Louisiana Statutes
§ 22:1164 — Dental loss ratio calculations
Louisiana·Title 22 Insurance
§1164. Dental loss ratio calculations The dental loss ratio is calculated by dividing the numerator by the denominator as follows:
(1)(a) The numerator is the sum of the amount incurred for clinical dental services
provided to enrollees, the amount incurred on activities that improve dental care quality, and
other incurred claims as defined in 45 CFR 158.140(a).
(b)The activities to improve dental care quality shall not exceed five percent of the
carrier's net revenue.
(c)Administrative and overhead costs shall not be included in the numerator.
(2)The denominator is the total amount of premium revenue except for federal and
state taxes, licensing and regulatory fees paid, and any nonprofit community benefit
expenditures, as defined in 45 CFR 158.162(c), and any other payments required b
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Legislative History
Acts 2024, No. 357, §1, eff. Jan. 1, 2025.
Nearby Sections
15
§ 22:1111
§ 22:1111§ 22:1121
Short title§ 22:1122
Effectiveness§ 22:1125
Coverage for dependent children§ 22:1126
Rate setting§ 22:1127
Open enrollment§ 22:1128
Comprehensive health coverage§ 22:1129
Conflict of laws