§ 5-16-106 — Harassment or abuse

(1) A debt collector or collection agency
shall not engage in any conduct the natural consequence of which is to harass,
oppress, or abuse any person in connection with the collection of a debt, including,
but not limited to, the following conduct:

(a) The use or threat of use of violence or other criminal means to harm the
physical person, reputation, or property of any person;

(b) The use of obscene or profane language or language the natural
consequence of which is to abuse the hearer or reader;

(c) The publication of a list of consumers who allegedly refuse to pay debts,
except to a consumer reporting agency or to persons meeting the requirements of
15 U.S.C. sec. 1681b (a)(3) and section 5-18-104 (1)(c);

(d) The advertisement for sale of any debt to coerce payment of the debt or
agreeing to do so for the purpose of solicitation of claims;

(e) Causing a telephone to ring or engaging any person in telephone
conversation repeatedly or continuously with intent to annoy, abuse, or harass any
person at the called number;

(f) Except as provided in section 5-16-104, the placement of telephone calls
without meaningful disclosure of the caller's identity within the first sixty seconds
after the other party to the call is identified as the debtor.

Legislative History

Source: L. 2017: Entire article added with relocations, (HB 17-1238), ch. 260, p. 1085, � 1, effective August 9.