Pennsylvania § 4704 Right to examine and return pet insurance policy

Pennsylvania Statutes

§ 4704 — Right to examine and return pet insurance policy

Pennsylvania § 4704

Title 40INSURANCE

PartPART II

Ch. 47PET INSURANCE

This text of Pennsylvania § 4704 (Right to examine and return pet insurance policy) is published on Counsel Stack Legal Research, covering Pennsylvania primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

40 Pa. Cons. Stat. § 4704 (2026).

Text

(a)General rule.--Except as provided in subsection (b), an individual who applies for a pet insurance policy may examine the pet insurance policy and, if not satisfied with the pet insurance policy for any reason, may return the pet insurance policy to the company that produced the pet insurance policy, or an agent or insurance producer of the company, within 30 days of receipt of the pet insurance policy. The following apply:

(1)The company that produced the pet insurance policy shall refund any premium paid by the individual regarding the pet insurance policy within 30 days after receiving the returned pet insurance policy.

(2)A refunded premium shall be sent directly to the person who paid the premium.

(3)If a pet insurance policy is returned in accordance with this subsection, t

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(a) General rule.--Except as provided in subsection (b), an individual who applies for a pet insurance policy may examine the pet insurance policy and, if not satisfied with the pet insurance policy for any reason, may return the pet insurance policy to the company that produced the pet insurance policy, or an agent or insurance producer of the company, within 30 days of receipt of the pet insurance policy. The following apply:

(1) The company that produced the pet insurance policy shall refund any premium paid by the individual regarding the pet insurance policy within 30 days after receiving the returned pet insurance policy.

(2) A refunded premium shall be sent directly to the person who paid the premium.

(3) If a pet insurance policy is returned in accordance with this subsection, the pet insurance policy shall be void as if it had never been issued.

(b) Exception.--Subsection (a) shall not apply if the individual is an insured who has filed a claim under the pet insurance policy.

(c) Notice.--Each pet insurance policy shall have the following notice printed in at least 12-point type, which shall be included on the first page of the pet insurance policy or attached to the pet insurance policy:

You have 30 days from the day you receive this policy, certificate or rider to review it and return it to the company if you decide not to keep it. You do not have to tell the company why you are returning it. If you decide not to keep it, simply return it to the company at its administrative office or you may return it to the agent or insurance producer that you bought it from as long as you have not filed a claim. You must return it within 30 days of the day you first received it. The company will refund the full amount of any premium paid within 30 days after it receives the returned policy, certificate or rider. The premium refund will be sent directly to the person who paid it. The policy, certificate or rider will be void as if it had never been issued.