§ 8-2.1-19.1-10 — Exclusions of coverage permitted

Indiana § 8-2.1-19.1-10

• Jurisdiction: Indiana
• Art. 2.1: MOTOR CARRIER REGULATION
• Ch. 19.1: Transportation Network Companies

Text

(a) An insurance company that writes
motor vehicle insurance in Indiana may exclude coverage under a
motor vehicle insurance policy issued to an owner or operator of a
personal vehicle for a loss or injury that occurs while the driver is:
(1) logged on to a TNC's digital network; or
(2) engaged in a prearranged ride.
(b) An exclusion described in subsection (a) includes any coverage
included in a motor vehicle insurance policy, including the following:
(1) Liability coverage for death, bodily injury, and property
damage.
(2) Uninsured and underinsured motorist coverage.
(3) Medical payments coverage.
(4) Comprehensive physical damage coverage.
(5) Collision physical damage coverage.
(c) An exclusion described in this section applies notwithstanding
any requirement of IC 9-25.
(d) This chapter does not do either of the following:
(1) Require a personal motor vehicle insurance policy to provide
coverage while the driver is:
(A) logged on to a TNC's digital network;
(B) engaged in a prearranged ride; or
(C) otherwise using a personal vehicle to transport passengers
for compensation.
(2) Preclude an insurance company from providing the coverage
described in subdivision (1) under a contract or an endorsement.

Legislative History

As added by P.L.175-2015, SEC.10.