United States Fidelity & Guaranty Co. v. Cook

5 P.2d 294, 43 Wyo. 356, 1931 Wyo. LEXIS 39
Wyoming Supreme Court·Decided November 24, 1931·No. 1691·Published·Cited by 6 cases

Opinion

*360 Blume, Justice.

The petition in this case alleges, briefly, that the appellant, in September, 1924, received from Cook, the plaintiff, $2280.98 to the use of plaintiff and without consideration; that the money was obtained from him by duress and coercion ; that plaintiff had been paying teller of the First National Bank of Cheyenne, Wyoming, which on July 9, 1924, went into the hands of a receiver, and the defendant, a surety company, had insured the bank, among other things, against dishonesty of its employees; that after the closing of the bank, it was claimed that there was a shortage in the accounts of the plaintiff in the sum of $2280.98; that thereafter one Clarence B. Tyler, manager and agent of the defendant surety company, accused plaintiff of having stolen and embezzled the amount of this shortage, which plaintiff denies; that Tyler threatened that unless plaintiff would deliver the amount of the shortage to him, he would have plaintiff arrested, prosecuted for embezzlement, sent to the penitentiary, blacklisted so that plaintiff could never again obtain any bond, or other employment in a bank, and cause him and his family to be disgraced; that Tyler made these threats to both plaintiff’s sister and mother, these threats being communicated to plaintiff; that plaintiff paid the money above mentioned to Tyler against his will and because of the threats above mentioned and in the fear that he would carry them out. Judgment is prayed for the amount so paid, with interest. Issues were duly joined on the allegations.

Plaintiff paid the sum sought to be recovered on September 27, 1924. In the spring of 1925, he was indicted in the federal court for embezzlement; he was tried in the fall of 1925 and acquitted. He made demand on the defendant for the return of the money paid it in December, 1925. The case against the defendant has been tried twice, the first time in April, 1928, with the Hon. C. 0. Brown presiding. That trial resulted in a verdict for plaintiff herein. A motion for a new trial was granted, and the case was tried the *361 second time in April, 1930, witb the Hon. Y. J. Tidball presiding. That trial, too, resulted in a verdict in favor of the plaintiff, and from a judgment thereon, the surety company, defendant herein, has appealed. Since it is claimed that there is not sufficient evidence to sustain the verdict, it is necessary to give a brief review thereof.

It appears that in 1924 the plaintiff and respondent herein was about 23 years of age; that he quit school at the age of about 15 and began work in the First National Bank of Cheyenne as a messenger; that he subsequently became teller of the bank and at the time that the bank closed was its head teller. Considerable evidence was introduced on the question whether or not the plaintiff was guilty of embezzlement. It is necessary to give merely an outline. It appears that the bank closed each day at three o’clock in the afternoon. Immediately thereafter the tellers made up a statement. At 3 o ’clock on July 8th, 1924, the day before the bank was taken over by the comptroller of the currency, plaintiff counted the money and other items on hand, total-ling $93,330.22, made up of nine different items,' of which $27,788 consisted of bank notes — currency. This amount was subsequently changed by plaintiff (in pencil) to $25,-478.00, making a difference of $2310 — the amount of the shortage claimed herein. It appears, however, that while the bank was nominally closed at three o’clock, it was not so in fact, but that considerable business was done thereafter, and generally up to about 5.30 in the afternoon, so that the currency on hand at three o ’clock might be reduced subsequently by cheeks or other items drawn against it. Plaintiff testified that it was in this manner that the $27,788 of currency on hand at three o ’clock of July 8 was reduced by $2310, and that the checks or other items by which this reduction took place must have been lost in the confusion attendant on the bank passing into the hands of the comptroller of the currency. Plaintiff stated that, on account of the business always done after three o’clock and until late in the afternoon, a final statement was never made on *362 that day, but that this was always done the next morning; that the checks and other items of business would be put together, placed in the vault over night, and then counted the next morning; that some of the figures, however, on the teller’s sheet, made at three o’clock, might be corrected on the same day — apparently to call special attention the next morning to the fact that the figures made at three o’clock of the previous day were not correct. It appears further, that plaintiff was not permitted to revise his figures on the morning of July 9th, 1924; that at that time the bank passed into the hands of the comptroller of currency, and he, plaintiff, instead of making up his final figures as usual, was not permitted to do so, but was put to work at protesting cheeks; that he did so for two days; that thereafter he went fishing for about three days, and only upon his return was his attention called to the apparent shortage; that he then attempted to find the discrepancy, by hunting for the checks or other items, which were lost; that he wanted to go over the various accounts in the bank’s books to see if he could not refresh his recollection whether this or that person might not have drawn checks, but that he was not even given the opportunity to do that. The testimony shows that the item of $27,788 above mentioned and made up at three o ’clock of July 8 was not the only one that was incorrect. Two others were. The one representing silver, of $901.44, actually was larger by $4.10. And another item was increased by $60.00 — this amount, represented by a coupon, for some unexplained reason being found sometime after plaintiff returned from fishing in a basket on top of the cage where plaintiff had been working. It further appears that about a year prior to July, 1924, the plaintiff was short the sum of $600, but that this occurred by reason of a check being lost and found in the basement of the building. Twenty four persons, it seems, had access to the lower part of the vault at all times up to the morning of July 9th. The directors met in the bank July 8th, remaining until two or three o ’clock at night. Early on July 9th, a lot *363 of papers of various kinds, which had accumulated, were hauled away from the basement of the bank building.

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United States Fidelity & Guaranty Co. v. Cook, 5 P.2d 294, 43 Wyo. 356, 1931 Wyo. LEXIS 39 (Wyo. 1931).

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