Tapia v. Frontwave Credit Union

CourtDistrict Court, S.D. California
DecidedAugust 3, 2021
Docket3:20-cv-01950
StatusUnknown

This text of Tapia v. Frontwave Credit Union (Tapia v. Frontwave Credit Union) is published on Counsel Stack Legal Research, covering District Court, S.D. California primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Tapia v. Frontwave Credit Union, (S.D. Cal. 2021).

Opinion

1 2 3 4 5 6 7 8 9 UNITED STATES DISTRICT COURT 10 SOUTHERN DISTRICT OF CALIFORNIA 11 ADRIANA SUAREZ TAPIA, on behalf of Case No. 20cv1950-MMA-JLB herself, and all others similarly situated, 12 ORDER AFFIRMING TENTATVE Plaintiff, RULING AND GRANTING 13 PLAINTIFF’S UNOPPOSED MOTIONS vs. FOR FINAL APPROVAL OF CLASS 14 SETTLEMENT, ATTORNEYS’ FEES FRONTWAVE CREDIT UNION, AND COSTS, AND CLASS 15 REPRESENTATIVE INCENTIVE Defendant. AWARD 16 [Doc. Nos. 19, 20] 17

19 Adriana Suarez Tapia (“Plaintiff”) brings this putative wage and hour class action 20 (the “Action”) against Defendant Frontwave Credit Union (“Defendant”). Plaintiff 21 moves for final approval of a class settlement pursuant to Federal Rule of Civil Procedure 22 23(e). See Doc. No. 19. Plaintiff also moves for an award of attorneys’ fees and costs, 23 and a class representative incentive payment. See Doc. No. 20. Defendant does not 24 oppose Plaintiff’s motions and the Court preliminarily approved the class settlement. See 25 Doc. No. 18. The Court issued a tentative ruling granting Plaintiff’s motions and held a 26 final approval hearing on these matters pursuant to Federal Rule of Civil Procedure 27 23(e)(2). See Doc. No. 21. For the reasons set forth below, the Court AFFIRMS its 28 tentative ruling and GRANTS Plaintiff’s motions. 1 BACKGROUND 2 This action arises out of allegations that that Defendant’s background check 3 disclosure forms are not compliant with the Fair Credit Reporting Act, 15 U.S.C. §§ 1681 4 et seq., Investigative Consumer Reporting Agencies Act, Cal. Civ. Code §§ 1786 et seq., 5 Consumer Credit Reporting Agencies Act, Cal. Civ. Code §§ 1785 et seq., and 6 California’s Unfair Competition Law, Cal. Bus. & Prof. Code §§ 17200 et seq. See Doc. 7 No. 1. The parties attended an Early Neutral Evaluation conference with Magistrate 8 Judge Burkhardt. See Doc. No. 13. At the conclusion of the ENE, Judge Burkhardt 9 made a mediator’s proposal which the parties subsequently accepted. See id. 10 On February 24, 2021, the parties filed a joint motion for preliminary approval of 11 class settlement. See Doc. No. 15. On April 9, 2021, the Court granted the motion for 12 preliminary approval and scheduled a Final Approval Hearing on the proposed 13 Settlement and related matters. See Doc. No. 18. Thereafter, Plaintiff filed the instant 14 motions for final approval of the class settlement, attorneys’ fees and costs, and a class 15 representative incentive payment. See Doc. No. 19; Doc. No. 19-1 (Azadian Decl., Ex. 16 A); Doc. No. 20. Defendant does not oppose Plaintiff’s motions, nor have any objections 17 been filed to the proposed Settlement. The Court tentatively approved the Settlement and 18 held a Final Approval Hearing on July 28, 2021. See Doc. Nos. 21, 22. 19 OVERVIEW OF THE SETTLEMENT 20 A. Settlement Class 21 The Settlement Class is defined as “All Class Members who did not timely opt-out 22 of the settlement by submitting a proper Request for Exclusion,” where “Class Member” 23 means “all persons residing in the United States who were the subject of a consumer 24 report that was procured by Defendant (or that Defendant caused to be procured) on or 25 after October 2, 2015 through the date of Preliminary Approval of this Agreement (April 26 9, 2021).” The “Class Period” means “October 2, 2015 through the date of preliminary 27 approval of the Settlement (April 9, 2021).” Doc. No. 19 at 11 (citing Settlement 28 1 Agreement). There are 465 Class Members; given the one request for exclusion, there 2 are 464 Settlement Class Members.2 See Doc. No. 19 at 11 (citing Kincannon Decl. ¶ 3 11). 4 B. Settlement Terms 5 Defendant will pay a total sum of $95,000 (the “Gross Settlement Amount” or 6 “Gross Settlement Fund”) in full settlement of all claims. See Doc. No. 19 at 12 (citing 7 Settlement Agreement). The parties have agreed that no portion of the Gross Settlement 8 Amount revert to Defendant. See id. After deductions for: (a) the Court-approved 9 Attorneys’ fees and Costs to Class Counsel; (b) the Court-approved fees and costs of the 10 Settlement Administrator; and (c) the Court-approved incentive payment to Plaintiff, the 11 resulting “Net Settlement Fund” will be distributed to the Settlement Class Members by 12 way of their “Individual Settlement Payment.” Id. The Individual Settlement Payments 13 will be calculated by dividing the Net Settlement Fund by the number of Settlement Class 14 Members. Id. Each Settlement Class member is expected to receive about $110.00. The 15 Settlement Administrator will issue Individual Settlement Payments no later than fifteen 16 (15) business days after the Settlement Effective Date. Id. The Settlement 17 Administrator’s costs total $9,500, to be paid from the Gross Settlement Amount. See 18 Doc. No. 20 at 7 (citing Settlement Agreement). Class Counsel requests $31,666.67 in 19 attorneys’ fees and $1,088.74 in costs, and Plaintiff requests a $5,000 incentive payment 20 for her work as the Class Representative. See id. 21 FINAL APPROVAL OF CLASS SETTLEMENT 22 A. Legal Standard 23 [T]he court’s intrusion upon what is otherwise a private consensual agreement negotiated between the parties to a lawsuit must be limited to the extent 24 necessary to reach a reasoned judgment that the agreement is not the product 25 of fraud or overreaching by, or collusion between, the negotiating parties, and 26

27 1 Citations to electronically filed documents refer to the pagination assigned by the CM/ECF system unless otherwise noted. 28 2 The one Class Member who requested exclusion is not a Settlement Class Member and is not bound or 1 that the settlement, taken as a whole, is fair, reasonable and adequate to all concerned. 2

3 Officers for Justice v. Civil Serv. Comm’n of City & Cty. of San Francisco, 688 F.2d 615, 4 625 (9th Cir. 1982). 5 A court considers several factors in determining whether a Settlement Agreement 6 is “fair, reasonable, and adequate” under Rule 23(e). The Rule provides that a court 7 should consider whether: (1) “the class representatives and class counsel have adequately 8 represented the class”; (2) “the proposal was negotiated at arm’s length”; (3) “the relief 9 provided for the class is adequate,” taking into consideration the risks associated with 10 continued litigation, the effectiveness of distributing the proposed relief to the class, the 11 terms of any proposed attorneys’ fees, and the underlying settlement agreement; and (4) 12 “the proposal treats class members equitably relative to each other.” Fed. R. Civ. P. 13 23(e)(2). 14 Judicial policy favors settlement in class actions and other complex litigation 15 where substantial resources can be conserved by avoiding the time, cost, and rigors of 16 formal litigation. See Class Plaintiffs v. City of Seattle, 955 F.2d 1268, 1276 (9th Cir. 17 1992). To that end, the Ninth Circuit has identified additional factors to consider, 18 including: (1) the strength of the case; (2) “the risk, expense, complexity, and likely 19 duration of further litigation”; (3) “the risk of maintaining class action status throughout 20 the trial”; (4) the settlement amount; (5) the stage of the proceedings; (6) “the experience 21 and views of counsel”; (7) whether there is a “governmental participant”; and (8) “the 22 reaction of the class members to the proposed settlement.” Staton v. Boeing Co., 327 23 F.3d 938, 959 (9th Cir. 2003) (quoting Molski v.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Williams v. Phillips Petroleum Co.
23 F.3d 930 (Fifth Circuit, 1994)
Mills v. Electric Auto-Lite Co.
396 U.S. 375 (Supreme Court, 1970)
Hensley v. Eckerhart
461 U.S. 424 (Supreme Court, 1983)
Blum v. Stenson
465 U.S. 886 (Supreme Court, 1984)
Tokyo Marine & Fire Insurance v. Perez & Cia.
142 F.3d 1 (First Circuit, 1998)
In Re Bluetooth Headset Products Liability
654 F.3d 935 (Ninth Circuit, 2011)
Robert Radcliffe v. Experian Information Solutions
715 F.3d 1157 (Ninth Circuit, 2013)
Rodriguez v. West Publishing Corp.
563 F.3d 948 (Ninth Circuit, 2009)
Boyd v. Bechtel Corp.
485 F. Supp. 610 (N.D. California, 1979)
In Re Austrian & German Bank Holocaust Litigation
80 F. Supp. 2d 164 (S.D. New York, 2000)
Caitlin Ahearn v. Hyundai Motor America
926 F.3d 539 (Ninth Circuit, 2019)
Steve Chambers v. Whirlpool Corp.
980 F.3d 645 (Ninth Circuit, 2020)
Cook v. Niedert
142 F.3d 1004 (Seventh Circuit, 1998)

Cite This Page — Counsel Stack

Bluebook (online)
Tapia v. Frontwave Credit Union, Counsel Stack Legal Research, https://law.counselstack.com/opinion/tapia-v-frontwave-credit-union-casd-2021.