This text of New Jersey § 17:22A-54 (Availability of information to consumers.) is published on Counsel Stack Legal Research, covering New Jersey primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.
6. At every location at which portable electronics insurance is offered to consumers, the limited lines insurance producer licensed to sell that insurance shall make available to prospective consumers brochures or other written materials which: a. disclose that portable electronics insurance may provide a duplication of coverage already provided by a consumer's homeowner's insurance policy, renter's insurance policy or other source of coverage; b. state that enrollment by the consumer in a portable electronics insurance program is not required in order to purchase or lease portable electronics or services; c. summarize the material terms of the insurance coverage, including:
(1)the identity of the insurer;
(2)the identity of the supervising entity;
(3)the amount of any applicable deduct
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6. At every location at which portable electronics insurance is offered to consumers, the limited lines insurance producer licensed to sell that insurance shall make available to prospective consumers brochures or other written materials which: a. disclose that portable electronics insurance may provide a duplication of coverage already provided by a consumer's homeowner's insurance policy, renter's insurance policy or other source of coverage; b. state that enrollment by the consumer in a portable electronics insurance program is not required in order to purchase or lease portable electronics or services; c. summarize the material terms of the insurance coverage, including: (1) the identity of the insurer; (2) the identity of the supervising entity; (3) the amount of any applicable deductible and how it is to be paid; (4) benefits of the coverage; and (5) key terms and conditions of coverage, such as whether portable electronics may be repaired or replaced with similar make and model reconditioned or non-original manufacturer parts or equipment; d. summarize the process for filing a claim, including a description of how to return portable electronics and the maximum fee applicable in the event that the enrolled consumer fails to comply with any equipment return requirements; and e. state that an enrolled consumer may cancel enrollment for coverage under a portable electronics insurance policy at any time and the person paying the premium shall receive a refund or credit of any applicable unearned premium. L.2012, c.56, s.6.