Colorado Statutes

§ 5-13-106 — Other loans - legislative declaration

Colorado § 5-13-106
JurisdictionColorado
Title 05Consumer
Art.Federal Preemption of Usury

This text of Colorado § 5-13-106 (Other loans - legislative declaration) is published on Counsel Stack Legal Research, covering Colorado primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Colo. Rev. Stat. § 5-13-106 (2026).

Text

In accordance with section 525 of the federal Depository Institutions Deregulation and Monetary Control Act of 1980, Pub.L. 96-221, the general assembly declares that the state of Colorado does not want the amendments to the Federal Deposit Insurance Act, 12 U.S.C. sec. 1811 et seq.; the federal National Housing Act, 12 U.S.C. sec. 1701 et seq.; and the Federal Credit Union Act, 12 U.S.C. sec. 1757, made by sections 521 to 523 of the federal Depository Institutions Deregulation and Monetary Control Act of 1980, Pub.L. 96-221, prescribing interest rates and preempting state interest rates to apply to consumer credit transactions in this state. The rates established in articles 1 to 9 of this title 5 control consumer credit transactions in this state.

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Legislative History

Source: L. 2023: Entire section added, (HB 23-1229), ch. 375, p. 2245, � 3, effective July 1, 2024.

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Bluebook (online)
Colorado § 5-13-106, Counsel Stack Legal Research, https://law.counselstack.com/statute/co/5-13-106.