Colorado Statutes

§ 5-3.1-101.5 — Legislative declaration

Colorado § 5-3.1-101.5
JurisdictionColorado
Title 05Consumer
Art.Deferred Deposit Loan Act

This text of Colorado § 5-3.1-101.5 (Legislative declaration) is published on Counsel Stack Legal Research, covering Colorado primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Colo. Rev. Stat. § 5-3.1-101.5 (2026).

Text

The people of this state find and declare that payday lenders are charging up to two hundred percent annually for payday loans and that excess charges on such loans can lead Colorado families into a debt trap of repeat borrowing. It is the intent of the people to lower the maximum authorized finance charge for payday loans to an annual percentage rate of thirty-six percent.

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Legislative History

Source: Initiated 2018: Entire section added, Proposition 111, L. 2019, p. 4539, � 1, effective February 1, 2019, proclamation of the Governor issued December 19, 2018.

Nearby Sections

15
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Bluebook (online)
Colorado § 5-3.1-101.5, Counsel Stack Legal Research, https://law.counselstack.com/statute/co/05/5-3.1-101.5.