Savvidis v. McQuaid

CourtDistrict Court, D. Connecticut
DecidedJanuary 16, 2020
Docket3:19-cv-01308
StatusUnknown

This text of Savvidis v. McQuaid (Savvidis v. McQuaid) is published on Counsel Stack Legal Research, covering District Court, D. Connecticut primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Savvidis v. McQuaid, (D. Conn. 2020).

Opinion

UNITED STATES DISTRICT COURT FOR THE DISTRICT OF CONNECTICUT

SOPHIA SAVVIDIS, Civil Action No. Plaintiff, 19 Civ. 1308 (CSH) v.

RICHARD MCQUAID, TOWN CLERK OF THE CITY OF NORWALK and JANUARY 16, 2020 COUNTRYWIDE HOME LOANS, INC.,

Defendants.

RULING ON DEFENDANT COUNTRYWIDE HOME LOANS, INC.’S MOTION TO DISMISS

HAIGHT, Senior United States District Judge: Pro se Plaintiff Sophia Savvidis (“Plaintiff” or “Savvidis”) brings this action, under 42 U.S.C. § 1983, seeking damages and injunctive relief from Richard McQuaid, the Town Clerk of the City of Norwalk (“Defendant McQuaid” or “McQuaid”) and Countrywide Home Loans, Inc. (“Defendant CHL” or “CHL”). Doc. 1 (“Compl.”). Plaintiff alleges that Defendant McQuaid violated the Takings Clause of the Fifth Amendment of the United States Constitution by “recording and maintaining false, misleading, and fraudulent records” from third parties in connection with Plaintiff’s property located at 106B Comstock Hill Avenue, in Norwalk, Connecticut (the “Property”). Compl. at 1–2 ¶ 1.1 She also claims that CHL failed to prevent such fraud. Id. at 2 ¶ 5.

1 Plaintiff brought suit pursuant to 42 U.S.C. § 1983 to vindicate alleged Fifth Amendment violations. “Section 1983 does not itself confer substantive rights on a plaintiff, but is instead the means by which an injured party may seek vindication.” Youngs v. Fusaro, 179 F. Supp. 3d 198, 204 (D. Conn. 2016). The statute provides, in relevant part: “Every person who, under color of any statute, ordinance, regulation, custom, or usage, of any State or Territory or the District of CHL has moved to dismiss Plaintiff’s Complaint. Doc. 17 (“Mot. to Dismiss”); Doc. 17- 1 (“Def.’s Mem.”). Plaintiff has not filed any opposition.2 This Ruling resolves CHL’s motion. I. BACKGROUND

The facts herein are taken from Plaintiff’s Complaint and CHL’s Brief.3 On April 14, 2003, non-parties Athina Savvidis and Anastasios Savvidis executed a note (“Note”) in favor of Americas Wholesale Lender (“AWL”) in exchange for a loan in the principal amount of $550,000.00 (the “Loan”). Doc. 17-2 (“Exhibit A”). As security for the Note, on April 14, 2003, non-parties Athina Savvidis and Anastasios Savvidis granted a mortgage on the Property to AWL and its successors and assigns (the “Mortgage”). Doc. 17-3 (“Exhibit B”). On April 25, 2003, AWL assigned the Mortgage to the Bank of New York as Trustee (“BONY”). Doc. 17-4 (“Exhibit C”). On December 19, 2005, Athina Savvidis executed a quitclaim deed which purported to deed the Property to Athina Savvidis, Anastasios Savvidis, and Plaintiff collectively. Doc. 17-6

Columbia, subjects, or causes to be subjected, any citizen of the United States or other person within the jurisdiction thereof to the deprivation of any rights, privileges, or immunities secured by the Constitution and laws, shall be liable to the party injured in an action at law, suit in equity, or other proper proceeding for redress.” 42 U.S.C. § 1983. 2 CHL certified that it served upon Plaintiff a “Notice to Pro Se Litigant Opposing Motion to Dismiss as Required by Local Rule 12(a),” along with the relevant motion papers. Doc. 18. That notice provides, in relevant part: “The Defendants’ motion may be granted and your claims may be dismissed without further notice if you do not file opposition papers as required by Rule 12 of the Federal Rules of Civil Procedure and if the Defendant’s motion shows that the Defendants are entitled to dismissal of any or all of your claims. Copies of relevant rules are attached to this notice, and you should review them very carefully.” D. Conn. L. Civ. R. 12(a) (emphasis omitted). Plaintiff has not filed any opposition papers to Defendant’s Motion to Dismiss. However, Plaintiff is a pro se litigant and therefore the Court will construe her pleadings “liberally.” Chavis v. Chappius, 618 F.3d 162, 170 (2d Cir. 2010).

3 As noted below, because CHL challenges the Court’s subject matter jurisdiction, the Court need not accept all of Plaintiff’s allegations as true (for purposes of resolving that challenge). Additionally, the Parties are permitted to use affidavits and other materials beyond the pleadings in support or in opposition to a challenge to subject matter jurisdiction. See infra Section II. (“Exhibit E”). According to CHL—and Plaintiff does not appear to dispute this—Plaintiff did not hold any ownership or other interest in the Property until the date of the quitclaim deed. Def.’s Mem. at 7. Sometime thereafter, Athina and Anastasios Savvidis defaulted on their loan repayment

obligations and failed to cure the default. Id. As a result, on September 26, 2006, BONY, as mortgagee of record, commenced a foreclosure action against them in the Superior Court for the Judicial District of Stamford, captioned Bank Of New York as trustee for the Certificateholders v. Savvidis et al., FST-CV06-6000164-S (Conn. Super. Ct. 2006). Id. BONY also listed Plaintiff as a Defendant in that lawsuit. Id. On March 26, 2007, the Superior Court defaulted all defendants for failing to plead. Id. On that same date, the trial court granted BONY’s motion for judgment of foreclosure by sale and set a sale date of June 2, 2007. Id. No defendant appealed that judgment. Id. Nonetheless, the sale did not occur. Id. at 7–8. Rather, it appears that for almost thirteen years, the Parties have engaged, and continue to engage, in various motion practice in state court in connection with the

foreclosure of the Property. Id. at 8. Plaintiff filed the instant lawsuit on July 23, 2019.4 Plaintiff alleges that Defendant McQuaid has been “recording and maintaining false, misleading, and fraudulent records” from third parties in connection with Plaintiff’s Property. Compl. at 2 ¶ 1. According to Plaintiff, McQuaid’s actions are hindering her from financing and selling her property. Id. at 2 ¶ 2.

4 Plaintiff originally filed this lawsuit in the Southern District of New York. Judge Paul A. Engelmayer, who was assigned to the case, entered an Order to Show Cause directing Plaintiff to address whether the case should be transferred to this District, because her Complaint “ma[de] clear that the subject property is located in Connecticut, where both plaintiff and McQuaid reside.” Doc. 4 (“Order to Show Cause”). Plaintiff failed to respond to Judge Engelmayer’s Order, and the case was transferred to this Court. Doc. 5 (“Order of Transfer”). According to Plaintiff, furthermore, sometime after CHL offered her family a loan in April 2003, the title to the loan was transferred, though that transfer “failed ab initio”—that is, from the beginning. Id. at 2 ¶ 3. Thereafter, false claimants to the loan “emerged” but allegedly lacked proof of the debt. Id. at 2 ¶ 4. Therefore, the false claimants made false statements under oath in

an attempt to transfer the loan to third parties. Id. According to Plaintiff, CHL failed to prevent or stop the fraudulent activity. Id. at 2 ¶ 5. Meanwhile, according to Plaintiff, unknown parties have now recorded their own deed to Plaintiff’s property. Id. at 3 ¶ 7. Plaintiff seeks damages from Defendants for the harm done to her and an injunction directing McQuaid to remove the fraudulent records from the City’s rolls. Id. at 3 ¶¶ 8–9. Pending before this Court is CHL’s Motion to Dismiss.

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Bluebook (online)
Savvidis v. McQuaid, Counsel Stack Legal Research, https://law.counselstack.com/opinion/savvidis-v-mcquaid-ctd-2020.