Montana § 33-15-1111 Home Owner Insurance Not Affected By Day-Care Operations

Montana Statutes

§ 33-15-1111 — Home Owner Insurance Not Affected By Day-Care Operations

Montana § 33-15-1111

Title 33INSURANCE AND INSURANCE COMPANIES

Ch. 15THE INSURANCE CONTRACT

Part 11Property or Casualty Insurance -- Premium Changes, Cancellation, and Claim Information

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Bluebook

Mont. Code Ann. § 33-15-1111 (2026).

Text

33-15-1111 . Home owner insurance not affected by day-care operations.

(1)No insurer writing home owner insurance in this state may deny an applicant home owner insurance or cancel or refuse to renew a home owner insurance policy covering a dwelling located in this state for the principal reason that an insured under the policy operates at the insured location a day-care facility, as defined in 52-2-703 , that satisfies the requirements of 52-2-723 or 52-2-724 .

(2)This section does not prevent an insurer from excluding or limiting coverage with respect to liability or property losses arising out of an insured's business pursuits, including those related to the operation of a day-care facility.

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33-15-1111 . Home owner insurance not affected by day-care operations. (1) No insurer writing home owner insurance in this state may deny an applicant home owner insurance or cancel or refuse to renew a home owner insurance policy covering a dwelling located in this state for the principal reason that an insured under the policy operates at the insured location a day-care facility, as defined in 52-2-703 , that satisfies the requirements of 52-2-723 or 52-2-724 .
(2) This section does not prevent an insurer from excluding or limiting coverage with respect to liability or property losses arising out of an insured's business pursuits, including those related to the operation of a day-care facility.