. A plan also shall establish a surplus account equal to the greater of:

(a)three times the average paid monthly premium during the plan's most recent fund year;
(b)for plans which do not yet have one fund year's experience, three times estimated monthly premium; or (c) one hundred thousand dollars.

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Legislative History

HISTORY: Former 1976 Code SECTION 38-65-50 [1985 Act No. 137, SECTION 5] recodified as SECTION 38-41-70 by 1987 Act No. 155, SECTION 1; 1993 Act No. 181, SECTION 654.

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