UNITED STATES OF AMERICA, f/u/o/b PROFEX, INC. and PROFEX, INC. v. WESTCHESTER FIRE INSURANCE COMPANY, KIRLIN BUILDERS, LLC, LIBERTY MUTUAL INSURANCE COMPANY

CourtDistrict Court, S.D. New York
DecidedSeptember 30, 2025
Docket7:22-cv-00015
StatusUnknown

This text of UNITED STATES OF AMERICA, f/u/o/b PROFEX, INC. and PROFEX, INC. v. WESTCHESTER FIRE INSURANCE COMPANY, KIRLIN BUILDERS, LLC, LIBERTY MUTUAL INSURANCE COMPANY (UNITED STATES OF AMERICA, f/u/o/b PROFEX, INC. and PROFEX, INC. v. WESTCHESTER FIRE INSURANCE COMPANY, KIRLIN BUILDERS, LLC, LIBERTY MUTUAL INSURANCE COMPANY) is published on Counsel Stack Legal Research, covering District Court, S.D. New York primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
UNITED STATES OF AMERICA, f/u/o/b PROFEX, INC. and PROFEX, INC. v. WESTCHESTER FIRE INSURANCE COMPANY, KIRLIN BUILDERS, LLC, LIBERTY MUTUAL INSURANCE COMPANY, (S.D.N.Y. 2025).

Opinion

USDC SDNY UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF NEW YORK NOCH □□□□ UNITED STATES OF AMERICA, f/u/o/b DATE FILED: 9/30/2025 PROFEX, INC. and PROFEX, INC., Plaintiffs, -against- WESTCHESTER FIRE INSURANCE COMPANY, KIRLIN BUILDERS, LLC, LIBERTY MUTUAL INSURANCE COMPANY, 22 CV 15 (NSR) Defendants. OPINION & ORDER KIRLIN BUILDERS, LLC, Third-Party Plaintiff, -against- WESTERN SURETY COMPANY, Third-Party Defendant.

NELSON S. ROMAN, United States District Judge: Plaintiff Profex, Inc. (“Plaintiff or “Profex”) commenced this action against Defendants, Kirlin Builders, LLC (“Kirlin”), Liberty Mutual Insurance Company (“Liberty Mutual”), and Westchester Fire Insurance Company (“Westchester”) (collectively, “Defendants”), asserting claims for 1) breach of contract, 2) quantum meruit, and 3) action on surety bonds!. (ECF No. 1, Complaint (“Compl.”).) To recover its cost-to-complete costs, Kirlin filed a Counterclaim against Profex (ECF No. 18, “Counterclaim” and further filed a third-party complaint for breach

' Count Three (Action on Surety Bonds) is not a separate cause of action; rather, Profex uses this claim to assert the first two causes of action against Kirlin’s co-defendant sureties, Liberty and Westchester.

of contract against Profex’s surety, Western Surety Company (“Western”) (ECF No. 19, Third-Party Complaint (“Third-Party Compl.”).) Presently before the Court are Defendants’ Motion for Summary Judgment on Plaintiff’s claims and Kirlin’s Motion for Partial Summary Judgment against Profex and its surety, Western

(ECF No. 105, “Mot.”) For the following reasons, the Court GRANTS Defendants' motion for summary judgment, and DENIES Kirlin’s Motion for Partial Summary Judgment with respect to Kirlin’s Counterclaim and Third-Party Complaint.

BACKGROUND

A. FACTUAL BACKGROUND

The facts below are taken from Defendants’ Statement of Undisputed Facts (ECF No. 106-1, “SUF”), Plaintiff’s Response to the Statement of Undisputed Facts (ECF No. 108, “Pltf. SUF Resp.”), and the Parties’ supporting documentation2, and are uncontested except where 1F otherwise indicated. The Court recites these facts as the relevant factual background for purposes of its analysis in this Opinion. Kirlin, as general contractor, entered into a prime contract with the United States for the repair and renovation of the Johnson Veterinary Clinic at West Point, New York. (SUF ¶ 1.) On July 30, 2019, Kirlin subcontracted with Profex in the amount of $6,212,787. (Id.) The Subcontract was governed by New York law (Id. ¶ 19), incorporated various flow-down provisions (Id. ¶ 71), declared that “time is of the essence” (Id. ¶ 76), and authorized Kirlin to

2 Kirlin-Profex Subcontract (ECF No. 106-3, “Subcontract”); Defendants’ Motion for Summary Judgment and Partial Summary Judgment (ECF No. 105); Declaration of Charissa Porter in Support of Motion (ECF No. 106-2, “Porter Decl.”); Declaration of Kevin Walsh in Support of Motion (ECF No. 106-15, “Walsh Decl.”); Declaration of Doug Callabresi (ECF No. 106-28, Callabresi Decl.”); Defendants’ Memorandum of Law in Support of Motion (ECF No. 106), Defendants’ Reply Memorandum of Law in Support of Motion (ECF No. 109); Plaintiff’s Memorandum of Law in Opposition (ECF No. 107), Declaration of Roland Bloomer in Opposition of Motion (ECF No. 108-1, “Bloomer Decl.”); Declaration of Joshua Erickson in Opposition of Motion (ECF No. 108-2, “Erickson direct overtime or extra shifts without additional cost. (Id. ¶¶ 77–78.) It also included provisions governing change order adjustments, payment, disputes, and termination. (See generally ECF No. 106-3, Kirlin-Profex Subcontract (“Subcontract”).) As the project progressed, substantial delays arose, and responsibility became contested.

Kirlin attributes roughly 600 days of delay to Profex, citing late coordination drawings, inadequate staffing, failure to pay subcontractors, missing documentation such as its proposed change orders (“PCOs”) log, and abandonment of work. (SUF ¶¶ 2–3.) Consequently, Kirlin sent Profex seven Notices of Default and three Notices to Cure, which it claims were not adequately addressed within the 48-hour cure period required under Section 15 of the Subcontract. (Id. ¶ 3-4.) Section 15 permits Kirlin, after giving “notice of default and forty-eight (48) hours to cure,” to require overtime at Profex’s expense, “terminate Subcontractor’s performance,”, and “recover all losses, damages, penalties, fines, and reasonable attorneys’ fees” resulting from default. (Subcontract at 5-6.) Profex contests both the validity of these notices and Kirlin’s characterization of the delays, asserting that the primary causes were deficiencies in Kirlin’s

drawings, poor project management, and the COVID-19 pandemic. (Pltf. SUF Resp. ¶¶ 2–4.) For approximately the first 18 months of performance, Profex submitted PCOs sequentially and in writing, a process Defendants describe as a mutual course of dealing consistent with the Subcontract’s requirement.3 (SUF ¶¶ 30, 32, 34.) During this period, Profex 2F submitted 56 PCOs chronologically and in writing; 17 of which were approved by Kirlin and the Government, while the remainder were rejected for lack of documentation or scope issues. (Id.

Decl.”); Declaration of Avery F. Sherwood in Opposition of Motion (ECF No. 108-3, “Sherwood Decl.”); Declaration of Kenneth Lentz in Opposition of Motion (ECF No. 108-4, “Lentz Decl.”). 3 Under the Subcontract, all change orders and modifications must be submitted in writing and approved by Kirlin before any additional compensation may be sought. (SUF ¶ 30.) ¶¶ 7, 31–32.) It is alleged that Profex did not adequately supplement these rejected change orders. (Id. ¶ 54.) Defendants contend that beginning in late 2020, Profex unilaterally deviated from the Subcontract and the parties’18-month course of dealing, submitting PCOs out of sequence, years

after the work, or with fabricated or altered cover letters. (Id. ¶¶ 10, 35, 69, 80.) From December 30, 2020 to August 6, 2021, Profex submitted only 7 of its next 17 PCOs (#57–74) to Kirlin chronologically and in writing; and after August 14, 2021, it submitted just one of the remaining 116 PCOs. (SUF ¶ 36.) Kirlin notes that the last 116 PCOs—dated between October 14, 2019 and December 20, 2021—spanned both before and after Profex’s termination and were therefore neither timely nor in proper order. (SUF ¶ 37.) Metadata reviewed by Kirlin also allegedly showed many PCOs were created only around the time litigation commenced. (Id. ¶ 10.) Accordingly, Defendants allege that Profex’s unilateral deviation led to nonpayment of most of Profex’s 165 alleged and unapproved PCOs, forming the basis of its breach-of-contract claim. (SUF ¶ 13.) Whereas Profex contends Kirlin itself abandoned the written approval requirement

earlier in the project, instructed Profex to proceed with extra work on assurances that change orders would be approved later, and caused confusion through its own record-keeping practices. (Pltf. SUF Resp. ¶¶ 11, 33–36, 38–40.) On November 10, 2021, Kirlin terminated Profex for cause, citing failure to cure defaults, failure to pay subcontractors and suppliers, and abandonment. (SUF ¶ 5.) Kirlin allegedly completed the project on its own on February 19, 2022, using a combination of Profex’s subcontractors and its own workforce, and incurred $330,754.49 in completion costs, which it seeks to recover under Section 15(ii) of the Subcontract. (Id. at ¶¶ 5-6, 85–87.) However, Profex claims the termination was a pretext to avoid payment and that Kirlin did not complete all required work. (Pltf. SUF Resp. ¶¶ 5–6.) At the heart of this dispute—and the primary focus of the Court’s opinion—is Section 19 of the Subcontract, which Defendants contend bars Profex’s claims. (ECF No. 106, (“Mem.”) at

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UNITED STATES OF AMERICA, f/u/o/b PROFEX, INC. and PROFEX, INC. v. WESTCHESTER FIRE INSURANCE COMPANY, KIRLIN BUILDERS, LLC, LIBERTY MUTUAL INSURANCE COMPANY, Counsel Stack Legal Research, https://law.counselstack.com/opinion/united-states-of-america-fuob-profex-inc-and-profex-inc-v-nysd-2025.