Colorado § 5-18-108 Charges for certain disclosures

Colorado Statutes

§ 5-18-108 — Charges for certain disclosures

Colorado·Title 05 Consumer·Art. Colorado Consumer Credit Reporting Act

(1)A consumer reporting agency shall not impose a charge for:

(a)A request for a copy of the consumer's file made within sixty days after adverse action is taken; or

(b)Notifying any person designated by the consumer, pursuant to the applicable provisions of the federal Fair Credit Reporting Act, 15 U.S.C. sec. 1681i, as amended, of the deletion of information that is found to be inaccurate or that can no longer be verified; or

(c)A set of instructions for understanding the information presented on the consumer report and a toll free telephone number that consumers may utilize to obtain additional assistance concerning the consumer report; or

(d)The first copy of a consumer disclosure provided to a consumer each calendar year pursuant to section 5-18-106 (2)(a).

(2)For a

Free access — add to your briefcase to read the full text and ask questions with AI

(1) A consumer reporting agency
shall not impose a charge for:

(a) A request for a copy of the consumer's file made within sixty days after
adverse action is taken; or

(b) Notifying any person designated by the consumer, pursuant to the
applicable provisions of the federal Fair Credit Reporting Act, 15 U.S.C. sec. 1681i,
as amended, of the deletion of information that is found to be inaccurate or that can
no longer be verified; or

(c) A set of instructions for understanding the information presented on the
consumer report and a toll free telephone number that consumers may utilize to
obtain additional assistance concerning the consumer report; or

(d) The first copy of a consumer disclosure provided to a consumer each
calendar year pursuant to section 5-18-106 (2)(a).

(2) For all other disclosures to consumers of information pertaining to the
consumer, the consumer reporting agency may impose a reasonable charge, not to
exceed the retail price of a written report rendered in the normal course of business
to the customers of the agency for each request for information.

Colorado § 5-18-108 (Charges for certain disclosures) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.

Legislative History

Source: L. 2017: Entire article added with relocations, (HB 17-1238), ch. 260, p. 1120, � 3, effective August 9. L. 2021: (1)(d) amended, (SB 21-266), ch. 423, p. 2794, � 1, effective July 2.