Colorado § 5-18-105 Consumer reports - accuracy of information

Colorado Statutes

§ 5-18-105 — Consumer reports - accuracy of information

Colorado § 5-18-105

Title 05Consumer

Art.Colorado Consumer Credit Reporting Act

This text of Colorado § 5-18-105 (Consumer reports - accuracy of information) is published on Counsel Stack Legal Research, covering Colorado primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Colo. Rev. Stat. § 5-18-105 (2026).

Text

Whenever a
consumer reporting agency prepares a consumer report, including reports that
include criminal justice records, the agency shall follow reasonable procedures to
assure maximum possible accuracy of the information concerning the consumer
about whom the report relates, including the use of the consumer's social security
number if, in accordance with section 5-18-104 (1)(c)(I), the consumer's social
security number is provided to the consumer reporting agency by a person
intending to use the information contained in a consumer report in connection with
a credit transaction involving the consumer and the social security number was
initially provided to the user by the consumer in connection with that transaction. A
consumer reporting agency shall exclude sealed and expunged

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Whenever a
consumer reporting agency prepares a consumer report, including reports that
include criminal justice records, the agency shall follow reasonable procedures to
assure maximum possible accuracy of the information concerning the consumer
about whom the report relates, including the use of the consumer's social security
number if, in accordance with section 5-18-104 (1)(c)(I), the consumer's social
security number is provided to the consumer reporting agency by a person
intending to use the information contained in a consumer report in connection with
a credit transaction involving the consumer and the social security number was
initially provided to the user by the consumer in connection with that transaction. A
consumer reporting agency shall exclude sealed and expunged records from a
consumer report, unless the user of the report demonstrates that the user is
otherwise required to consider the information pursuant to state or federal statute,
rule, or regulation.

Legislative History

Source: L. 2017: Entire article added with relocations, (HB 17-1238), ch. 260, p. 1117, � 3, effective August 9. L. 2022: Entire section amended, (SB 22-099), ch. 276, p. 1980, � 1, effective August 10.