South Carolina Statutes

§ 37-2-108 — "Revolving charge account" defined.

South Carolina·Title 37 CONSUMER PROTECTION CODE·Ch. 2 CREDIT SALES

"Revolving charge account" means an arrangement between a seller and a buyer pursuant to which:

(1)the seller may permit the buyer to purchase goods or services on credit either from the seller or pursuant to a seller credit card;
(2)the unpaid balances of amounts financed arising from purchases and the credit service and other appropriate charges are debited to an account;
(3)a credit service charge if made is not precomputed but is computed on the outstanding unpaid balances of the buyer's account from time to time; and (4) the buyer has the privilege of paying the balances in installments.

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Legislative History

HISTORY: 1962 Code SECTION 8-800.148; 1974 (58) 2879.

Nearby Sections

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