Roy Dixon v. Federal National Mortgage Association

CourtCourt of Appeals for the Eleventh Circuit
DecidedJanuary 2, 2026
Docket25-10325
StatusUnpublished

This text of Roy Dixon v. Federal National Mortgage Association (Roy Dixon v. Federal National Mortgage Association) is published on Counsel Stack Legal Research, covering Court of Appeals for the Eleventh Circuit primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Roy Dixon v. Federal National Mortgage Association, (11th Cir. 2026).

Opinion

USCA11 Case: 25-10325 Document: 26-1 Date Filed: 01/02/2026 Page: 1 of 7

NOT FOR PUBLICATION

In the United States Court of Appeals For the Eleventh Circuit ____________________ No. 25-10325 Non-Argument Calendar ____________________

ROY JOE DIXON, Plaintiff-Appellant, versus

STATE OF FLORIDA, Defendant, FEDERAL NATIONAL MORTGAGE ASSOCIATION, NEWREZ LLC, d.b.a. Shellpoint Mortgage Servicing, Defendants-Appellees. ____________________ Appeal from the United States District Court for the Southern District of Florida D.C. Docket No. 9:24-cv-81189-AMC ____________________

Before LUCK, LAGOA, and BLACK, Circuit Judges. USCA11 Case: 25-10325 Document: 26-1 Date Filed: 01/02/2026 Page: 2 of 7

2 Opinion of the Court 25-10325

PER CURIAM: Roy Dixon Jr., proceeding pro se, appeals the district court’s orders dismissing his third amended complaint with prejudice and denying his motion to vacate the district court’s dismissal order. Dixon contends the district court improperly dismissed his com- plaint and should have provided him with an opportunity to re- spond to the defendants’ motion to dismiss his complaint. After review, 1 we affirm. Courts can dismiss complaints that fail to state a claim upon which relief can be granted. Ashcroft v. Iqbal, 556 U.S. 662, 678 (2009). A complaint states a claim when it pleads factual allegations that “raise a right to relief above the speculative level” and render the complaint’s claim for relief “plausible on its face.” Bell Atlantic Corp. v. Twombly, 550 U.S. 544, 555, 570 (2007). Mere “labels and conclusions” and “formulaic recitation[s] of the elements of [] cause[s] of action” do not state a claim. Id. at 555. Before dismissing a pro se party’s complaint, a district court must explain the deficiencies in the pro se party’s complaint and provide them with at least one opportunity to amend their com- plaint. Woldeab v. Dekalb Cnty. Brd. Edu., 885 F.3d 1289, 1291 (11th Cir. 2018). Thereafter, a district court may give the pro se party

1 We review a district court’s dismissal of a complaint for failure to state a

claim or for lack of jurisdiction de novo, accepting the allegations in the com- plaint as true and construing them in the light most favorable to the plaintiff. Newbauer v. Carnival Corp., 26 F.4th 931, 934 (11th Cir. 2022); Nicholson v. Shafe, 558 F.3d 1266, 1270 (11th Cir. 2009). USCA11 Case: 25-10325 Document: 26-1 Date Filed: 01/02/2026 Page: 3 of 7

25-10325 Opinion of the Court 3

additional opportunities to replead as justice requires. Silberman v. Miami Dade Transit, 927 F.3d 1123, 1132-33 (11th Cir. 2019); Fed. R. Civ. P. 15(a)(2). However, a district court can dismiss a pro se com- plaint with prejudice if amending the complaint would be futile. Silberman, 855 F.3d at 1133. A district court can also dismiss a pro se complaint with prejudice when the pro se party willfully fails to comply with the court’s instructions and the district court explicitly or implicitly finds no lesser sanction will suffice. Gratton v. Great Am. Commc’n, 178 F.3d 1373, 1374 (11th Cir. 1999). In addition, when a district court explains the deficiencies in a plaintiff’s com- plaint and the plaintiff does not address them in his amended com- plaint, the district court does not have to provide the plaintiff with an opportunity to respond before dismissing his complaint. Surtain v. Hamlin Terrace Found., 789 F.3d 1239, 1248-49 (11th Cir. 2015). Justice did not require the district court to permit Dixon an- other opportunity to replead his claims because repleading them would have been futile and Dixon willfully failed to comply with the court’s instructions regarding how he should replead his claims. Dixon repleading his claims would have been futile because all his claims are premised on his having legal ownership of the foreclosed house. See Exxon Mobil Corp. v. Saudi Basic Indus. Corp., 544 U.S. 280, 284 (2005) (explaining under the Rooker-Feldman Doctrine, fed- eral courts do not have jurisdiction over claims that (1) effectively seek federal review and rejection of a state-court judgment (2) that the state court entered before the federal proceedings com- menced). For example, Dixon’s civil RICO claims (Counts 1 and 2) are premised on Dixon rightfully owning the house because the USCA11 Case: 25-10325 Document: 26-1 Date Filed: 01/02/2026 Page: 4 of 7

4 Opinion of the Court 25-10325

defendants could not work with Bank of America to “fraudulently foreclose” on the house unless Dixon rightfully owned it. Simi- larly, Dixon’s civil theft claim (Count 3) presumes he was entitled to all the funds from the foreclosure sale, which would only be pos- sible if he rightfully owned the house. See United Tech. Corp. v. Ma- zer, 556 F.3d 1260, 1270 (11th Cir. 2009) (stating a civil theft claim under Florida law requires a plaintiff plausibly allege the defendant (1) knowingly; (2) obtained or used the plaintiff’s property; (3) with felonious intent; (4) to deprive the plaintiff of his property or ap- propriate the property for the use of someone not entitled to it). Finally, although it is not entirely clear how Dixon believes the de- fendants defrauded him (Counts 4 and 5), it appears that Dixon is alleging the defendants lied to him about their involvement in the foreclosure sale and thereby escaped liability for their involvement in wrongfully selling his house. If so, Dixon’s fraud and fraudulent misrepresentation claims are also premised on Dixon rightfully owning the house because the defendants could only be liable to Dixon for wrongfully selling the house if Dixon owned it. Thus, each of Dixon’s claims are premised on the state court’s determi- nation that he had no legal right to the house being incorrect. Because Dixon premises all his claims on the state court’s determination being incorrect and explicitly asks the district court to award him the payment from the foreclosure sale, Dixon’s com- plaint invites federal review and rejection of the state court’s fore- closure judgment. Furthermore, the state court entered its judg- ment on September 26, 2019, before Dixon commenced this action on September 27, 2024. Accordingly, the Rooker-Feldman Doctrine USCA11 Case: 25-10325 Document: 26-1 Date Filed: 01/02/2026 Page: 5 of 7

25-10325 Opinion of the Court 5

bars all of Dixon’s claims. See Exxon Mobil Corp., 544 U.S. at 284. As a result, even if Dixon properly pled his claims, they would be subject to dismissal. Consequently, allowing Dixon to replead his claims would be futile, and the district court did not err by dismiss- ing Dixon’s complaint with prejudice. See Silberman, 855 F.3d at 1132-33 Additionally, Dixon willfully failed to comply with the court’s instructions because he continued pleading his claims in an insufficient and conclusory manner in his third amended com- plaint.

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Roy Dixon v. Federal National Mortgage Association, Counsel Stack Legal Research, https://law.counselstack.com/opinion/roy-dixon-v-federal-national-mortgage-association-ca11-2026.