PNC Bank, N.A. v. Kelepecz

960 A.2d 563, 289 Conn. 692, 2008 Conn. LEXIS 534
CourtSupreme Court of Connecticut
DecidedDecember 16, 2008
DocketSC 18129
StatusPublished
Cited by23 cases

This text of 960 A.2d 563 (PNC Bank, N.A. v. Kelepecz) is published on Counsel Stack Legal Research, covering Supreme Court of Connecticut primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
PNC Bank, N.A. v. Kelepecz, 960 A.2d 563, 289 Conn. 692, 2008 Conn. LEXIS 534 (Colo. 2008).

Opinion

Opinion

VERTEFEUILLE, J.

This appeal arises from the determination of priorities in a mortgage foreclosure action brought by the plaintiff, PNC Bank, N.A., against the defendants, George S. Kelepecz, the owner of the mortgaged premises, and subsequent encumbrancers CB Richard Ellis, Inc. (Ellis), Nancy I. Powell, and Helen Szondy. 1 The principal issue on appeal is whether the trial court properly determined that a judgment lien recorded by Ellis, formerly known as CB Commercial Real Estate Group, Inc., is valid when: (1) the judgment lien certificate fails to set forth the original amount of the money judgment secured by the hen as required by General Statutes § 52-380a (a); 2 and (2) Ellis allegedly failed to provide notice of the filing of the hen to the judgment debtor, Kelepecz, in compliance with General *695 Statutes § 52-35 la. 3 We conclude that the trial court properly determined that the judgment lien was valid, and, accordingly, we affirm the judgment of the trial court.

The following undisputed facts and procedural history are necessary to our resolution of this appeal. In 1987, Kelepecz, the owner of real property located at 231-233 Roseville Terrace in Fairfield (property), mortgaged the property to the plaintiffs predecessor in interest. On September 8, 1992, Ellis obtained a money judgment against Kelepecz. To secure that judgment, Ellis placed a judgment lien on the property, which was recorded on October 7, 1992. Thereafter, on June 24, 1996, Powell recorded a mortgage on the property to secure the amount of $213,000. On October 8, 1996, Szondy recorded a mortgage on the property to secure the amount of $90,000.

In February, 2002, the plaintiff brought the underlying mortgage foreclosure action that gave rise to this appeal. The trial court thereafter rendered judgment of foreclosure by sale, and an auction sale occurred in December, 2004, at which the high bid was $405,000. The trial court subsequently approved the committee sale of the property for that amount.

The plaintiff then filed a motion for supplemental judgment, which was granted by the trial court, resulting in payment to the plaintiff of $192,479.53 from the proceeds of the sale. Thereafter, Ellis and Powell also filed a motion for a supplemental judgment and determination of priorities with the trial court. Szondy *696 then filed her own motion for determination of priorities and an objection to Ellis and Powell’s motion for supplemental judgment. Szondy asserted that neither the judgment lien held by Ellis nor the mortgage held by Powell was entitled to priority over her mortgage on the property.

After submission of briefs by the parties and oral argument on the motions, the trial court determined that the plaintiffs mortgage was first in priority on the property and that the plaintiff properly had received $192,479.53 of the proceeds from the foreclosure sale. It further concluded that Ellis’ judgment hen was second in priority and that Ellis was entitled to $206,608.16 from the sale proceeds, which constituted the balance of the proceeds from the foreclosure sale. 4 The trial court further determined that Powell’s mortgage was third in priority, but that she was not entitled to receive any funds from the foreclosure sale because they had been exhausted. This appeal by Szondy followed. 5

I

Szondy first claims that the trial court improperly determined that the judgment lien held by Ellis was entitled to priority over her mortgage on the property. *697 Specifically, Szondy asserts that Ellis’ judgment lien was invalid because the lien certificate failed to comply with the requirements of § 52-380a in that it did not set forth the original amount of the money judgment secured by the lien. In response, Ellis asserts that the lien certificate in the present case is valid and enforceable because it provides sufficient notice to third parties of the existence of the lien, thereby satisfying the purpose of § 52-380a. We agree with Ellis.

We begin by setting forth the applicable standard of review. Whether a judgment lien is valid generally involves a mixed question of fact and law. See, e.g., Lindholm v. Brant, 283 Conn. 65, 77, 925 A.2d 1048 (2007) (question involving application of legal standards in governing statutes to underlying historical facts presents mixed question of fact and law). In the present case, however, there is no dispute as to the facts found by the trial court with regard to Ellis’ lien. Rather, the dispute arises from the trial court’s application of § 52-380a to those facts. Accordingly, our review of this issue of law is plenary. See, e.g., Charles v. Charles, 243 Conn. 255, 258, 701 A.2d 650 (1997) (application of statute to undisputed facts subject to plenary standard of review), cert. denied, 523 U.S. 1136, 118 S. Ct. 1838, 140 L. Ed. 2d 1089 (1998).

Section 52-380a (a) sets forth the requirements for a judgment lien filed to secure the unpaid amount of any money judgment, including interest and costs. “A judgment lien, securing the unpaid amount of any money judgment, including interest and costs, may be placed on any real property by recording, in the town clerk’s office in the town where the real property lies, a judgment lien certificate, signed by the judgment creditor or his attorney or personal representative, containing: (1) A statement of the names and last-known addresses of the judgment creditor and judgment debtor, the court in which and the date on which the *698 judgment was rendered, and the original amount of the money judgment and the amount due thereon; and (2) a description, which need not be by metes and bounds, of the real property on which a hen is to be placed, and a statement that the hen has been placed on such property.” (Emphasis added.) General Statutes § 52-380a (a).

The judgment hen certificate in the present case 6 provides in relevant part: “This is to certify that CB Commercial Real Estate Group, Inc., of 177 Broad Street, Stamford, Connecticut, on the 8th day of September, 1992, in the Superior Court holden at 1061 Main *699 Street, Bridgeport, Connecticut, in the [j]udicial [district of Fairfield, did obtain a [jJudgment in its favor, against George S. Kelepecz, of 231 Roseville Terrace, Fairfield, Connecticut, for the sum of_damages, which [j]udgment remains wholly unsatisfied; and to secure said sums, a judgment lien in favor of said CB Commercial Real Estate Group, Inc. is hereby placed upon the following-described real . . . estate of the said George S. Kelepecz, situate[d] in the [t]own of Fairfield . . .

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Bluebook (online)
960 A.2d 563, 289 Conn. 692, 2008 Conn. LEXIS 534, Counsel Stack Legal Research, https://law.counselstack.com/opinion/pnc-bank-na-v-kelepecz-conn-2008.