Sherry McGann v. Jeanne Jagow

Bankruptcy Appellate Panel of the Tenth Circuit·Decided January 21, 2025·No. 24-007·Published

Opinion

NOT FOR PUBLICATION1

UNITED STATES BANKRUPTCY APPELLATE PANEL OF THE TENTH CIRCUIT

IN RE SHERRY ANN MCGANN, BAP No. CO-24-7

Debtor.

SHERRY ANN MCGANN, Bankr. No. 20-18118 Chapter 7

Appellant,

v.

OPINION

JEANNE Y. JAGOW, Chapter 7 Trustee,

Appellee.

Appeal from the United States Bankruptcy Court for the District of Colorado

Before HALL, PARKER, and THOMAS, 2 Bankruptcy Judges.

THOMAS, Bankruptcy Judge.

It has been said that the purpose of the discipline enforced by a court for contempt is to “keep the streams of justice clear and pure.” 3 This cautionary tale is a reminder that

1 This unpublished opinion may be cited for its persuasive value, but is not precedential, except under the doctrines of law of the case, claim preclusion, and issue preclusion. 10th Cir. BAP L.R. 8026-6.

2 Paul R. Thomas, Bankruptcy Judge, United States Bankruptcy Court for the Eastern District of Oklahoma, sitting by designation.

3 Lord Hardwicke, Case of Printer of St. James’s Evening Post (1742), 2 Atk. 471.

such discipline must be imposed even when the party subject to a court order seemingly demonstrates some modicum of compliance.

Here, a chapter 7 debtor owned real property and improvements, which represented her most significant tangible asset. The chapter 7 trustee sought access to the property to ascertain its value to the estate, but the debtor thwarted all efforts to do so. The trustee filed a motion for turnover. The Bankruptcy Court granted it, ordering the debtor to timely provide the trustee with a key to the property. The debtor failed to comply. The trustee was forced to file a second turnover motion along with a contempt motion for the debtor’s failure to comply with the first turnover order. Days before the hearing and nearly eleven weeks after the deadline, the debtor mailed a key to the United States Trustee rather than the trustee as required. The Bankruptcy Court found the debtor in contempt and awarded the trustee attorney’s fees as a sanction. The debtor appealed. For the reasons that follow, we affirm the Bankruptcy Court’s decision.

I. Background On December 22, 2020, Debtor-Appellant Sherry McGann filed a petition for chapter 7 bankruptcy relief, and Jeanne Y. Jagow was appointed as the chapter 7 trustee (the “Trustee”). On the petition date, the Appellant owned real property and improvements located at 1535 Grand Avenue, Grand Lake, Colorado 80447 (the “Property”).

On January 5, 2021, Appellant filed her Schedule C and claimed a homestead exemption in the amount of $105,000 against the Property. She also listed four claims

secured by the Property on her Schedule D: (1) a first mortgage held by Cenlar FSB 4 in the amount of $420,927; (2) a second mortgage held by Elevations Credit Union in the amount of $144,467; (3) a lien held by Oka Kope 5 in the amount of $500,000; and (4) a lien held by Oka Kope in the amount of $351,000. The Appellant listed the two liens held by Oka Kope as disputed.

On March 31, 2021, the Bankruptcy Court entered an order granting Appellant a discharge under 11 U.S.C. § 727. 6 In June 2021, the Trustee filed an adversary proceeding against Oka Kope and another creditor seeking to avoid and recover multiple alleged fraudulent transfers in connection with the Hawaii Property and related entities. The Trustee settled the adversary proceeding whereby Oka Kope agreed to withdraw its secured claims against the Property and Oka Kope and the other creditor agreed to withdraw their claims against Appellant’s bankruptcy estate (the “Settlement Agreement”). In return, the Trustee agreed to release all claims the bankruptcy estate had against Oka Kope and the other creditor, including claims related to the Hawaii Litigation.

4 This lien is held by Wilmington Trust N.A. on behalf of Cenlar FSB.

5 Prior to filing for bankruptcy, Appellant was the sole member of an LLC, which owned real property in Hawaii (the “Hawaii Property”). In October 2018, as part of a joint venture, she transferred the Hawaii Property from her LLC to 1450 Oka Kope, LLC (“Oka Kope”). Appellant’s LLC held 49% of the membership interests of Oka Kope, and another LLC, owned by friends of the Appellant, owned the remaining 51% of the membership interests of Oka Kope. On May 14, 2019, Appellant appeared to transfer the Oka Kope membership interests held by her LLC back to Oka Kope. Subsequently, Appellant and the various entities became involved in disputes and litigation related to, among other things, the ownership of the Hawaii Property and the Oka Kope membership interests (the “Hawaii Litigation”). See Settlement Agreement, in Appellant’s App. at 8.

6 Bankr. ECF No. 63.

Appellant objected to the Settlement Agreement. The Bankruptcy Court held a hearing on the Settlement Agreement on May 3, 2022. There, the Bankruptcy Court overruled Appellant’s objection with her consent and approved the Settlement Agreement. Oka Kope subsequently released its liens against the Property.

Not long after, the Trustee began seeking access to the Property to determine whether it should be liquidated for the benefit of the estate. Appellant opposed all efforts. 7 In June 2023, the Trustee filed the Trustee’s Application to Employ LIV Sotheby’s International Realty as Listing Agent/Broker 8 to sell the Property, which the Bankruptcy Court granted over Appellant’s objection and entered an order authorizing the Trustee to employ LIV Sotheby’s International Realty. 9 On June 23, 2023, Appellant filed a Motion to Convert Chapter 7 to Chapter 11, 9013-1.1 Notice, Certificate of Service (the “Conversion Motion”) 10 seeking to convert the case to chapter 11. While the Conversion Motion was pending, on August 25, 2023, the Trustee filed the First Turnover Motion, to which Appellant responded.

7 According to the Trustee, Appellant “filed two Motions to Convert her case to different chapters of bankruptcy relief, refused to cease Mystic Magic Mushroom operations at the . . . Property, and denied the Trustee’s request to list the estate as a coinsured on [the] . . . Property insurance policy.” Motion for Order Requiring the Debtor to Turnover Property and Records to the Trustee (the “First Turnover Motion”) at 2, Bankr. ECF No. 297.

8 Bankr. ECF No. 265.

9 Amended Order Granting Trustee’s Application to Employ LIV Sotheby’s International Realty as Listing Agent/Borker [sic], in Appellant’s App. at 130 (Bankr. ECF No. 268).

10 Bankr. ECF No. 271.

On October 16-17, 2023, the Bankruptcy Court held a hearing (the “October Hearing”) on the Conversion Motion and the First Turnover Motion. At the October Hearing, Appellant made an oral motion to withdraw the Conversion Motion, which the Bankruptcy Court granted with prejudice. On October 24, 2023, the Bankruptcy Court entered an Order Requiring the Debtor to Turnover Property to the Trustee (the “First Turnover Order”), which required Appellant to provide the Trustee with a key to the Property no later than November 13, 2023, and allow the Trustee reasonable access to the Property. 11 On October 27, 2023, Appellant filed the Debtors [sic] Motion for Reconsideration on Turnover of Property Doc#321 12 (the “First Motion for Reconsideration”). In the First Motion for Reconsideration, Appellant argued that as a pro se litigant she was prejudiced by the “inaccurate comments and assumptions the court made on the record” and that the Bankruptcy Court lacked knowledge of the context in which the bankruptcy case was filed. 13 Appellant insisted she had the ability to pay her debts and therefore “close” the bankruptcy case. 14 Appellant also contended a forced

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