Warren v. The Lincoln National Life Insurance Company

District Court, D. Nevada·Decided April 30, 2024·No. 2:23-cv-00601·Unknown

Opinion

ALLANNA WARREN, ) ) Plaintiff, ) Case No.: 2:23-cv-00601-GMN-EJY vs. ) ) ORDER GRANTING MOTION TO THE LINCOLN NATIONAL LIFE ) DISMISS and GRANTING IN PART INSURANCE COMPANY, ) MOTION TO STRIKE ) Defendant. ) ) Pending before the Court is the Motion to Dismiss, (ECF No. 79), filed by Defendant The Lincoln National Life Insurance Company (“Defendant”). Plaintiff Allanna Warren filed a Response, (ECF No. 87). Also pending before the Court is Plaintiff’s Motion to Strike Defendant’s Motion to Dismiss, (ECF No. 80). Defendant filed a Response, (ECF No. 89). For the reasons discussed below, the Court GRANTS Defendant’s Motion to Dismiss and GRANTS in part Plaintiff’s Motion to Strike.1 This case arises from Defendant’s allegedly improper delay and denial of disability benefits. (See generally First Am. Compl. (“FAC”), ECF No. 77). Plaintiff alleges that she went on a leave of absence from work and applied for short-term disability benefits from Defendant. (Id. 8:24–28). She claims Defendant “intentionally delayed” its decision on her application to prevent her from obtaining proper psychiatric referrals. (Id. 8:24–28, 12:13–15). Defendant ultimately denied Plaintiff’s short-term disability claim because Plaintiff was not 1 As described below, the Court construes this pro se Motion to Strike as a Motion to Seal. seen by a licensed doctor, her physician did not perform an evaluation before prescribing medication, and no follow up was performed. (Id. 9:4–8). After this case was removed, Defendant filed its First Motion to Dismiss, arguing that Plaintiff’s state law claims were preempted by ERISA. (Mot. Dismiss, ECF No. 11). The Court granted Defendant’s First Motion to Dismiss for failure to state a claim but noted that Plaintiff’s Complaint was too vague to determine whether her state law claims were preempted. (Order Granting Mot. Dismiss, ECF No. 71). Plaintiff was given leave to amend her Complaint. (Id.). She did so, but her First Amended Complaint (“FAC”) was untimely because it was filed 12 days after the Court’s deadline. However, given Plaintiff’s pro se status, the Court will move forward with addressing the pending motions. Plaintiff’s FAC adds additional Defendants Craig Beazer, Ellen Cooper, Ashley Tilley, Isabella Lombardi, and Julie Donald. (FAC 1:10–12). Plaintiff alleges that Ms. Donald, Ms. Lombardi, and Ms. Tilley are Defendant’s employees, but does not explain how Ms. Cooper or Mr. Beazer are involved. (Id. 9:13–14).2 Because Plaintiff’s claims are brought against a singular “Defendant,” it is unclear if the four claims are against all Defendants. The four claims brought by Plaintiff are Unlawful Injury or Loss Suffered by a Vulnerable Person under NRS § 41.1395, negligence and gross negligence, intentional infliction of emotional distress, and civil conspiracy. (Id. 12:26–19:3). After the instant Motion to Dismiss was filed, the Court entered a Minute Order setting

deadlines to respond and reply, (ECF No. 81). Plaintiff filed the pending Motion to Strike, (ECF No. 80), and then immediately appealed the Minute Order setting deadlines, (ECF No. 2 In the Court’s previous Order, it granted Plaintiff leave to amend without limitation. Thus, it is permissible for Plaintiff to add new parties to her FAC. See, e.g., Jameson Beach Prop. Owners Ass’n v. United States, No. CV 13-01025-MCE-AC, 2014 WL 4925253, at *3–4 (E.D. Cal. Sept. 29, 2014) (“District Courts in this circuit generally allow plaintiffs to add new claims and/or parties to an amended complaint where a prior order of dismissal granted leave to amend without limitation.”). However, Plaintiff has not served these new parties, and the 90-day time limit for service has passed. See Fed. Rule Civ. Pro. 4(m). Therefore, Plaintiff must show good cause for her failure to serve, or the Court “must dismiss the action without prejudice . . . .” Id. 82). Defendant filed a Notice requesting the stay of deadlines triggered by Plaintiff’s appeal. (Notice, ECF No. 86). Plaintiff appears to have responded to Defendant’s Motion to Dismiss, but the document docketed as Plaintiff’s Response is labeled by Plaintiff as a “Clarification for Appeal.” (Resp. to Mot. Dismiss, ECF No. 87). In it, she argues that she appealed the Minute Order because of this Court’s bias and prejudice against her, and because the Court “bypassed making a decision about the HIPAA/PHI violation,” mentioned in her Motion to Strike. (Id. 1:24–2:5). The Ninth Circuit dismissed Plaintiff’s appeal three days later. (See Order of USCA, ECF No. 88). Dismissal is appropriate under Rule 12(b)(6) where a pleader fails to state a claim upon which relief can be granted. Federal Rule of Civil Procedure (“Fed. R. Civ. P.”) 12(b)(6); Bell Atl. Corp. v. Twombly, 550 U.S. 544, 555 (2007). A pleading must give fair notice of a legally cognizable claim and the grounds on which it rests, and although a court must take all factual allegations as true, legal conclusions couched as factual allegations are insufficient. Twombly, 550 U.S. at 555. Accordingly, Rule 12(b)(6) requires “more than labels and conclusions, and a formulaic recitation of the elements of a cause of action will not do.” Id. “To survive a motion to dismiss, a complaint must contain sufficient factual matter, accepted as true, to ‘state a claim to relief that is plausible on its face.’” Ashcroft v. Iqbal, 556 U.S. 662, 678 (2009) (quoting Twombly, 550 U.S. at 570). “A claim has facial plausibility when the plaintiff pleads factual

content that allows the court to draw the reasonable inference that the defendant is liable for the misconduct alleged.” Id. This standard “asks for more than a sheer possibility that a defendant has acted unlawfully.” Id. A. Motion to Dismiss Defendant argues that Plaintiff’s claims against it must be dismissed because they are either preempted by ERISA, fail to sufficiently plead facts plausibly alleging that she is entitled to relief, or fail to properly plead the elements of each claim. (See generally Mot. Dismiss, ECF No. 79). Defendant claims that Plaintiff “seeks relief on the basis of Lincoln’s administration of short-term disability benefits allegedly due that would be payable under the Group Disability Income Policy . . . .” (Id. 2:4–10). Defendant’s Policy is issued to Hilton Grand Vacations and provides short-term disability benefits to Hilton’s employees, including Plaintiff. (Id.). Because Plaintiff failed to respond to the arguments made in Defendant’s Motion to Dismiss, and failed to state a claim against Defendant, the Court GRANTS Defendant’s Motion to Dismiss. The Court does not reach a conclusion as to Defendant’s ERISA preemption argument. 1. Plaintiff’s Failure to Respond As an initial matter, it is unclear whether Plaintiff responded to Defendant’s Motion to Dismiss at all. The document docketed as her Response is labeled as a “Clarification of Appeal,” and does not address the fact that the Motion to Dismiss was filed, let alone respond to the arguments made by Defendant. Under Nevada Local Rule 7-2(d): “The failure of an opposing party to file points and authorities in response to any motion, except a motion under

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Warren v. The Lincoln National Life Insurance Company, (D. Nev. 2024).

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