§ 8-2.1-19.3-5 — Exclusions of coverage permitted

Indiana § 8-2.1-19.3-5

• Jurisdiction: Indiana
• Art. 2.1: MOTOR CARRIER REGULATION
• Ch. 19.3: Delivery Network Companies

Text

(a) An insurance company that writes motor
vehicle insurance in Indiana may exclude coverage under a motor
vehicle insurance policy issued to an owner or operator of a personal
vehicle for a loss or injury that occurs during the delivery available
period or delivery service period.
(b) An exclusion described in subsection (a) includes any coverage
included in a motor vehicle insurance policy, including the following:
(1) Liability coverage for death, bodily injury, and property
damage.
(2) Uninsured and underinsured motorist coverage.
(3) Medical payments coverage.
(4) Comprehensive physical damage coverage.
(5) Collision physical damage coverage.
(c) An exclusion described in this section applies notwithstanding
any requirement of IC 9-25.
(d) This chapter does not do either of the following:
(1) Require a personal motor vehicle insurance policy to provide
coverage:
(A) during the delivery available period or delivery service
period; or
(B) while the driver is otherwise using a personal vehicle to
provide delivery services.
(2) Preclude an insurance company from providing the coverage
described in subdivision (1) under a contract or an endorsement.

Legislative History

As added by P.L.215-2023, SEC.10.