Wood v. NFM Inc.

CourtDistrict Court, D. Maryland
DecidedMarch 4, 2025
Docket1:24-cv-02207
StatusUnknown

This text of Wood v. NFM Inc. (Wood v. NFM Inc.) is published on Counsel Stack Legal Research, covering District Court, D. Maryland primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Wood v. NFM Inc., (D. Md. 2025).

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MARYLAND

WILLIAM WOOD, *

Plaintiff, *

v. * Civil Action No. GLR-24-2207

NFM INC., *

Defendant. *

*** MEMORANDUM OPINION THIS MATTER is before the Court on Defendant NFM Inc.’s (“NFM”) Renewed Motion to Compel Appraisal and Dismiss for Improper Venue or in the Alternative, to Dismiss in Part for Failure to State a Claim (ECF No. 15). The Motion is ripe for disposition, and no hearing is necessary. See Local Rule 105.6 (D.Md. 2023). For the reasons outlined below, the Court will grant the Motion.1 I. BACKGROUND2 This lawsuit arises out of NFM’s alleged undercounting of hourly employees’

1 Also pending before the Court is NFM Inc.’s original Motion to Compel Arbitration, or in the Alternative, to Dismiss in Part for Failure to State a Claim (ECF No. 11). Plaintiff William Wood filed an Amended Complaint on October 25, 2024, after this Motion was filed. (ECF No. 14). Accordingly, this Motion will be denied as moot. See Due Forni LLC v. Euro Rest. Solutions, Inc., No. PWG-13-3861, 2014 WL 5797785, at *2 (D.Md. Nov. 6, 2014) (finding that an amended complaint generally moots a pending motion to dismiss the original complaint because the original complaint is superseded). To the extent NFM incorporates the Memorandum in Support of its original Motion (ECF No. 11-1) in its Renewed Motion (ECF No. 15), it is considered here. 2 Unless otherwise noted, the Court takes the following facts from the Complaint (ECF No. 1) and accepts them as true. See Erickson v. Pardus, 551 U.S. 89, 94 (2007). overtime work and its alleged failure to pay its hourly employees premium wages for hours worked in excess of forty hours a week. (Am. Compl. ¶¶ 4–14, ECF No. 14). Plaintiff William Wood worked as a loan originator for NFM from July 2021 to August 2023. (Id.

¶ 15). Wood alleges that he “routinely worked nights and weekends on top of his official 40-hour schedule,” (id. ¶17), but NFM’s “policy and practice” was to pay him the standard hourly rate for hours worked beyond forty hours a week, (id. ¶ 21). Wood also contends that his time records, which were “made by office administrators without his input” undercounted his hours worked, which resulted in him being underpaid. (Id. ¶¶ 19, 22).

As part of his employment, Wood entered into two “Lending Originator Compensation Plan” agreements with NFM: one on August 9, 2021 (the “2021 Agreement”) and one on April 1, 2023 (the “2023 Agreement”) (collectively, the “Agreements”). (Id. ¶ 44). The 2021 Agreement begins that it “is made and entered into for all applications taken on or after this 9th day of August 2021,” (2021 Agreement at 2,

12–13, ECF No. 11-3) 3, and the 2023 Agreement begins that it “is made and entered into for all applications taken on or after April 1, 2023,” (2023 Agreement at 2, 14, ECF No. 11-5). Both agreements contain arbitration provisions. The 2021 Agreement states: Venue and Arbitration for Claims by Originator: Any claim or dispute by ORIGINATOR [Plaintiff] that arises out of or that relates to this Agreement . . . . shall be settled through binding arbitration[], administered by the American Arbitration Association . . . . The arbitrator shall, in his or her discretion, award reasonable attorneys’ fees and litigation costs to the substantially prevailing party . . . .

3 Citations to the page numbers refer to the pagination assigned by the Court’s Case Management/Electronic Case Files (“CM/ECF”) system. Venue for Claims by NFM: ORIGINATOR and NFM agree that, to the extent NFM has any claim that arises out of or relates in any way to this Agreement . . . then the exclusive forum to resolve any such dispute or claim shall be the state and federal courts covering the location where ORIGINATOR’s branch is located. (2021 Agreement at 12–13). The 2023 Agreement has a provision labelled “Binding Arbitration” that reads: [A]ny dispute, claim or controversy by and between the Parties arising out of or relating to ORIGINATOR’S employment with NFM, including but not limited to the determination of the scope or applicability of this agreement to arbitrate, shall be determined by binding arbitration . . . administered by JAMS . . . The arbitrator shall allocate all or part of the costs of the arbitration, including the fees of the arbitrator, and award reasonable attorneys’ fees to the prevailing Party. The provisions of this paragraph may be enforced by any court having jurisdiction and the Party seeking enforcement shall be entitled to an award of all costs, fees and expenses, including reasonable attorneys’ fees, to be paid by the Party against whom enforcement is ordered. (2023 Agreement at 14). Immediately following this provision is a bold paragraph, which Wood initialed, that states: “ORIGINATOR’s initials (certifying that they have read the foregoing and have had the opportunity to ask questions about, including questions of an attorney of their choice, and enter into this provision freely and of their own choice).” (Id.). The 2023 agreement also included an integration clause that states: This Agreement contains the entire understanding between the parties and supersedes any prior agreements, written or oral, respecting the subject matter of this Agreement. This Agreement may only be amended in writing by the parties. Such amendment to this Agreement shall be known as an addendum. In the event of any conflicts between the terms of this Agreement or any Addendum hereto and any other documents entered into by the parties, the terms of this Agreement or such Addendum shall govern. (2023 Agreement at 16). Wood filed an initial Complaint in this Court on July 29, 2024. (ECF No. 1). Wood filed an Amended Complaint on October 25, 2024, (ECF No. 14). Wood brings claims on behalf of himself and putative class members for violations of the Fair Labor Standards Act (“FLSA”), 29 U.S.C. §§ 201 et seq., breach of contract, unjust enrichment, and

violations of the Article II, § 34a of the Ohio Constitution and § 4113.15 of the Ohio Revised Code governing wage payments and recordkeeping. (Am. Compl. at 13–19).4 Wood seeks damages and restitution, liquidated and compensatory damages, declaratory and injunctive relief, attorney’s fees, and litigation expenses. (Id. at 19–20). On October 4, 2024, NFM filed a Motion to Compel Arbitration, or in the Alternative, to Dismiss in Part

for Failure to State a Claim. (ECF No. 11). NFM filed this instant Renewed Motion to Compel Appraisal and Dismiss for Improper Venue or, Alternatively, to Dismiss in Part for Failure to State a Claim on November 8, 2024. (ECF No. 15). Wood filed an Opposition on November 22, 2024, (ECF No. 16), and NFM filed a Reply on December 6, 2024, (ECF No. 17).

4 Wood brings the FLSA claim on behalf of himself and other “similarly situated” loan providers (Am. Compl. ¶¶ 1, 59–71). The claims for breach of contract and unjust enrichment are brought on behalf of a putative nationwide class defined as “[a]ll current and former non-exempt classified employees of [NFM] working as Loan Providers . . . within the applicable statutory period” as well as on behalf of a putative “Ohio Subclass” defined as “[a]ll current and former non-exempt classified employees of [NFM] working as Loan Providers . . . throughout Ohio within the applicable statutory period.” (Id. ¶¶ 48– 49, 58–59, 72–87). The claims under the Ohio Constitution and Ohio Revised Code are asserted on behalf of the putative Ohio Subclass. (Id. ¶¶ 88–119). II. DISCUSSION A. Choice of Law The parties agree that Maryland law governs this contractual dispute due to valid

forum selections clauses that designate Maryland law as controlling. (2021 Agreement at 12, 2023 Agreement at 16).

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Wood v. NFM Inc., Counsel Stack Legal Research, https://law.counselstack.com/opinion/wood-v-nfm-inc-mdd-2025.