Ranjbari v. Liberty Mutual Insurance Co. CA2/5

CourtCalifornia Court of Appeal
DecidedDecember 1, 2023
DocketB321595
StatusUnpublished

This text of Ranjbari v. Liberty Mutual Insurance Co. CA2/5 (Ranjbari v. Liberty Mutual Insurance Co. CA2/5) is published on Counsel Stack Legal Research, covering California Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Ranjbari v. Liberty Mutual Insurance Co. CA2/5, (Cal. Ct. App. 2023).

Opinion

Filed 12/1/23 Ranjbari v. Liberty Mutual Insurance Co. CA2/5 NOT TO BE PUBLISHED IN THE OFFICIAL REPORTS

California Rules of Court, rule 8.1115(a), prohibits courts and parties from citing or relying on opinions not certified for publication or ordered published, except as specified by rule 8.1115(b). This opinion has not been certified for publication or ordered published for purposes of rule 8.1115.

IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA

SECOND APPELLATE DISTRICT

DIVISION FIVE

ROYA RANJBARI, B321595

Plaintiff and Appellant, (Los Angeles County Super. Ct. No. v. 19STCV35158)

LIBERTY MUTUAL INSURANCE COMPANY,

Defendant and Respondent.

APPEAL from an order of the Superior Court of the County of Los Angeles, Robert B. Broadbelt, Judge. Affirmed. Heidari Law Group, Saman Ryan Heidari and Giorgio Cassandra, for Plaintiff and Appellant. Colman Perkins Law Group, James J. Perkins and Chloe P. Graham, for Defendant and Respondent. I. INTRODUCTION

Plaintiff Roya Ranjbari appeals from the trial court’s denial of her petition to vacate an arbitration award in favor of defendant Liberty Mutual Insurance Company. She contends the arbitrator committed misconduct warranting vacatur under Code of Civil Procedure section 1286.2, subdivision (a)(5)1 when he excluded expert testimony, refused to postpone the hearing to resolve critical evidentiary issues, and denied her right to a court reporter. We affirm.

II. PROCEDURAL BACKGROUND

A. Uninsured Motorist Claim Investigation

Plaintiff was insured under an auto insurance policy issued by defendant that included uninsured motorist coverage with a $100,000 limit and an arbitration agreement. On February 2, 2019, plaintiff made a letter demand on defendant on a claim arising from an auto collision that she stated occurred on August 7, 2018. According to plaintiff, as she entered the 101 freeway, attempting to merge into the westbound lanes at 20 to 30 miles per hour, a white vehicle traveling 60 miles per hour struck her 2018 Kia on the left side.2 The impact

1 All further references are to the Code of Civil Procedure unless otherwise indicated.

2 The facts of the accident and plaintiff’s injuries are taken from the independent medical examination (IME) report by Dr. Richard C. Rosenberg dated November 7, 2020, and the

2 propelled plaintiff’s car into the guardrail on the right. Plaintiff did not hit any other vehicles. The white vehicle did not stop. Plaintiff did not call for medical assistance at the scene or report the accident, but instead drove home and sought medical treatment at an emergency room the next day. That visit was followed by various medical examinations, chiropractic therapy, and pain management services. On March 4, 2019, defendant’s counsel responded to the demand by scheduling plaintiff for an examination under oath before a certified shorthand court reporter pursuant to the terms of her policy. Counsel also requested that plaintiff produce certain documents and bring her car to the examination so that defendant’s expert could download its event data recorder (EDR). On May 8, 2019, defendant sent plaintiff a copy of “the EDR download” obtained from plaintiff’s car by defendant’s expert. On May 15, 2019, plaintiff acknowledged that she received and executed the transcript of her examination under oath.

B. Arbitration Proceedings

Pursuant to the arbitration agreement in plaintiff’s policy, the parties submitted her uninsured motorist claim to binding arbitration administered by Judicate West, a dispute resolution provider.

arbitrator’s July 22, 2021, findings and award. Plaintiff provided varying versions of the accident to insurance investigators, healthcare providers, and at the arbitration. The arbitrator ultimately found her testimony about the event not credible.

3 On October 2, 2020, plaintiff appeared for an IME at the office of Dr. Rosenberg. On November 5, 2020, Dr. Rosenberg forwarded his report on the IME to defendant’s counsel, who in turn forwarded a copy to plaintiff’s counsel. On March 4, 2021, Judicate West served notice that the arbitration hearing would take place on July 12 and 13, 2021, before retired Superior Court Judge Christopher J. Warner. On May 26, 2021, defendant served a deposition subpoena on one of plaintiff’s health care providers seeking production of her medical records. On June 18, 2021, plaintiff served a demand to exchange expert information pursuant to section 2034 requesting a response by June 25, 2021. No other expert demands were served by either party. On June 22, 2021, defendant served an amended notice of intent to introduce documents at the arbitration hearing pursuant to California Rules of Court, rule 3.823,3 including the IME report of Dr. Rosenberg and the EDR download report for plaintiff’s car. On Friday morning, July 9, 2021, the arbitrator held a conference with the parties in advance of the hearings set to begin the following Monday. Following the conference, plaintiff e-mailed a letter to the arbitrator raising certain evidentiary issues and requesting a hearing on those matters.4 Defendant

3 All further rules references are to the California Rules of Court.

4 In addition to her July 9, 2021, letter, plaintiff served and lodged with the arbitrator that day an exhibit list with copies of the listed exhibits.

4 responded by e-mail on July 11, 2021, suggesting, among other things, that certain of the evidentiary matters could be handled during the course of the scheduled hearings. The arbitration began on the morning of July 12, 2021, and concluded on the evening of July 13, 2021. Plaintiff testified for two hours and submitted photographs of her car and repair estimates. Her treating physicians and chiropractor also testified on her behalf, opining on her injuries. One of her witnesses, Dr. Larry Miller, testified that his opinions about plaintiff’s injuries were based on plaintiff’s statements about the accident, including her reporting of an impact that caused her car’s airbags to deploy. Defendant submitted exhibits including the transcript of plaintiff’s examination under oath and Dr. Rosenberg’s IME report. Defendant also called two forensic experts. Timothy Staab testified about his examination of the EDR, the mechanism that activates a vehicle’s airbag. The EDR, which activates when there is a rapid change in velocity of five miles per hour or more, did not record an event on the day of the purported accident or any other time. Based on his examination of the EDR, Staab opined that if there was an impact to plaintiff’s vehicle, it did not cause plaintiff’s car to change velocity five miles per hour or more. Donald Miller testified about the nature of the damages to plaintiff’s car and his opinions about plaintiff’s body movements within the car, assuming that an accident occurred. On July 22, 2021, the arbitrator issued his findings and award. He noted that plaintiff’s testimony was “quite vague” regarding various aspects of the accident and that she “was impeached several times regarding the alleged accident with testimony from [her] Examination Under Oath taken April 10, 2019.” The arbitrator found that: “The testimony of

5 [plaintiff’s own witness] Dr. Miller was devastating to [plaintiff’s] credibility . . . . Airbag deployment and a collision with the sound wall simply did not happen, assuming arguendo that a collision occurred at all. [¶] Setting aside [plaintiff’s] lack of credibility, [defendant’s] forensic evidence preponderates. The EDR data and photographs disprove this claim. [¶] AWARD: [¶] [Plaintiff] is to take nothing. Each [p]arty bears their own costs, fees and expenses.”

C. Petition to Vacate Award

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Ranjbari v. Liberty Mutual Insurance Co. CA2/5, Counsel Stack Legal Research, https://law.counselstack.com/opinion/ranjbari-v-liberty-mutual-insurance-co-ca25-calctapp-2023.