Illinois § 4-102 Civil Rights Violations: Loans

Illinois Statutes

§ 4-102 — Civil Rights Violations: Loans

Illinois § 4-102

JurisdictionIllinois

TopicRIGHTS AND REMEDIES

Ch. 775HUMAN RIGHTS

Act 775 ILCS 5/Illinois Human Rights Act.

Art.Article 4 - Financial Credit

This text of Illinois § 4-102 (Civil Rights Violations: Loans) is published on Counsel Stack Legal Research, covering Illinois primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

775 Ill. Comp. Stat. 4-102 (2026).

Text

It shall be a civil rights violation for any financial institution, on the grounds of unlawful discrimination, to:

(A)Denial of Services. Deny any person any of the services normally offered by such an institution.

(B)Modification of Services. Provide any person with any service which is different from, or provided in a different manner than, that which is provided to other persons similarly situated.

(C)Loan Terms. Deny or vary the terms of a loan.

(D)Property Location. Deny or vary the terms of a loan on the basis that a specific parcel of real estate offered as security is located in a specific geographical area.

(E)Consideration of Income. Deny or vary the terms of a loan without having considered all of the regular and dependable income of each person who would be liable for repa

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It shall be a civil rights violation for any financial institution, on the grounds of unlawful discrimination, to: (A) Denial of Services. Deny any person any of the services normally offered by such an institution. (B) Modification of Services. Provide any person with any service which is different from, or provided in a different manner than, that which is provided to other persons similarly situated. (C) Loan Terms. Deny or vary the terms of a loan. (D) Property Location. Deny or vary the terms of a loan on the basis that a specific parcel of real estate offered as security is located in a specific geographical area. (E) Consideration of Income. Deny or vary the terms of a loan without having considered all of the regular and dependable income of each person who would be liable for repayment of the loan. (F) Lending Standards. Utilize lending standards that have no economic basis and which constitute unlawful discrimination.