Willson v. Security-First National Bank

134 P.2d 800, 21 Cal. 2d 705, 1943 Cal. LEXIS 302
CourtCalifornia Supreme Court
DecidedMarch 3, 1943
DocketL. A. 18478
StatusPublished
Cited by57 cases

This text of 134 P.2d 800 (Willson v. Security-First National Bank) is published on Counsel Stack Legal Research, covering California Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Willson v. Security-First National Bank, 134 P.2d 800, 21 Cal. 2d 705, 1943 Cal. LEXIS 302 (Cal. 1943).

Opinions

PETERS, J. pro tem.

— Plaintiff appeals from a judgment for defendant entered after general and special demurrers were sustained to the complaint without leave to amend.

It appears from the complaint that defendant bank was formerly trustee of a testamentary trust created in 1916 by the will of Calvin A. Willson, of which plaintiff, after June 15, 1926, was the sole beneficiary. It is alleged that defendant sold trust property for the sum of $10,000, which it invested in a participation certificate issued by it without securing a permit from the Commissioner of Corporations. The result is, in plaintiff’s analysis, that the participation certificate was void and valueless, and she is entitled to recover the amount paid therefor. The position of defendant is that the certificate was issued under section 104 of the Bank Act, and that no permit was required from the Corporation Commissioner. Section 104, as it existed on March 28, 1931, when the certificate was issued, authorized a bank issuing such certificates to sell them to trusts administered by it. (Stats. 1925, chap, 312, p. 510, at p. 526; Peering’s Gen. Laws, 1931, Act 652.)

It is averred that the certificate herein was one of several issued against a note for $50,000 executed by one Woodruff in favor of defendant bank, and was secured by a deed of trust on real property, and that the bank transferred the note and deed of trust to itself as trustee and created Participation Trust 6800-13, with the note and deed of trust constituting the corpus. On March 28, 1931, it issued Participation Certificate 17207 in the sum of $10,000 to itself as trustee of the Willson trust, and on August 30, 1940, it made out a new certificate in substitution therefor, which it assigned to plaintiff. Plaintiff alleges that she did not discover that the certificate was issued without authority of the Corporation Commissioner until after August 30, 1940.

Between April 17, 1934, and September 12, 1937, the defendant bank paid taxes and assessments on the property covered by the Woodruff deed of trust, upon the owner’s default in discharging them, and paid to itself from the funds of the Willson trust a pro rata of such expenses. Plaintiff avers that she has been damaged in the amount of $10,000, the sum paid for the participation certificate, plus the [708]*708amounts expended for taxes and assessments, making a total of $12,094.06, with interest, for which she prays judgment.

The complaint was filed May 2, 1941. Plaintiff alleges that defendant was trustee up to and including June 25, 1940, and, as set forth above, that on August 30, 1940, the defendant assigned the participation certificate for $10,000 to her. The complaint is silent as to the circumstances under which defendant ceased to be trustee, and as to whether it ever filed a final accounting, or any accounting. It is not averred that the trust has terminated, except as a termination is implicit in the allegation of assignment of the participation certificate to plaintiff. These uncertainties are made a ground of special demurrer.

In a second count plaintiff incorporates the allegations of the first count, and also avers that defendant represented on stated dates between August 1, 1932, and July 30, 1940, that the purchase of the participation certificate was authorized by law, and was carefully selected and made for the best interests of the plaintiff, and that the certificate was issued and sold under permit granted by the Corporation Commissioner; that these statements were false, fraudulent and untrue; that the investment was hazardous, speculative and not a proper one for trust funds; that the market value of the property securing the Woodruff note was less than sixty per cent of the amount of the loan. It is further alleged that plaintiff relied on the defendant’s representations and failed to discover the true facts until subsequent to August 30, 1940. It is not alleged how the discovery was made, nor why the true facts were not discovered sooner.

A third count simply alleges that within two years last past defendant became indebted to plaintiff in the amounts totaling $12,094.06. The complaint does not purport to invoke the probate jurisdiction of the court.

Under section 1120, Probate Code, the court sitting in probate has jurisdiction of the accounts of a testamentary trustee. The section provides: “When a trust created by a will continues after distribution, the superior court shall not lose jurisdiction of the estate by final distribution, but shall retain jurisdiction for the purpose of determining to whom the property shall pass and be delivered upon final or partial termination of the trust, to the extent that such determination is not concluded by the decree of distribution, of settling the accounts and passing upon the acts of the trustee and for [709]*709the other purposes hereinafter set forth . . . .” The forerunner of this provision was section 1699, Code of Civil Procedure. Except for this grant of authority, jurisdiction of the accounts of a testamentary trustee would be in equity. (Estate of McLellan, 8 Cal.2d 49, 55 [63 P.2d 1120]; Parkman v. Superior Court, 77 Cal.App. 321 [246 P. 334].)

In McLaughlin v. Security-First Nat. Bk., 20 Cal.App.2d 602 [67 P.2d 726], and Ormerod v. Security-First Nat. Bank, 21 Cal.App.2d 362 [69 P.2d 469], defendant herein was sued in equity for amounts paid to itself from other testamentary trusts for the purchase of participation certificates issued by it, on the ground that no permit had been obtained from the Corporation Commissioner. The complaints in those actions showed that the purchase had been reported in the trustee’s accountings, that no objections had been filed, and that the accounts had been approved by the probate court. It was held that the complaints failed to state a cause of action for the reason that the orders in probate settling the trustee’s accounts were res judicata as to the propriety of the investment in the participation certificates, and as to the validity of the certificates for the purpose of determining the trustee’s personal liability to the beneficiary. Section 1123, Probate Code, provides: “A decree rendered under the provisions of this chapter, when it becomes final, shall be conclusive upon all persons in interest, whether or not they are in being.”

In both cases the courts held that the complaints in equity failed to state a ease for relief on the ground of extrinsic fraud from the probate orders settling the trustee’s accounts; that in the absence of such fraud the beneficiaries had their opportunity to object to the investment in participation certificates when the trustee’s accounts were settled, and they were concluded by the order of settlement.

In the cited cases the complaints in equity specifically alleged that the trustee’s accounts reporting the purchase of the certificates had been approved. The complaint in the present case is silent as to whether the purchase has been reported to the probate court. That in fact it has been reported is set forth by respondent in its brief, and, in effect, conceded by, appellant, although appellant does contend that such fact is immaterial.

In a supplement to respondent’s brief are set forth copies of eight trustee’s accounts, filed between September 28, 1931, [710]

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Bluebook (online)
134 P.2d 800, 21 Cal. 2d 705, 1943 Cal. LEXIS 302, Counsel Stack Legal Research, https://law.counselstack.com/opinion/willson-v-security-first-national-bank-cal-1943.