New Hampshire § 415-A:5 Preexisting Conditions

New Hampshire Statutes

§ 415-A:5 — Preexisting Conditions

New Hampshire § 415-A:5

Title XXXVIIINSURANCE

Ch. 415-ASTANDARDS FOR ACCIDENT AND HEALTH INSURANCE

This text of New Hampshire § 415-A:5 (Preexisting Conditions) is published on Counsel Stack Legal Research, covering New Hampshire primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

N.H. Rev. Stat. Ann. § 415-A:5 (2026).

Text

I.If an insurer or a nonprofit hospital or medical service association elects to use a simplified application form for a policy other than a Medicare supplement policy, with or without a question as to the applicant's health at the time of application, but without any questions concerning the insured's health history or medical treatment history, the policy, 9 months after the date of enrollment, must cover any loss occurring from any preexisting condition not specifically excluded from coverage by terms of the policy and, except as so provided, the policy shall not include wording that would permit a defense based upon preexisting conditions.

II.[Repealed.]

III.Health carriers issuing policies subject to RSA 420-G shall not impose any preexisting condition exclusion that is inconsisten

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I. If an insurer or a nonprofit hospital or medical service association elects to use a simplified application form for a policy other than a Medicare supplement policy, with or without a question as to the applicant's health at the time of application, but without any questions concerning the insured's health history or medical treatment history, the policy, 9 months after the date of enrollment, must cover any loss occurring from any preexisting condition not specifically excluded from coverage by terms of the policy and, except as so provided, the policy shall not include wording that would permit a defense based upon preexisting conditions.
II. [Repealed.]
III. Health carriers issuing policies subject to RSA 420-G shall not impose any preexisting condition exclusion that is inconsistent with that chapter.