Colorado § 5-1-202 Exclusions

Colorado Statutes

§ 5-1-202 — Exclusions

Colorado § 5-1-202

Title 05Consumer

Art.General Provisions and Definitions

This text of Colorado § 5-1-202 (Exclusions) is published on Counsel Stack Legal Research, covering Colorado primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Colo. Rev. Stat. § 5-1-202 (2026).

Text

(1)This code does not apply to:

(a)Extensions of credit to government or governmental agencies or instrumentalities;

(b)Except as otherwise provided in article 4 of this title, the sale of insurance if there is no legal obligation to pay installments of the premium and the insurance may terminate or be canceled after nonpayment of an installment of the premium;

(c)Transactions under public utility or common carrier tariffs if a subdivision or agency of this state or of the United States regulates the charges for the services involved, the charges for delayed payment, and any discount allowed for early payment;

(d)(I) With respect to contracts for purchase entered into by a pawnbroker, as the terms are defined in section 29-11.9-101, the rates and charges, and the disclosu

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(1) This code does not apply to:

(a) Extensions of credit to government or governmental agencies or
instrumentalities;

(b) Except as otherwise provided in article 4 of this title, the sale of
insurance if there is no legal obligation to pay installments of the premium and the
insurance may terminate or be canceled after nonpayment of an installment of the
premium;

(c) Transactions under public utility or common carrier tariffs if a subdivision
or agency of this state or of the United States regulates the charges for the
services involved, the charges for delayed payment, and any discount allowed for
early payment;

(d) (I) With respect to contracts for purchase entered into by a pawnbroker,
as the terms are defined in section 29-11.9-101, the rates and charges, and the
disclosure of rates and charges, if the rates and charges do not exceed the fixed
price permitted by section 29-11.9-101 (2). The exclusion in this subsection (1)(d)(I)
applies to pawnbrokers who are:

(A) Licensed by a local licensing authority pursuant to section 29-11.9-102; or

(B) Regulated, with respect to rates and charges, by a local governing
authority pursuant to section 29-11.9-102.

(II) The exclusion in subparagraph (I) of this paragraph (d) also applies to
pawnbrokers authorized to make supervised loans under section 5-2-301 with
respect to contracts for purchase; except that the exclusion does not apply to the
disclosure of rates and charges of pawnbrokers authorized to make supervised
loans.

(e) The disclosure of rates and charges in connection with transactions in
securities and commodities accounts by a broker-dealer registered with the
securities and exchange commission;

(f) Loans made, originated, disbursed, serviced, or guaranteed by an agency,
instrumentality, or political subdivision of the state pursuant to article 3.1 of title
23, C.R.S.

Legislative History

Source: L. 2000: Entire article R&RE, p. 1182, � 1, effective July 1. L. 2012: IP(1) and (1)(d) amended, (HB 12-1328), ch. 218, p. 936, � 1, effective August 8. L. 2017: (1)(d)(I) amended, (SB 17-228), ch. 246, p. 1041, � 4, effective August 9.