Wilmington Trust Co. v. Clark

424 A.2d 744, 289 Md. 313, 1981 Md. LEXIS 170
CourtCourt of Appeals of Maryland
DecidedJanuary 16, 1981
Docket[No. 46, September Term, 1980.]
StatusPublished
Cited by97 cases

This text of 424 A.2d 744 (Wilmington Trust Co. v. Clark) is published on Counsel Stack Legal Research, covering Court of Appeals of Maryland primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Wilmington Trust Co. v. Clark, 424 A.2d 744, 289 Md. 313, 1981 Md. LEXIS 170 (Md. 1981).

Opinion

*315 Murphy, C. J.,

delivered the opinion of the Court.

This case of first impression calls for a determination whether the estate of a decedent who was obligated during his lifetime to make support payments to a former wife under a separation agreement is liable in tort or contract for monetary loss allegedly sustained by the wife as a result of her former husband’s premature death by suicide.

John Clark and his wife, Ruth, entered into a separation agreement on March 2, 1976. At that time the parties were residents of Delaware and the agreement provided that it was to be interpreted and governed by the laws of that state. The agreement provided in pertinent part:

"5. Husband shall pay to wife during her lifetime or until her remarriage ... $24,450.00 annually [in equal monthly installments of $2,037.50] as alimony for her support and total maintenance.... No installments shall be paid under this paragraph after the death of Wife or Husband or after Wife’s remarriage.”
"6. Husband agrees to make Wife beneficiary of his pension benefits from the E. I. duPont de Nemours & Company, Wilmington, Delaware, under the 'Joint and Survivor Option’ provision of his pension. This provision provides that Wife will receive ... $1,194.00 per month, totalling ... $14,328.00 per year after Husband’s death.. .. Husband may change the beneficiary under this provision if Wife should die prior to Husband’s death.”
"18. This Agreement constitutes the entire understanding of the parties. No oral statements or prior written matter extrinsic to this Agreement shall have any force or effect.”

The parties were subsequently granted an absolute divorce in Delaware and John moved to Cecil County, *316 Maryland. On August 13, 1977, at the age of 69, John committed suicide and the Wilmington Trust Company (Wilmington) was appointed as personal representative of his estate. Ruth filed a claim against the estate, based on the alleged loss of her right to alimony and support under paragraph 5 of the separation agreement. Wilmington denied the claim and Ruth sued the personal representative in the Circuit Court for Cecil County, alleging a cause of action for money damages in both tort and contract. The tort count of Ruth’s declaration incorporated by reference the separation agreement and stated, in pertinent part:

"Under [paragraph] 5 of the Agreement, Plaintiff was entitled to payments of $2,037.50 per month for the lifetime of decedent. Upon the death of decedent, pursuant to [paragraph] 6 of the Agreement, this payment is to be partially offset by payment to Plaintiff of approximately $1,338 per month under the 'Joint and Survivor’ option of decedent’s ... duPont . . . pension.” 1
"Decedent’s wrongful and tortious act of committing suicide deprived Plaintiff of the difference between $2,037.50 per month and $1,338 per month for the natural life expectancy of decedent, who was • 69 years old at the time of his death.”

The contract count of the declaration stated that:

"2. Decedent’s suicide was an intentional act by the Defendant’s decedent, the result of which was a diminution of the value of Plaintiffs bargain. Part of the consideration for Plaintiffs acceptance of the terms of the Agreement was the expectation that decedent, who was in apparent good health, ... would live to a normal age for a person of his health and physical condition. Plaintiff assumed the risk of *317 an accidental death but did not agree to a lessening of her expectations because of a voluntary act of decedent.
"3. Decedent’s suicide was a breach of an implied promise to not voluntarily shorten his natural life span. It was a failure to deal with Plaintiff in good faith within the terms of the Agreement.
"4. Suicide was a contingency not specifically dealt with in the Agreement and an implied promise not to commit suicide was so basic as to be beyond the pale of consciousness of the parties. Such an implied promise was absolutely necessary to effectuate the intention of the parties.”

Wilmington demurred to both counts of the declaration, claiming that neither stated a cause of action upon which relief could be granted. The court (Mackey, J.) sustained the demurrer as to the contract count without leave to amend, stating:

"With respect to the contractual aspects the agreement is clear and unambiguous. [Mr. Clark] was to pay alimony until his death. If they had wished to make special provision for suicide they could have done so. In fact they made three different provisions for payments to continue after the death of the husband. Moreover paragraph 14 of the agreement indicates the agreement contained all they intended to consider and that no other claims were to be entertained by either party against the other at any time.” 2

With regard to the tort count, the court stated that John’s suicide was an intentional act and that suicide is unlawful in Maryland. While acknowledging that not every unlawful act constitutes an actionable tort, the court nevertheless ruled that:

*318 "Mr. Clark committed a civil wrong involving direct interference with the property rights of Mrs. Clark. In doing an unlawful act (suicide) he has at the same time breached a legal duty owed to Mrs. Clark. The breach of this duty was the proximate cause of damages suffered by Mrs. Clark. This was quite foreseeable.”

The duty that John breached was not defined by the court, although it observed that "one has a duty to obey the law ....” The court overruled the demurrer to the tort count, stating:

"In terms of negligence, the Court concludes that Mr. Clark’s suicide was a tort actionable at the instance of Mrs. Clark. In terms of an intentional act, which it is presumed to be, Mrs. Clark’s case is even stronger.”

At trial on the merits of the tort action, it was undisputed that John committed suicide. Testimony was presented by an actuarial expert that, taking into account John’s and Ruth’s normal life expectancies, John’s premature death by suicide, and the difference between the payments received by Ruth while John was alive and the amount received under the pension plan, Ruth had been damaged in the amount of $75,311.25. A judgment for Ruth in that amount was entered by the court and Wilmington appealed. Ruth also appealed from the court’s action sustaining the demurrer to the contract action. We granted certiorari upon petitions filed by each party, prior to decision by the Court of Special Appeals, to consider the novel issues presented in the case.

Wilmington contends that the lower court erred in awarding damages on the tort count because Ruth failed to establish that her former husband’s suicide constituted a tort.

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Bluebook (online)
424 A.2d 744, 289 Md. 313, 1981 Md. LEXIS 170, Counsel Stack Legal Research, https://law.counselstack.com/opinion/wilmington-trust-co-v-clark-md-1981.