§ 5-18-113.5 — Notice of rights regarding protected consumers

Colorado § 5-18-113.5

• Jurisdiction: Colorado
• Title 05: Consumer
• Art.: Colorado Consumer Credit Reporting Act

Text

Whenever a
consumer reporting agency is required to provide a summary of rights to a
consumer under section 609 of the federal Fair Credit Reporting Act, 15 U.S.C.
sec. 1681g, as amended, or under state law, the following notice must be included:

State Consumers Have the Right to Obtain a

Security Freeze for Their Children or Legal Wards

You may obtain from a consumer reporting agency a credit report security
freeze for your child who is under sixteen years of age or for your legal ward. If a
consumer report has not yet been created for your child or legal ward, you may
request that a consumer reporting agency create a consumer record for him or her
and place a security freeze on his or her consumer record. You will not be charged
to have a security freeze placed on your child's or legal ward's consumer report or
to have a consumer record created for your child or legal ward and to have a
security freeze placed on the consumer record. You will not be charged to have a
security freeze placed on or removed from your child's or legal ward's credit report
or record.

Legislative History

Source: L. 2018: Entire section added, (HB 18-1233), ch. 75, p. 654, � 3, effective January 1, 2019.