California Statutes

§ 2923.4. — 2923.4. (Amended (as added by Stats. 2012, Ch. 87, Sec. 3) by Stats. 2018, Ch. 404, Sec. 2.)

California § 2923.4.
JurisdictionCalifornia
Code CIVCivil Code - CIV
Div. 3.DIVISION 3. OBLIGATIONS
Title14.
Part 4.TITLE 14. LIEN
Ch. 2.CHAPTER 2. Mortgage
Art. 1.ARTICLE 1. Mortgages in General

This text of California § 2923.4. (2923.4. (Amended (as added by Stats. 2012, Ch. 87, Sec. 3) by Stats. 2018, Ch. 404, Sec. 2.)) is published on Counsel Stack Legal Research, covering California primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Cal. Civil Code - CIV Code § 2923.4. (2026).

Text

The purpose of the act that added this section is to ensure that, as part of the nonjudicial foreclosure process, borrowers are considered for, and have a meaningful opportunity to obtain, available loss mitigation options, if any, offered by or through the borrower’s mortgage servicer, such as loan modifications or other alternatives to foreclosure. Nothing in the act that added this section, however, shall be interpreted to require a particular result of that process.

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Related

Penermon v. Wells Fargo Bank, N.A.
47 F. Supp. 3d 982 (N.D. California, 2014)
19 case citations
Patera v. Citibank, N.A.
79 F. Supp. 3d 1074 (N.D. California, 2015)
11 case citations
Johnson v. PNC Mortgage
80 F. Supp. 3d 980 (N.D. California, 2015)
10 case citations
Mace v. Ocwen Loan Servicing, LLC
252 F. Supp. 3d 941 (N.D. California, 2017)
1 case citations
In Re Debtor: Ashley Susan Aarons
(C.D. California, 2023)
Mattos v. Nationstar Mortgage LLC
(E.D. California, 2025)
Foyer v. Wells Fargo, NA.
(S.D. California, 2020)
Min v. Selene Finance, LP
(N.D. California, 2024)

Legislative History

Amended (as added by Stats. 2012, Ch. 87, Sec. 3) by Stats. 2018, Ch. 404, Sec. 2. (SB 818) Effective January 1, 2019.

Nearby Sections

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Bluebook (online)
California § 2923.4., Counsel Stack Legal Research, https://law.counselstack.com/statute/ca/CIV/2923.4..