Securities and Exchange Commission v. Patel

CourtDistrict Court, E.D. New York
DecidedJuly 17, 2025
Docket1:24-cv-06405
StatusUnknown

This text of Securities and Exchange Commission v. Patel (Securities and Exchange Commission v. Patel) is published on Counsel Stack Legal Research, covering District Court, E.D. New York primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Securities and Exchange Commission v. Patel, (E.D.N.Y. 2025).

Opinion

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF NEW YORK -------------------------------------------------------------- X : SECURITIES AND EXCHANGE COMMISSION : : Plaintiff, : MEMORANDUM DECISION : AND ORDER - against - : : 24-cv-6405 (BMC) MARG PATEL, ROBERT HOROWITZ, and : CHINTANKUMAR BHATT, : : Defendants. : : -------------------------------------------------------------- X

COGAN, District Judge. This civil enforcement action presents an unsettled securities-law question amid a pile of more routine issues. In the operative amended complaint, the Securities and Exchange Commission brings securities-fraud claims against one ex-manager and two ex-executives of a now-defunct online pharmacy. It accuses the manager of falsifying sales data to artificially inflate the pharmacy’s stated revenue, and it accuses the two executives of raising capital with the artificially inflated revenue statements. The manager and one of the executives have moved to dismiss the claims against them, and the manager has alternatively moved to stay the action pending resolution of a parallel criminal investigation. For the following reasons, the manager’s motion is denied, and the executive’s motion is denied in part and granted in part. The amended complaint states redressable claims against the executive for his misstatements, and it states redressable claims against the manager for engaging in a scheme to defraud and for aiding and abetting the executive. There is also no reason to pause the case before a criminal indictment issues. But the Court grants the executive’s motion on the scheme-liability claims because, despite some district court rulings to the contrary, disseminating one’s own misstatements cannot alone create scheme liability. BACKGROUND Medly Health, Inc. once held itself out as a disruptor in the pharmaceutical industry.

Founded by defendant Marg Patel and his brother in 2017 as a full-service digital pharmacy offering same-day prescription delivery, Medly boasted to investors that it was the “nation’s fastest-growing digital pharmacy.” Its financial statements disclosed nine-figure revenues earned by selling prescription medications and receiving payments from patients or their insurance companies. But by the SEC’s account, the reports of Medly’s growth were greatly exaggerated. The story of the alleged exaggerations starts with defendant Chintankumar Bhatt. Bhatt was Medley’s “Head of Rx Operations” during the time relevant to the dispute. Medly tasked him with, among other responsibilities, intermediating between the Business Intelligence team – a wholly owned India-based subsidiary responsible for Medly’s accounting, financial, and data

analytics – and Medly’s top executives, including its CEO Patel and its CFO, defendant Robert Horowitz. The three defendants would jointly set periodic revenue targets based on the data compiled and analyzed by the Business Intelligence team, and Bhatt would devise strategies to meet those targets. Bhatt’s strategies, the SEC contends, soon became crooked. The amended complaint asserts that, from late-2020 to mid-2022, Bhatt entered “hundreds” of fake prescriptions into Medly’s pharmacy-management software. Using his unrestricted access to the software, Bhatt would fabricate patient information, either from whole cloth or by using a deceased patient’s

2 profile; record fake prescriptions in the patients’ names, often for expensive medications; and then “bill” the prescriptions to non-existent health-insurance companies. This had the predictable effect of ballooning Medly’s revenue. The artificial revenue growth led to an abnormality on Medly’s balance sheet: “a

substantial and growing debit balance in a Medly expense accrual account that was listed under Medly’s Other Current Liabilities (‘OCL’) line item.” Put in simpler terms, an OCL line item typically shows a negative balance (a credit) reflecting short-term debts a company expects to repay, but Medly’s OCL showed a positive balance (a debit) reflecting payments that Medly expected to receive. See Adam Hayes, What is Accrual Accounting, and How Does It Work?, Investopedia (May 10, 2025) https://www.investopedia.com/terms/a/accrualaccounting.asp [https://perma.cc/W6WG-Y6Z6]. This makes sense; Bhatt was increasing Medly’s revenues without offsetting the usual costs of selling prescriptions. Phony medication sales require no overhead. An outside investor conducting diligence on Medly noticed the OCL issue and raised it

with Patel and Horowitz in November 2020. Horowitz in turn led internal and external investigations into the issue. At a year-end meeting, he reported to Medly’s board of directors that Medly had “largely resolved” the OCL issue by reversing around $1.8 million in revenue related to “uncollected copayments” and that he did not expect the inaccuracy to affect Medly’s profits. Shortly before giving his statement to the board, however, Horowitz told an investigating accounting firm that Medly’s revenue may be overstated by as much as twenty percent. And shortly after Horowitz’s spoke with the board, one of Medly’s senior financial analysts gained

3 access to the raw prescription data, determined that Medly’s revenue was overstated, and told Horowitz that Medly could not fundraise based on its stated revenue. A senior accountant also informed Horowitz that “thousands of prescriptions reflected in Medly’s financial statements as revenue Medly had earned had, in fact, not actually been filled by Medly or delivered to

patients.” A month later, in February 2020, Patel and Horowitz met with the senior analyst. Patel admonished him for “digging too much.” Horowitz, more directly, instructed the senior accountant to keep a second set of books tracking what the accountant believed were Medly’s accurate financial numbers. In an early-March email to the accountant, Horowitz expressed concerns about Medly’s revenue but stated that “the guidance I received from [Patel] was to stop and not alarm the team. He had requested we continue with this accounting practice until our Series C fund raise was completed.” That month, after bemoaning Patel and Horwitz’s “apparent disregard for the integrity of our books and financial reporting” and their “reluctance to investigate and disclose a material misstatement in our revenue while fundraising,” the

accountant quit. Undeterred, Horowitz and Patel used the financial reports to pitch investors. The pitches were, at least initially, quite successful; from May 2021 to August 2022, Medly raised over $170 million in equity, valuing the company at roughly $925 million. But all the while, the walls came crumbling down around defendants. Medly’s board, unsatisfied with its CFO’s explanations of the OCL imbalance after yet another year of inflated revenue, urged Patel to remove Horowitz in April 2022, and Patel complied. Then, as swaths of employees began to uncover the fake prescriptions, regional managers filed complaints with Medly’s Chief

4 Compliance Officer. Eventually, the board terminated Patel and launched an internal investigation. Bhatt resigned shortly afterwards. Medly filed for bankruptcy and ultimately liquidation. The SEC brought this enforcement action against defendants, alleging that “Medly

created at least $70 million in fake revenue and reported revenue to prospective investors that was fraudulently inflated by between 10 percent and 24 percent.” Its amended complaint asserts six securities-fraud claims premised on three theories of liability. It seeks to hold Patel and Horowitz directly liable under a prosaic misstatements-and-omissions theory, Horowitz and Bhatt directly liable under a more unconventional scheme-liability theory, and Bhatt secondarily liable for aiding and abetting Horowitz and Patel’s fraud.

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