§ 1785.15.2. — 1785.15.2. (Added by Stats. 2000, Ch. 978, Sec. 4.)

California § 1785.15.2.

• Jurisdiction: California
• Code CIV: Civil Code - CIV
• Div. 3.: DIVISION 3. OBLIGATIONS
• Title: 1.6.
• Part 4.: TITLE 1.6. CONSUMER CREDIT REPORTING AGENCIES ACT
• Ch. 2.: CHAPTER 2. Obligations of Consumer Credit Reporting Agencies

Text

(a)
In complying with Section 1785.15.1, a consumer credit reporting agency shall supply the consumer with a credit score that is derived from a credit scoring model that is widely distributed to users by that consumer credit reporting agency in connection with residential real property loans or with a credit score that assists the consumer in understanding the credit scoring assessment of his or her credit behavior and predictions about his or her future credit behavior, and a statement indicating that the
information and credit scoring model may be different than that used by the lender.
(b)
A consumer credit reporting agency may charge a reasonable fee for providing the information required under Section 1785.15.1.

Legislative History

Added by Stats. 2000, Ch. 978, Sec. 4. Effective January 1, 2001. Operative July 1, 2001, by Sec. 7 of Ch. 978.