State Farm Mutual Automobile Insurance v. Village of Isle

122 N.W.2d 36, 265 Minn. 360, 1963 Minn. LEXIS 674
CourtSupreme Court of Minnesota
DecidedMay 10, 1963
Docket38,860, 38,861
StatusPublished
Cited by56 cases

This text of 122 N.W.2d 36 (State Farm Mutual Automobile Insurance v. Village of Isle) is published on Counsel Stack Legal Research, covering Supreme Court of Minnesota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
State Farm Mutual Automobile Insurance v. Village of Isle, 122 N.W.2d 36, 265 Minn. 360, 1963 Minn. LEXIS 674 (Mich. 1963).

Opinions

[362]*362Thomas Gallagher, Justice.

These actions which were tried together involve construction of Minn. St. 340.95, the Civil Damage Act.

In the first action, plaintiff, State Farm Mutual Automobile Insurance Company of Bloomington, Illinois, hereafter referred to as State Farm Mutual, as insurer in an automobile liability insurance policy covering an automobile owned by L. Victor Peterson, named as the insured in such policy, seeks reimbursement from defendant, village of Isle, a municipal corporation, as owner of a municipal liquor store, for sums paid out in provident settlement of claims arising under such policy. Such claims resulted from an automobile accident which occurred February 6, 1961, and involved the insured as driver of the described automobile. It is not disputed that the proximate cause of the accident was the intoxication of the insured and that such intoxication was induced by defendant’s illegal sale of intoxicants to him. In this action the jury returned a verdict in plaintiff’s favor in the sum of $13,247 covering the claims settled by it.

In the second action, Signe Peterson, plaintiff and wife of the insured, seeks recovery from defendant village for damages arising out of the same accident. Her claims are based upon the resulting loss of her means of support; and upon damages to her person in the form of mental suffering, shock, loss of companionship, and loss of consortium, all occasioned by the injuries which were sustained by her husband in the accident. The jury returned a verdict in her favor in the sum of $10,000 for injury to her means of support and $6,200 for injury to her person.

It was stipulated that plaintiff had expended $1,737.57 from proceeds received on the sale of the farm homestead owned jointly by plaintiff and her husband in payment of his hospital, medical, ambulance, and nursing expenses arising out of the accident. Defendant objected to the relevancy thereof as a valid item of plaintiff’s damages, and at the close of the testimony made the following motion:

“* * * we move the Court to withdraw from the jury any consideration of damage other than the loss of means of support and * * * to exclude any consideration of the amount paid for medical bills of L. Victor Peterson and any consideration of the suffering or mental [363]*363anguish and nervousness and worry which Mrs. Peterson claims to have sustained.”

In its charge to the jury, the court stated:

“By means of support we mean that which furnishes a livelihood, a source or means of living, subsistence, sustenance or living. * * * the term includes all such means of living as would enable one to live in the degree of comfort suitable and becoming to his station in life. It is said to include anything requisite to housing, feeding, clothing, health, proper recreation, vacation, traveling expense or other proper cognate purposes.
“* * * if you find that by reason of the accident in question he [L. Victor Peterson] has sustained a permanent injury, you will determine as to what extent this permanent injury, if any, which he sustained in the accident have with reasonable certainty affected his future ability to provide such means of support for the plaintiff Signe Peterson.
*****
“In considering the question as to damages * * * due the plaintiff Signe Peterson for and on account of personal injury, the only matter which you may consider in that connection is the mental anguish which you may find with reasonable certainty that she has suffered as a proximate result of the accident in question and which with reasonable certainty she will suffer in the future.”

In such instructions the court made no reference to either plaintiff’s loss of consortium or to the items of medical and like expenses paid by her. At the close of the instructions, defendant objected as follows:

“* * * the defendant excepts to the Court’s submitting to the jury the question of damage to the person or injury to the person of Signe Peterson, and also excepts to the instruction permitting the jury to return as part of the loss of means of support the sum of $1,737.57 which is the amount of hospital, medical, ambulance and nursing bills introduced.
“Defendant * * * objects to such part of the instruction as permits loss of support to include pecuniary injury, and * * * to that portion of the instruction which states, ‘Means of support includes all of the items [364]*364as would enable one to live in the degree of comfort suitable and becoming to one’s station in life, including housing, feeding, clothing, health, proper recreation and travel expense,’ in that the instruction should be limited to actual support in terms of money contributions referable to those things necessary for livelihood.”

Defendant’s subsequent motions for judgment notwithstanding the verdict or for a new trial in the State Farm Mutual case and for a new trial in the Signe Peterson case were denied. The present appeals are from the orders denying such motions. In memoranda attached to the orders, the trial court stated:

(In the State Farm Mutual Case)
“The statute provides that ‘every husband, wife, child, parent, guardian, employer or other person who is injured in person or property, or means of support, by any intoxicated person, or by the intoxication of any person, has a right of action, in his own name, against any person who by illegally selling, bartering or giving intoxicating liquors, caused the intoxication of such person, for all damages sustained.’
“The language used by the Legislature is clear and unambiguous and is clearly intended * * * to include the plaintiff. * * * If the Legislature had not wanted other persons included * * * it would not have added ‘other persons.’
“The plaintiff is clearly a person according to the legislative intent. It is an artificial person, the same as an employer could be an artificial person. When it paid out money on its liability policy, it was damaged under any common sense interpretation of the word damaged.”
(In the Signe Peterson Case)
“Here the plaintiff did not suffer such physically disabling injuries, but she did suffer injury to her person in the form of mental anguish. To a good wife who seriously considers her marital status and obligations, the physical injuries of her husband and the resulting effects upon both himself and herself are bound to produce mental anguish which causes far more actual pain and suffering to her than any physical injury to her could possibly produce. Accordingly, this Court is satisfied that it is amply justified under the evidence in this case in allowing the jury [365]*365verdict for mental anguish as physical injury to stand. The nervous system of a human is part of his person, and mental anguish is accordingly an injury to such person’s person.
*****
“The plaintiff * * * permitted joint funds which otherwise would have been applicable to her support, to be paid upon bills for the care of the injuries of her husband. Such amounts very properly should have been considered by the jury in determining the damages to her means of support.”

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Cite This Page — Counsel Stack

Bluebook (online)
122 N.W.2d 36, 265 Minn. 360, 1963 Minn. LEXIS 674, Counsel Stack Legal Research, https://law.counselstack.com/opinion/state-farm-mutual-automobile-insurance-v-village-of-isle-minn-1963.