Sander v. JP Morgan Chase

CourtDistrict Court, S.D. New York
DecidedFebruary 9, 2023
Docket7:22-cv-01543
StatusUnknown

This text of Sander v. JP Morgan Chase (Sander v. JP Morgan Chase) is published on Counsel Stack Legal Research, covering District Court, S.D. New York primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Sander v. JP Morgan Chase, (S.D.N.Y. 2023).

Opinion

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF NEW YORK ---------------------------------------------------------------x MARIE SANDER, : Plaintiff, : v. : : JPMORGAN CHASE BANK, N.A. (incorrectly : sued herein as “JP MORGAN CHASE” and “JP : OPINION AND ORDER MORGAN CHASE NA”); JAMIE DIMON : (incorrectly sued herein as “JAMIE DIAMON”); : 22 CV 1543 (VB) MCCALLA RAYMER LEIBERT PIERCE LLC : (incorrectly sued herein as “MRLP McCall : RAYMER LEIBERT PIERCE DDLLC”); and : KYLE JACOBS, ESQ., : Defendants. : ---------------------------------------------------------------x

Briccetti, J.: Plaintiff Marie Sander (“plaintiff” or “Sander”), proceeding pro se, brings this action against defendants JPMorgan Chase Bank, N.A. (incorrectly sued herein as JP Morgan Chase and JP Morgan Chase NA, “Chase”); Jamie Dimon (incorrectly sued herein as “Jamie Diamon”); McCalla Raymer Leibert Pierce, LLC (incorrectly sued herein as MRLP McCall Raymer Leibert Pierce DDLLC, “McCalla”); and Kyle Jacobs, Esq., alleging defendants collaborated to fraudulently deprive plaintiff of her residential property through state court foreclosure proceedings. Now pending is defendants’ motion to dismiss the complaint pursuant to Rules 12(b)(1) and 12(b)(6) of the Federal Rules of Civil Procedure. (Doc. #7). For the reasons set forth below, the motion is GRANTED. BACKGROUND For the purpose of ruling on the motion, the Court accepts as true all well-pleaded factual allegations in the complaint, any documents attached thereto, and plaintiff’s submissions opposing the motion.1 Further, the Court takes judicial notice of court filings in other litigation, not for their truth but for the fact that such filings were made and that other litigation exists.2 The Court draws all reasonable inferences in plaintiff’s favor, as summarized below. On September 27, 2004, plaintiff executed a Consolidated Adjustable Rate Note in favor

of Great American Mortgage Corp. secured by a mortgage (the “Mortgage”) on 56 Touissant Avenue, Yonkers, New York (the “Property”). (Doc. #8-1). The Mortgage consolidated a previously existing loan and mortgage with a principal unpaid balance of $256,464, plus a new loan and mortgage in the amount of $83,536. (Doc. #8-2 at ECF 6).3 Upon this consolidation, Great American Mortgage Corp. held a new single lien on plaintiff’s property for $340,000. On September 26, 2006, plaintiff transferred the Property to Ledivin Corp. by quitclaim deed. (Doc. #8-4). On March 1, 2017, Great American Mortgage Corp. assigned the Mortgage to Chase. (Doc. #8-3 at ECF 1). On December 2, 2019, Chase commenced foreclosure proceedings against the Property in

Supreme Court, Westchester County (the “Foreclosure Action”), alleging Mortgage payments

1 In addition to the complaint, courts may consider a pro se plaintiff’s other submissions, such as any opposition to a motion to dismiss, when “evaluating the legal sufficiency of a pro se plaintiff’s claims.” See Vlad-Berindan v. MTA N.Y.C. Transit, 2014 WL 6982929, at *6 (S.D.N.Y. Dec. 10, 2014) (collecting cases). After filing her opposition (Doc. #14), plaintiff filed two additional letters, which the Court considers along with plaintiff’s opposition. (Docs. ##15, 18).

Plaintiff will be provided copies of all unpublished opinions cited in this decision. See Lebron v. Sanders, 557 F.3d 76, 79 (2d Cir. 2009) (per curiam).

2 See Staehr v. Hartford Fin. Servs. Grp., Inc., 547 F.3d 406, 425 (2d Cir. 2008) (collecting cases). 3 “ECF __” refers to page numbers automatically assigned by the Court’s Electronic Case Filing system. had gone unpaid since February 1, 2014. (Doc. #8-5 at ECF 8). Plaintiff and Ledivin Corp. were among the named defendants. The Foreclosure Action also sought to foreclose a mortgage on 60 Touissant Avenue, Yonkers, New York. Defendant McCalla represents Chase in the Foreclosure Action. (Doc. #8-5 at ECF 13).

Kyle Jacobs, Esq., is a lawyer at McCalla who represents Chase in the Foreclosure Action. (See id.) On July 26, 2021, the state court entered an Order of Reference and Default Judgment against Sander, Ledivin Corp., and the other defendants in the Foreclosure Action. (Doc. #8-6). On April 25, 2022, Justice Charles D. Wood of Supreme Court, Westchester County, issued an Order Confirming Referee Report and Judgment of Foreclosure and Sale in the Foreclosure Action. (Doc. #17-1 at ECF 3). On February 24, 2022, plaintiff commenced the instant action by filing her complaint, which is styled as a letter to President Biden. (Doc. #1). Plaintiff alleges Justice Wood, who is not a defendant, and other judges, lawyers, and the

defendants in this action committed fraud and conspired to commit fraud upon plaintiff that resulted in her loss of the Property. Specifically, plaintiff alleges McCalla sent the Foreclosure Action complaint to a house that had burned down, and defendants Chase, Dimon, McCalla, and Jacobs colluded and conspired to fraudulently foreclose the Mortgage, including by Chase impersonating the Ohio Secretary of State and forging robo-signed documents. She demands $60 million in damages. Plaintiff asserts claims for mortgage fraud and conspiracy, as well as violations of the Racketeer Influenced and Corrupt Organizations Act (“RICO”), the Equal Protection Clause of the Fourteenth Amendment, Title VI of the Civil Rights Act of 1964, 42 U.S.C. § 2000d (which prohibits exclusion from participation in federally assisted programs on the grounds of race, color, or national origin); 18 U.S.C. § 242 (which prohibits constitutional deprivations “on account of such person being an alien, or by reason of his color, or race”), and the Truth in Lending Act (“TILA”). However, the facts underlying all of these claims derive from plaintiff’s

contention that defendants conspired to fraudulently deprive her of her property through the Foreclosure Action. (See, e.g., Doc. #1 at ECF 5 (“complaint for $60 millions against theses defandants for harassement mortgage fraud, by the financial institution theses criminal actors conspirancy, fraud for profit greed, bank fraud, false statement”); id. at ECF 6 (alleging defendants “all working together for stilling people property”); id. at ECF 9 (“plaintiff have her house for long time with the satisfaction of the mortgage and the house been pay”); id. at ECF 10 (“the institution forged documents by robo signed that allowed them to seize . . . property and sale them from under their owners”).4 This is the latest of several lawsuits plaintiff has brought in this court and others alleging corruption, fraud, and misconduct in connection with her mortgages and their foreclosure. See

Sander v. Rosicki, Rosicki, & Assocs., No.14-CV-827, Memorandum and Order (Doc. #99), at 2, 3–7 (S.D.N.Y. Mar. 16, 2015) (dismissing plaintiff’s claims alleging “mortgage fraud, corruption, and a blackmailing scheme operated by Defendant law firms, lawyers, banks, and bank employees, all related to Plaintiff’s mortgages,” and taking judicial notice of documents filed in prior lawsuits brought by plaintiff). In fact, on January 29, 2021, plaintiff filed a lawsuit in Supreme Court, Westchester County, proceeding as “Sander, Ledivine Corp.,” against the State Department, Westchester

4 Plaintiff’s complaint is typewritten in all capital letters. However, for ease of reading, quotations from the complaint in this Opinion and Order are repeated using ordinary capitalization.

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Sander v. JP Morgan Chase, Counsel Stack Legal Research, https://law.counselstack.com/opinion/sander-v-jp-morgan-chase-nysd-2023.