Wells Fargo Bank, N.A. v. Sanders

2015 IL App (1st) 141272, 33 N.E.3d 840
CourtAppellate Court of Illinois
DecidedMay 22, 2015
Docket1-14-1272
StatusUnpublished
Cited by5 cases

This text of 2015 IL App (1st) 141272 (Wells Fargo Bank, N.A. v. Sanders) is published on Counsel Stack Legal Research, covering Appellate Court of Illinois primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Wells Fargo Bank, N.A. v. Sanders, 2015 IL App (1st) 141272, 33 N.E.3d 840 (Ill. Ct. App. 2015).

Opinion

2015 IL App (1st) 141272

FIFTH DIVISION May 22, 2015

No. 1-14-1272

) Appeal from the WELLS FARGO BANK, N.A., ) Circuit Court of as Trustee, ) Cook County ) Plaintiff-Appellee, ) ) No. 11 CH 40914 v. ) ) PHILLIP SANDERS, ) Honorable ) Lisa A. Marino, Defendant-Appellant. ) Judge Presiding.

JUSTICE REYES delivered the judgment of the court, with opinion. Justice McBride concurred in the judgment and opinion. Justice Gordon dissented, with opinion.

OPINION

¶1 Defendant Phillip Sanders appeals from the circuit court of Cook County's order

dismissing his petition brought pursuant to section 2-1401 of the Code of Civil Procedure (Code)

(735 ILCS 5/2-1401 (West 2012)). On appeal, defendant contends that: (1) his petition was not

ripe for adjudication under People v. Laugharn, 233 Ill. 2d 318 (2009); (2) the court lacked

personal jurisdiction to enter the judgment of foreclosure; and (3) the circuit court erred in

dismissing his petition on the merits. For the following reasons, we affirm the judgment of the

circuit court.

¶2 I. BACKGROUND 1-14-1272

¶3 This matter commenced as a mortgage foreclosure action pursuant to the Illinois

Mortgage Foreclosure Law (Foreclosure Law) (735 ILCS 5/15-1501 et seq. (West 2012)).

Plaintiff, Wells Fargo Bank, N.A., filed a complaint on November 30, 2011, alleging defendant

was in default in the amount of $148,682.71 for failing to pay his mortgage on the property

located at 9821 South Aberdeen Street in Chicago. On December 4, 2011, defendant was served

by substitute service on John Sanders at 6629 South Bishop Street in Chicago.

¶4 On May 8, 2012, plaintiff presented its motion for default judgment of foreclosure.

Defendant appeared in court and plaintiff withdrew its motion, as the circuit court granted

defendant 28 days to file his appearance and answer or otherwise plead. Defendant, however,

did not do so, and on July 24, 2012, a default judgment of foreclosure was entered by the circuit

court.

¶5 On August 23, 2012, defendant, through counsel, filed a "motion to reconsider and vacate

the prior judgment." The notice of motion provided in the record did not include a date when

defendant would present the motion nor did it indicate under which section of the Code the

motion was being brought. In addition, only two pages of this motion are contained in the record

on appeal; one includes the prayer for relief, the other consists of the attorney's verification.

According to the two-page document submitted, defendant requested the court to vacate the

default judgment on the basis that counsel was late to court the day the judgment was entered.

Defendant's counsel also requested leave to file his appearance and answer. Attached to

defendant's motion was a file stamped copy of the answer, which contained general denials along

with an assertion that plaintiff lacked standing and that defendant was not properly served with

summons. The record does not contain an order disposing of the motion. The record also does

not contain an order granting defense counsel leave to file his appearance or answer.

2 1-14-1272

¶6 On October 25, 2012, the property was sold to plaintiff as the highest bidder at the

judicial sale. Plaintiff presented its motion to confirm the sale. On November 27, 2012,

defendant contested the order approving the sale and the circuit court entered a briefing schedule

and set the matter for hearing on January 8, 2013. The hearing for the confirmation of the sale

was continued to March 15, 2013, to allow plaintiff time to file its reply. Thereafter, on March

15, 2013, the circuit court entered the order approving the sale. None of the briefs pertaining to

the confirmation of the sale are included in the record on appeal.

¶7 On April 1, 2013, defendant filed a "motion to reconsider and vacate the prior judgment

order" entered on March 15, 2013. Defense counsel asserted that on the morning of March 15,

2013, he was hospitalized as a result of an automobile accident and, therefore, did not appear in

court. Defendant requested "this court *** reconsider this matter and give the Defendant an

opportunity to present his motion; to vacate the judgment and save his home." The notice of

motion again failed to include a date when defendant would present the motion to reconsider.

¶8 However, on June 4, 2013, the circuit court entered an order continuing defendant's

motion to reconsider to July 17, 2013, due to the fact defendant failed to provide the court with a

courtesy copy of the motion. On July 17, 2013, defendant withdrew his motion to reconsider

with leave to refile. According to the record, defendant never refiled the motion to reconsider.

Thereafter, defendant filed numerous pro se motions; however, only defendant's section 2-1401

petition filed March 31, 2014, is pertinent to this appeal.

¶9 Defendant filed his section 2-1401 petition on March 31, 2014, with the aid of an

attorney. The petition sought vacatur of the default judgment of foreclosure and any orders

dependent on that order. It alleged that: (1) he did not receive service of process; (2) plaintiff

lacked standing; (3) the circuit court failed to rule on a pending motion in violation of section 2-

3 1-14-1272

1203 of the Code (735 ILCS 5/2-1203 (West 2012)); (4) there was a wrongful eviction; and (5)

the affidavit filed in support of the judgment of foreclosure was insufficient. The petition further

requested a preliminary injunction preventing his eviction from the property while the matter

was pending. The record does not demonstrate that the petition was ever scheduled to be

presented before the court; however, the circuit court's written memorandum indicates that the

matter was "styled as an 'emergency' motion and spindled on the Court's 10:00 default call on

April 15, 2014."

¶ 10 Attached to the petition was a notarized affidavit from defendant in which he averred that

since 2006 he had resided at 9821 South Aberdeen in Chicago with his wife and "other

relatives." The "house at 6629 S. Bishop in the city of Chicago belongs to my mother and no

one named John Sanders lives there." He further stated that in 2011 he hired an attorney to assist

in the foreclosure case, and on August 23, 2012, the attorney filed a motion to vacate the July 24,

2012 default order and that motion was never ruled upon. Defendant also attested that one of

Plaintiff's agents attempted to evict him and changed the locks at the property on February 19,

2014. Defendant in turn changed the locks back and continued to reside at the property.

¶ 11 The petition also included numerous exhibits including two service affidavits, one which

indicated defendant was served by substitute service on December 4, 2011, at 4:23 p.m. at

"Phillip Sanders's usual place of abode, 6629 S Bishop St , Chicago, IL 60636, with his/her

Brother, John Sanders, a person of his/her family, or other person residing there, over the age of

13 years who was informed of the contents of the Summons and Complaint To Foreclose

Mortgage."

¶ 12 No report of proceedings, bystanders report, or agreed statement of facts pertaining to the

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2015 IL App (1st) 141272, 33 N.E.3d 840, Counsel Stack Legal Research, https://law.counselstack.com/opinion/wells-fargo-bank-na-v-sanders-illappct-2015.