President of the Bank of Washington v. Triplett

26 U.S. 25
CourtSupreme Court of the United States
DecidedJanuary 15, 1828
StatusPublished
Cited by2 cases

This text of 26 U.S. 25 (President of the Bank of Washington v. Triplett) is published on Counsel Stack Legal Research, covering Supreme Court of the United States primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
President of the Bank of Washington v. Triplett, 26 U.S. 25 (1828).

Opinion

Mr. Chief Justice Maushall

delivered, the opinion of the Court. — ■

This is a writ of error, to a judgment of the United States’ Circuit Court,' of the district -of- Columbia, for the county of Alexandria. ■ .

On the 19th of June 1817, Wiliam H. Briscoe,, of Alexandria, drew a bill on Peter A. Carnes, of Washington, payable four months after date, to the.order of Triplett & Neale. The payees of the bill, endorsed it in blank., and delivered it to the Cashier of the Mechanics Bank of Alexandria, for the. purpose of being transmitted, through the said. bank,, to a bank . in Washington, for collection. ■ ■

The Cashier of the Mechanics Bank of Alexandria,•- en-r dorsed the bill, to the order of the Cashier of the -Bank of Washington, arid transmitted it to him, for collection, in a [29]*29letter of the 19th of July 1817. Neither of the banks had any interest in the bill.

• ■ The bill was protested, for non-paymentand this suit ■was brought .by Triplett ifc Neale, against the Bank of Washington, to recover its-amount. The declaration charges, that the batik did not- use' reasonable diligence to collect the money mentioned in the said bill, nor take • the necessary measures to charge -the drawer ; but neglected to present the bill either for acceptance, or payment; and to have the same- protested ; whereby the plaintiffs have lost their recourse against the drawer.

It was proved,- on the part of the bank; that either on the day. the bill was received, or the succeeding day, one of its officers called with the bill, at the house of the said Peter A. Carnes, for the purpose of presenting it for acceptance, and-was told, that he was in Baltimore. He called again, three or-four days afterwards, for the same purpbse; and"was again '•-told,, that- he was in Baltimore.' These answers were reported. to thie Cashier.

-On the 9th of October 1817, the Cashier of the Mechanics Bank of Alexandria, addressed the following letter to the Cashier of the Bank of Washington— .

“Dear Sin,.

. “ The holder of the draft on Peter A. Carnes, for 625- dol-'. lars '34 cents, desires me to inform- you; that if the draft-is not paid, -to make' the notary send, a notice tó P. A. Carnes, Baltimore,' and likewise to W. H. Briscoe, Leesburg, provided it is not paid at his residence, in Washington.” On the.. •13th of the same month, the Cashier of the Bank of Wash*' ington, -in answer to this letter, stated that the bill had not been accepted, because the. drawee could not be found; and that the directions - given, in the letter o£ the 9th, should be observed. -On the' 24th -of October, the fourth day after that expressed on the face of the bill, as the day of payment, it was protested, for non-payment, and- returned;' under protest, to the Mechanics Bank of Alexandria.; Notice was given to th“, di..wer, who has refused to pay the same.

On the trial,- the counsel for the defendant, moved the Court, to instruct the jury s — r

1st. That Upon this evidence, if believed, the plaintiffs are not entitled to recover.

2d. That the plaintiffs are not entitled to recover, for any loss of recourse against Briscoe, the’.drawer, of the sáid bill.

3di That the'failure of the • defendants, (after having failed at the residence of dhe drawee of the'said bill, to Obtain his acceptance, and not-fiiiding him; or afey person there to accept it,)' to notify the drawer of that circumstance,. was not [30]*30such negligence, as discharged the said drawer, from his liability, on the said bill, and entitles the plaintiffs to recover.

4th. That if they believed, from the evidence, that the defendants conformed to their former usage, in regard to such bills, as the one in question, in calling on the drawee for acceptance, (the said drawee being from home,) and hot noting the same as dishonoured, and giving notice thereof to the parties, on the said bill; then their failure to treat the said bill as dishonoured, and to give notice accordingly, of non-acceptance, did not discharge the drawer thereof, from his liability to the plaintiffs.

The Court refused to- give either of these instructions; to which refusal, the counsel for the defendants excepted; and a verdict and judgment were rendered for the -plaintiffs.

The plaintiffs in error, insist,’ that the Circuit Court ought to have given the'instructions first asked, because, 1st, no pri-vity existed, between the real holder of the bill, and the Bank' of Washington. That bank was not the agent of Triplett & Neale, but was the agent of the Mechanics Bank of Alexandria. Some cases have been cited, to show, that if an agent employed to transact a particular business,’ engages another person todo it, that other'pcrsoniS not responsible to the principal. On this point, it is sufficient to say, that these cases, however correctly they may have been decided, are inapplicable to the case at bar. The bill was not delivered to the Mechanics Bank of Alexandria, for collection, but for transmission to some bank in Washington, to be collected.- That bank would, -of course, become the agent of the holder. By transmitting the bill, as directed, the Mechanics Bank performed its -duty, and the whole responsibility of collection devolved on the bank which .'received the bill for that purpose; the Mechanics Bank was the mere channel through which Triplett & Neale, transmitted the bill to. .the Bank of Washington.

The deposit of a bill in one bank, to be transmitted for collection, to another, is a common usage of great public convenience, the effect of which is well understood. This trans-iaction was, unquestionably, of that character; ánd there is'no-reason for suspecting that the Bank of Washington did not so understand it The duty of that bank,. was precisely the same, whoever might be the owner of the bill; and, if if Was unwilling'to undertake the collection, without precise information on the subject, that duty ought to have been declined.— The custom to endorse, a bill put in bank, for collection, is ~ universal; and the'.Bank of Washington, had no more reason for supposing that''Triplett. & Neale had ceased to' be the real holders, from their endorsement, than for supposing that the [31]*31Cashier of the bank1 ,of Washington, had' become the real holder, by the; endorsement to them. It is the customary proceeding, .for collection,'in. such cases;',and is for the adyan* tage of the'.party interested. At' any rate, the letter of the 9th of October, disclosed:the- real party entitled to the money; and the. answer to that letter, assumes'the agency,- if it had'not been previously assumed. The Court is decidedly of opinion, that the Rank' of Washington, by receiving the bill, for collection, and, certainly, by its letter óf the-..13th- of October, became the agent of Triplett .&■ Neale, and assumed the- responsibility attached to that character.

' The first prayer of - the defendants, ; in the Circuit’ Court, being to instruct .the jury, that, upon the'whole evidence, the-■plaintiff -ought hot to-recover; if it,might properly have been-granted, -in any case, in wh,ich any testimony Was offered; Certainly ought not to have, been granted, if any possible 'construction of that testimony woyld support the action.

The liability of-the bank,, for the bill placed in its hands for collection, undoubtedly depends on the question, "whether reasonable and' due diligence has been used; in the. performance of its duty.

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26 U.S. 25, Counsel Stack Legal Research, https://law.counselstack.com/opinion/president-of-the-bank-of-washington-v-triplett-scotus-1828.