§ 4709 — Insurance producer training

(a) Prohibitions.--An insurance producer may not sell, solicit or negotiate a pet insurance policy or related product unless the insurance producer is appropriately licensed in this Commonwealth and has completed the training requirements of subsection (c).

(b) Requirement.--A pet insurer shall ensure that its insurance producers are trained under subsection (c) and have been appropriately trained on the coverages and conditions of its pet insurance policies and related products.

(c) Training requirements.--The training required under this section shall include the following topics:

(1) Pets' preexisting conditions and waiting periods.

(2) The differences between pet insurance and noninsurance wellness programs.

(3) Pets' hereditary disorders, congenital anomalies or disorders and chronic conditions and how pet insurance policies interact with these conditions or disorders.

(4) Rating, underwriting, renewal and other related administrative topics.

(d) Training in other states.--The satisfaction of the training requirements of another state that are substantially similar to the provisions of subsection (c) shall be deemed to satisfy the training requirements in this Commonwealth.