ORDER RE: MOTIONS TO COMPEL ARBITRATION
BLACKBURN, District Judge.
The matters before me are (1) the Motion of Defendant HSBC Mortgage Services, Inc. To Compel Arbitration and Stay Action as to Plaintiff Jack Weller’s Claims [# 53],1 filed May 10, 2013; and (2) Defendants Assurant, Inc. and American Security Insurance Company’s Motion To Compel Arbitration and To Stay Proceedings [# 60], filed June 5, 2013.2 I grant HSBC’s motion and grant the Assu-rant defendants’ motion to compel arbitration, but deny their motion to stay the remainder of these proceedings in the interim.
I.JURISDICTION
I putatively have jurisdiction over this matter pursuant to 18 U.S.C. § 1964(a) (civil RICO) and 28 U.S.C. § 1332(d)(2) (Class Action Fairness Act).
II.STANDARD OF REVIEW
The decision whether to enforce an arbitration agreement involves a two-step inquiry. First, I must determine whether the parties agreed to arbitrate the dispute. Mitsubishi Motors Corp. v. Soler Chrysler-Plymouth, 473 U.S. 614, 626, 105 S.Ct. 3346, 3353, 87 L.Ed.2d 444 (1985); Williams v. Imhoff, 203 F.3d 758, 764 (10th Cir.2000). Second, I must consider whether any statute or policy renders the claims non-arbitrable. Mitsubishi Motors Corp., 105 S.Ct. at 3355; Williams, 203 F.3d at 764.
III.ANALYSIS
This case involves the practice of including within mortgage loan contracts a provision allowing the lender or third-party ser-vicer to “force place” insurance when the borrower fails to maintain insurance. The named plaintiffs are individuals who refinanced or purchased mortgages that are serviced by defendant HSBC Mortgage Services, Inc. (“HSBC”). Defendants As-surant, Inc. (“Assurant”), and American Security Insurance Company (“ASIC”) (collectively, “the Assurant defendants”) are insurance providers through which HSBC allegedly force places insurance and [1076]*1076to which it outsources insurance tracking, monitoring, and processing.
Plaintiffs allege that HSBC imposes excessive, unauthorized, and unnecessary flood insurance coverage on the loans it services. Of particular relevance to the instant motions to compel arbitration, plaintiff Jack Weller alleges that in December 2009, three years into the life of his loan, HSBC altered its original determination that the property did not require flood insurance. Although Weller initially purchased flood insurance on his own (under protest), he ultimately could not maintain that insurance. In January 2012, HSBC provided Weller with force-placed flood insurance. Soon thereafter, Mr. Weller contacted the Federal Emergency Management Agency (FEMA) and learned that his property was not, in fact, located in a flood hazard zone and therefore did not require flood insurance.3 Although HSBC subsequently acknowledged that Mr. Weller’s property was not required to carry flood insurance, it nevertheless refused to remove some of the charges for previously force-placed insurance.
Plaintiffs allege claims for relief against HSBC for breach of contract and breach of fiduciary duty and violation of the Racketeer Influenced and Corrupt Organizations Act (“RICO”), the Truth in Lending Act (“TILA”), and the Colorado Consumer Protection Act (“CCPA”). The Assurant defendants are sued for unjust enrichment, aiding and abetting HSBC’s breach of fiduciary duty, and violations of RICO and TILA. Plaintiffs seek monetary, declaratory, and injunctive relief. Both defendant groups filed motions to compel Mr. Weller to arbitrate his individual claims against them.
A. MR. WELLER’S CLAIMS AGAINST HSBC
In connection with the mortgage he purchased from HSBC in November 2006, Mr. Weller executed a $200,000 Note secured by a Deed of Trust on the property as security in favor of HSBC. At the same time, Mr. Weller signed an arbitration agreement with HSBC which allows either party to demand binding arbitration of “any Claim,” defined by the agreement as follows:
“Claim” is to be given the broadest possible meaning, and shall mean any claim, dispute, or controversy, whether based upon contract, tort (intentional or otherwise), constitution, statute, common law, regulation, ordinance or equity, and whether pre-existing, present or future, including ... claims seeking relief of any type, including damages and/or injunctive, declaratory or other equitable relief, arising from or relating to Your Loan with Lender or the Loan Agreement, or any products or services offered in connection with Your Loan with Lender or the Loan Agreement, including, but not limited to, any dispute or controversy concerning, the validity or enforceability of this Arbitration Agreement, any party thereof or the entire Loan Agreement, and whether or not the Claim is subject to arbitration.
(HSBC Motion App., Exh. 3 § 1 at 1.)4 By its terms, the agreement is governed [1077]*1077by the FAA. (Id., Exh. 3 § 6 at 4.) Nevertheless, state law governs the initial inquiry whether the arbitration agreement is valid and enforceable. First Options of Chicago, Inc. v. Kaplan, 514 U.S. 938, 944, 115 S.Ct. 1920, 1924, 131 L.Ed.2d 985 (1995).5
Mr. Weller does not address the validity or scope of the arbitration agreement directly. Indeed, it facially appears that the arbitration agreement is valid, see Vescent, Inc. v. Prosun International, LLC, 2010 WL 4658862 at *2 (D.Colo. Nov. 9, 2010) (valid contract requires proof of “mutual assent to an exchange, between competent parties, with regard to a certain subject matter, for legal consideration”), and that Mr. Weller’s claims fall within the broad ambit of that agreement. Instead, Mr. Weller argues that the agreement is unenforceable pursuant to section 1639e(e)(3) of the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Dodd-Frank Act”), Pub.L. No. 111-203, 124 Stat. 1376, codified at 15 U.S.C. § 1639c(e), and/or because it is unconscionable under Colorado state law. I examine each argument in turn.
1. APPLICABILITY OF THE DODD-FRANK ACT AMENDMENTS
The Dodd-Frank Act “imposes, among its many initiatives, the refinement and restriction of’ the FAA’s policy favoring arbitration of claims. Pezza v. Investors Capital Corp., 767 F.Supp.2d 225, 226 (D.Mass.2011) (quoting Preston v. Ferrer, 552 U.S. 346, 353, 128 S.Ct. 978, 169 L.Ed.2d 917 (2008)).6 In particular, section 1639c(e)(3), entitled “No waiver of statutory cause of action,” provides that
No provision of any residential mortgage loan or of any extension of credit under an open end consumer credit plan secured by the principal dwelling of the consumer, and no other agreement between the consumer and the creditor relating to the residential mortgage loan or extension of credit referred to in paragraph (1), shall be applied or interpreted so as to bar a consumer' from bringing an action in an appropriate district court of the United States, or any other court of competent jurisdiction, pursuant to section 1640 of this title or any other provision of law, for damages or other relief in connection with any alleged violation of this section, any other provision of this subchapter, or any other Federal law.
Mr. Weller claims that this provision prohibits HSBC from compelling him to arbitrate his claims against it.
However, the effective date of the Dodd-Frank amendment is July 21, 2010, several years after the arbitration agreement at issue here was executed. Thus, the immediate issue is whether the provisions of the amendment should or must be applied retroactively. “Retroactivity is not favored in the law,” Bowen v. [1078]*1078Georgetown University Hospital, 488 U.S. 204, 208, 109 S.Ct. 468, 471, 102 L.Ed.2d 493 (1988), most particularly when retroactive application of a statute “would impair rights a party possessed when he acted, increase a party’s liability for past conduct, or impose new duties with respect to transactions already completed,” Fernandez-Vargas v. Gonzales, 548 U.S. 30, 37, 126 S.Ct. 2422, 2427-28, 165 L.Ed.2d 323 (2006) (citation and internal quotation marks omitted). Determining whether a statute should apply retroactively when vested rights may be lost or new obligations imposed involves a tripartite, sequential process:
We first look to whether Congress has expressly prescribed the statute’s proper reach, and in the absence of language as helpful as that we try to draw a comparably firm conclusion about the temporal reach specifically intended by applying our normal rules of construction[.] If that effort fails, we ask whether applying the statute to the person objecting would have a retroactive consequence in the disfavored sense of affecting substantive rights, liabilities, or duties [on the basis of] conduct arising before [its] enactment. If the answer is yes, we then apply the presumption against retroactivity by construing the statute as inapplicable to the event or act in question owing to the absen[ce of] a clear indication from Congress that it intended such a result.
Id., 126 S.Ct. at 2428 (internal citations and quotation marks omitted; alterations in original).
Mr. Weller does not contest that Congress did not specifically articulate a clear intent to give section 1639c(e)(3) of the Dodd-Frank Act retroactive effect.7 See Landgraf v. USI Film Products, 511 U.S. 244, 259-60, 114 S.Ct. 1483, 1494, 128 L.Ed.2d 229 (1994) (had Congress intended statute to have retroactive effect, “it surely would have used language comparable to ... ‘shall apply to all proceedings pending on or commenced after the date of enactment of this Act’ ”) (citation omitted). I therefore proceed to the second step of the sequential analysis and consider whether the retroactive application of the statute would affect substantive rights, liabilities, or duties arising from conduct prior to the date of enactment. Fernandez-Vargas, 126 S.Ct. at 2428. At this step, it matters whether the statute is characterized as one “affecting contractual or property rights” — in which case retroactivity would be impermissible — or alternatively whether it is one “conferring or ousting jurisdiction” — as to which retroactive application is permissible because only the tribunal in which the case may be heard is affected. Landgraf, 114 S.Ct. at 1500, 1502; Pezza, 767 F.Supp.2d at 232-33.
There is a split in authority among the district courts that have considered retroactive application of the Dodd-Frank amendments governing arbitrability. Mr. Weller relies on the district court decisions in Wong v. CKX, Inc., 890 F.Supp.2d 411 (S.D.N.Y.2012), and Pezza v. Investors Capital Corp., 767 F.Supp.2d 225 (D.Mass.2011), in which the courts held that section 922 of the Dodd-Frank Act (dealing with whistleblower protections, see supra note 6) did not divest the parties of substantive rights, but merely altered the tribunal in which the dispute would be resolved. See [1079]*1079Pezza, 767 F.Supp.2d at 233 (“By agreeing to arbitrate a statutory claim, a party does not forgo the substantive rights afforded by the statute; it only submits to their resolution in an arbitral, rather than a judicial, forum”) (citation and internal quotation marks omitted). The court therefore concluded that the arbitration provisions of that section of Dodd-Frank could be applied retroactively.
Other district courts have rejected this approach. See Blackwell v. Bank of America Corp., 2012 WL 1229675 (D.S.C. April 12, 2012), adopting 2012 WL 1229673 (D.S.C. March 22, 2012); Henderson v. Masco Framing Corp., 2011 WL 3022535 (D.Nev. July 22, 2011). Noting first that “[rjetroactivity is not favored in the law” and thus that there is a presumption against applying statutes retroactively, Henderson, 2011 WL 3022535 at *4 (quoting Landgraf, 114 S.Ct. at 1496), these courts stress that arbitration is primarily a contractual matter governed by the law of contracts, id. They thus have concluded that the right to insist on arbitration is not just a matter of where the claims may be heard but a question of vested, contractual rights, which may not be retroactively withdrawn absent clear congressional intent to that effect. See id.; see also Blackwell, 2012 WL 1229675 at *4.
I find that the rationale of these latter decisions is the more reasoned and legally supportable approach to this question. In my opinion, Pezza and Wong too blithely disregard the presumption against retroac-tivity and the need for “predictability and stability” attendant on preserving established contractual expectations. See Landgraf, 114 S.Ct. at 1500. Indeed, these decisions disregard the very essence of the substantive/jurisdictional distinction as described by the Supreme Court itself: that “jurisdictional statutes speak to the power of the court rather than to the rights or obligations of the parties.” Id. at 1502 (citation and internal quotation marks omitted). An arbitration agreement creates a right, one that under the FAA is “irrevocable.” see 9 U.S.C. § 2, and one which the Supreme Court has insisted by placed on equal footing with other contract rights, see AT & T Mobility LLC v. Concepcion,—U.S.-, 131 S.Ct. 1740, 1745, 179 L.Ed.2d 742 (2011) (“[C]ourts must place arbitration agreements on an equal footing with other contracts, and enforce them according to their terms.”).
Ultimately, therefore, I concur with the district courts in Blackwell and Henderson and find that the Dodd-Frank amendments, codified at 15 U.S.C. § 1639c(e)(3) do not operate retroactively to nullify Mr. Weller’s arbitration agreement. I therefore turn to Mr. Weller’s alternative argument that enforcement of the agreement would be unconscionable.
2. UNCONSCIONABILITY
Section 2 of the FAA provides that arbitration agreements are “valid, irrevocable, and enforceable, save upon such grounds as exist at law or in equity for the revocation of any contract.” 9 U.S.C. § 2. Uneonscionability is one such equitable consideration that my allow a party to avoid its agreement to arbitrate. See Mobility LLC v. Concepcion,—U.S.-, 131 S.Ct. 1740, 1745-48, 179 L.Ed.2d 742 (2011). Under Colorado law, several factors inform the uneonscionability analysis, including,
(1) a standardized agreement executed by parties of unequal bargaining power; (2) lack of opportunity to read or become familiar with the document before signing it; (3) use of fine print in the portion of the contract containing the provision; (4) absence of evidence that the provision was commercially reasonable; (5) the terms of the contract; (6) [1080]*1080the relationship of the parties, including factors of assent, unfair surprise, and notice; and (7) all the circumstances surrounding the formation of the contract.
Vernon v. Qwest Communications International, Inc., 925 F.Supp.2d 1185, 1194 (D.Colo.2013) (citing Davis v. M.L.G. Corp., 712 P.2d 985, 991 (Colo.1986)). The burden is on Mr. Weller to prove that the arbitration provision is unconscionable. General Steel Domestic Sales, LLC v. Rising Sun Missionary Baptist Church, Inc., 2012 WL 1801955 at *2 (D.Colo. May 17, 2012). Moreover, he must demonstrate both procedural and substantive uncon-scionability. Vernon, 925 F.Supp.2d at 1194-95.
Substantively, there is nothing inherently unfair about submitting Mr. Weller’s claims to arbitration or the terms of this particular arbitration agreement itself. See Bernal v. Burnett, 793 F.Supp.2d 1280, 1288 (D.Colo.2011).8 On the procedural end, Mr. Weller claims that the arbitration agreement was buried in a stack of closing documents and that he does not remember seeing it or being provided a copy of it prior to the instigation of this litigation. Nevertheless, he does not dispute that it is his signature which appears on the document. A party “generally cannot avoid contractual obligations by claiming that he or she did not read the agreement.” Vernon v. Qwest Communications International, Inc., 857 F.Supp.2d 1135, 1152 (D.Colo.2012), aff'd, 925 F.Supp.2d 1185 (D.Colo.2013) (citation and internal quotation marks omitted).
The contract itself is a separate document and plainly titled “ARBITRATION AGREEMENT” in bold-face type. The typeface of the rest of the document is small but uniform, with certain provisions bolded and/or printed in all capital letters. The final section, just above Mr. Weller’s signature, provides:
BY SIGNING BELOW, THE PARTIES ACKNOWLEDGE THAT THEY HAD A RIGHT TO LITIGATE CERTAIN CLAIMS THROUGH A COURT BEFORE A JUDGE OR JURY, AND THAT THEY WILL NOT HAVE THAT RIGHT IF EITHER PARTY ELECTS ARBITRATION PURSUANT TO THIS AGREEMENT, EXCEPT AS PROVIDED OTHERWISE HEREIN. THE PARTIES HEREBY KNOWINGLY AND VOLUNTARILY WAIVE THEIR RIGHTS TO LITIGATE SUCH CLAIMS UPON ELECTION OF ARBITRATION BY EITHER PARTY. THE PARTIES FURTHER ACKNOWLEDGE THAT THEY HAVE READ THIS ENTIRE ARBITRATION AGREEMENT CAREFULLY, THAT THEY RECEIVED A DUPLICATE COPY OF THIS AGREEMENT, AND THAT THEY ARE ENTERING INTO THIS ARBITRATION AGREEMENT VOLUNTARILY AND NOT IN RELIANCE ON ANY PROMISES OR REPRESENTATIONS OTHER THAN THOSE CONTAINED IN THE ARBITRATION AGREEMENT.
(Def. Motion App., Exh. 3 § 11 at 6.) Moreover, although Mr. Weller attests he was not provided a copy of the mortgage loan documents in advance of the closing, nothing in his affidavit suggests that he was prevented from requesting the documents in advance, taking adequate time to review them, or asking questions about them. Similarly, although the contract [1081]*1081was drafted by HSBC and presented to Mr. Weller for his signature, there is nothing in the record to suggest that the terms were completely nonnegotiable — it appears, instead, that-Mr. Weller simply did not ask about them. Even considered as contracts of adhesion, they are not per se unconscionable for that reason. See Ber-nal, 793 F.Supp.2d at 1287. Indeed, nothing in the record suggests that Mr. Weller was compelled to refinance his home with HSBC at ah.
For these reasons, I find and conclude that enforcement of Mr. Weller’s agreement to arbitrate his claims against HSBC is not unconscionable. No other statute or policy makes these types of claims non-arbitrable. I therefore will grant HSBC’s motion to compel Mr. Weller to arbitrate his claims against it.
B. MR. WELLER’S CLAIMS AGAINST THE ASSURANT DEFENDANTS
The Assurant defendants also seek to require Mr. Weller to arbitrate his claims against them. They insist that Mr. Weller is equitably estopped from resisting arbitration of their claims, despite the fact that the Assurant defendants themselves are non-signatories to the arbitration agreement. After careful consideration of the applicable law and the allegations and facts of this case, I agree.
In general, “arbitration is a matter of contract and a party cannot be required to submit to arbitration any dispute which he has not agreed so to submit.” AT & T Technologies, Inc. v. Communications Workers of America, 475 U.S. 643, 648, 106 S.Ct. 1415, 1418, 89 L.Ed.2d 648 (1986) (citation and internal quotation marks omitted). Nevertheless, as with other contracts, an arbitration agreement may be enforced against — or in favor of — nonparties in certain circumstances, which are defined by general precepts of state contract law. See Arthur Andersen LLP v. Carlisle, 556 U.S. 624, 631, 129 S.Ct. 1896, 1902, 173 L.Ed.2d 832 (2009); Lenox MacLaren Surgical Corp. v. Medtronic, Inc., 449 Fed.Appx. 704, 708 (10th Cir.2011). One such principle is equitable estoppel, which
precludes a party from asserting rights he otherwise would have had against another when his own conduct renders assertion of those rights contrary to equity. ... In the arbitration context, the doctrine recognizes that a party may be estopped from asserting that the lack of [another’s] signature on a written contract precludes enforcement of the contract’s arbitration clause when [the party] has consistently maintained that other provisions of the same contract should be enforced to benefit him. A signatory plaintiff cannot, on the one hand, seek to hold the non-signatory liable pursuant to duties imposed by the agreement, which contains an arbitration provision, but, on the other hand, deny arbitration’s applicability because the defendant is a non-signatory.
Lenox MacLaren Surgical Corp., 449 Fed.Appx. at 708 (citations and internal quotation marks omitted; alterations in original). Thus, a non-signatory may compel a signatory to arbitrate in two circumstances: (1) “when the signatory must rely on the terms of the written agreement in asserting [its] claims against the nonsigna-tory;” and (2) “when the signatory alleges substantially interdependent and concerted misconduct by both the nonsignatory and one or more of the signatories to the con-. tract.” Id. (citations and internal quotation marks omitted). With respect to this second situation, however,
allegations of collusion will support es-toppel only when they establish that the claims against the nonsignatory are inti[1082]*1082mately founded in and intertwined with the obligations imposed by the contract containing the arbitration clause.... The plaintiffs actual dependance on the underlying contract in making out the claim against the nonsignatory defendant is therefore always the sine qua non of an appropriate situation for applying equitable estoppel.
Id. at 709 (citation and internal quotation marks omitted). I therefore turn to the averments of the complaint to determine whether equitable estoppel applies in this instance.
The HSBC mortgage contract to which the arbitration provision pertains clearly allows HSBC to force place insurance on Mr. Weller’s property, and Mr. Weller does not challenge that authority per se. (See Compl. ¶¶ 16-17 at 5-6 (acknowledging that mortgage loan contract gives the lender discretion to force place insurance).) Instead, he purports to challenge
(1) “HSBC’s decision to purchase force-placed flood insurance from the Assu-rant Defendants pursuant to agreements that return an improper financial benefit to Defendants and/or their subsidiaries/affiliates that is unrelated to any contractual or other bona fide interest in protecting the lender’s interest in the loan;”
(2) the practice of “forcing Plaintiffs and Class members to purchase and maintain flood insurance in amounts greater than required by law, greater than required by their written mortgage agreements, and/or greater than the lenders’ financial interests in their properties”;
(3) the alleged practice of “improperly backdating flood insurance policies to cover periods for which there is no risk of loss;” and
(4)“HSBC’s decision to purchase force-placed flood insurance from insurers that provide an improper financial benefit to Defendants and/or their affiliates and at rates that far exceed borrower-purchased flood insurance (while providing substantially less coverage), and other actions taken by Defendants to increase the number of properties force-placed and to increase the coverage amounts”
(Id. ¶¶ 2-5 at 1-2 (emphasis in original).) Clearly, none of these claims would exist in the first instance were it not for Mr. Weller’s contractual agreement with HSBC to allow it to force place insurance. Yet, the relevant inquiry is whether the HSBC contract containing the arbitration provision forms the legal — as opposed to merely the factual — predicate of the claims. See Le-nox Macharen Surgical Corp., 449 Fed. Appx. at 709.
Turning to this question, I note that, among other claims, Mr. Weller has sued the Assurant defendants for aiding and abetting breach of fiduciary duty. Although defendants dispute the cognizability of such a claim under applicable law,9 clearly it presupposes the existence of fiduciary duties on the part of HSBC, which duties allegedly arise from HSBC’s authority pursuant to the mortgage agreement to deduct the costs of force-placed insurance from funds held in escrow. (See Compl. ¶¶ 158-161 & 166-168 at 51-52.) This claim thus is legally as well as factually based in the mortgage agreement. Likewise, plaintiffs’ claim of unjust enrichment is premised on the Assurant defendants’ alleged acceptance of premiums from force-placed insurance policies contemplated by HSBC’s mortgage agreements. [1083]*1083There would be no legal basis for such a claim without the underlying mortgage agreement of which the arbitration clause is an integral part.10
Thus, I find and conclude that Mr. Weller’s claims against the Assurant defendants should be arbitrated under principles of equitable estoppel.11
C. MR. AND MRS. WOODEN’S CLAIMS
The question thus becomes what should become of the remainder of the lawsuit, specifically, the claims of Mr. and Mrs. Wooden and the putative class. The Federal Arbitration Act “requires piecemeal resolution when necessary to give effect to an arbitration agreement”; nevertheless, I have discretion to stay nonarbitrable claims until arbitration is completed. Moses H. Cone Memorial Hospital v. Mercury Construction Corp., 460 U.S. 1, 20, 103 S.Ct. 927, 939, 74 L.Ed.2d 765 (1983) (emphasis in original). My discretion is informed by considerations of judicial efficiency, Coors Brewing Co. v. Molson Breweries, 51 F.3d 1511, 1518 (10th Cir.1995), as well as “issues such as the risk of inconsistent rulings, the extent to which parties will be bound by the arbitrators’ decision, and the prejudice that may result from delays,” AgGrow Oils, L.L.C. v. National Union Fire Insurance Co. of Pittsburgh, PA 242 F.3d 777, 783 (8th Cir.2001).
Neither HSBC nor the Assurant defendants have addressed any of these relevant issues in their motions. It strikes this court, however, that there are no efficiencies to be gained in this instance by granting a stay of the remaining claims. There is nothing to suggest at this stage of the proceedings that the Woodens are not adequate representatives for the class, or, alternatively, that another individual plaintiff might be found from among the class to represent the interests of those similarly situated to Mr. Weller. I therefore deny the Assurant defendants’ motion to the extent it seeks to stay the remainder of this lawsuit pending arbitration.
IV. ORDERS
THEREFORE, IT IS ORDERED as follows:
1. That the Motion of Defendant HSBC Mortgage Services, Inc. To Compel Arbitration and Stay Action as to Plaintiff Jack Weller’s Claims [# 53], filed May 10, 2013, is GRANTED;
2. That Defendants Assurant, Inc. and American Security Insurance Company’s Motion To Compel Arbitration and To Stay Proceedings [# 60], filed June 5, 2013, is GRANTED IN PART and DENIED IN PART as follows:
a. That the motion is GRANTED insofar as it seeks to compel arbitration of the individual claims of plaintiff, Jack Weller, against the Assurant defendants; and
b. That the motion is DENIED insofar as it seeks to stay the remaining claims in this lawsuit pending the outcome of the Weller arbitration;
3. That plaintiff, Jack Weller, and defendants, HSBC Mortgage Services, Inc.; Assurant, Inc.; and American Security Insurance Company, SHALL PROCEED to arbitration of the individual claims of plaintiff, Jack Weller;
[1084]*10844. That the claims of plaintiff, Jack Weller against defendants, HSBC Mortgage Services, Inc.; Assurant, Inc.; and American Security Insurance Company, are STAYED pending outcome of the arbitration;
5. That on or before October 7, 2013, and every ninety (90) days thereafter, until the arbitration is completed, plaintiff, Jack Weller, and defendants, HSBC Mortgage Services, Inc.; Assurant, Inc.; and American Security Insurance Company, SHALL FILE a status report indicating the status of the arbitration, including but not limited to, its anticipated date of its completion; and
6. That within fourteen (14) days of the completion of the arbitration, plaintiff, Jack Weller, and defendants, HSBC Mortgage Services, Inc.; Assurant, Inc.; and American Security Insurance Company, SHALL FILE a statement with the court stating that the arbitration has been completed, describing the results of the arbitration, and indicating what, if any, further action each party intends to take with respect to this litigation.