O'Brien v. Wise Upson Co., Inc.

143 A. 155, 108 Conn. 309, 1928 Conn. LEXIS 202
CourtSupreme Court of Connecticut
DecidedSeptember 28, 1928
StatusPublished
Cited by17 cases

This text of 143 A. 155 (O'Brien v. Wise Upson Co., Inc.) is published on Counsel Stack Legal Research, covering Supreme Court of Connecticut primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
O'Brien v. Wise Upson Co., Inc., 143 A. 155, 108 Conn. 309, 1928 Conn. LEXIS 202 (Colo. 1928).

Opinions

Banks, J.

The plaintiff, who is a carpenter by trade, in getting down from a staging upon which he had been standing, got his foot entangled in a temporary supply pipe which ran to a radiator located near the staging, and wrenched his body. He continued at his work and worked for one week without incapacity. He then consulted a doctor, who found a right indirect in *311 guinal hernia which, in his opinion, resulted from the wrenching received by the plaintiff as he was getting down from the staging. The commissioner found that the hernia resulted from an injury arising in the course of plaintiff’s employment, but that he was not immediately incapacitated for work, and dismissed his claim for compensation. Section 5352 of the General Statutes, as amended by Chapter 307, §4, of the Public Acts of 1927, provides: “In order to be entitled to compensation for a hernia, the employee shall prove that the hernia resulted from an accidental injury, that inability to work immediately followed such accident, that there was not a pre-existing hernia at or prior to the accident for which compensation is claimed and that, within two weeks thereafter, the facts of such accident were communicated to the employer.” The commissioner has not directly found that the plaintiff’s hernia arose out of his employment, nor that the facts of the accident were reported to the employer within two weeks, though the former necessarily follows from the other facts found, and the latter may be covered by the finding that “the claimant has satisfied all the requirements of the statute except that he was not immediately incapacitated for work.” The only question raised by the appeal from the finding of the commissioner and presented upon this reservation is whether the commissioner erred in holding that, because the plaintiff continued to work for a full week after the accident, his inability to work did not immediately follow the accident and he was not therefore entitled to compensation under the section of the statute above quoted.

Our answer to the question presented involves a construction of the statute and more particularly a determination of the precise meaning to be accorded to the word “immediately” as there used. The word “imme *312 diately” may be used as an adverb of time, place or causation, and from its etymology signifies that there is nothing intervening either of time, space or cause, as the case may be. It is more frequently used as an adverb of time and would ordinarily be so construed unless the context indicates otherwise. In its strict significance as so used it excludes the lapse of any interval of time. As judicially construed, however, it is a word of relative significance, much in subjection to its grammatical connection, and used with more or less latitude according to the subject to which it is applied. McLure v. Colclough, 17 Ala. 89, 100; 4 Words & Phrases (1st Series) 3407. Where used in connection with human conduct, as in the case of a requirement that a certain thing shall be done immediately, it is generally held to require that the act shall be performed, not instantly, but without unreasonable delay having regard to the nature of the thing to be done. This is well illustrated in the construction given to the provision in an insurance policy that notice of the loss must be given immediately. The notice is sufficient if given within a reasonable time under the circumstances of the case. Lockwood v. Middlesex Mutual Assur. Co., 47 Conn. 553, 568. Where, however, an event must follow another immediately and no human action is involved, no question of reasonable time in which to act can arise, since no action is to be taken. It is simply a question of sequence of events.

Such a situation is presented in the construction of a clause commonly appearing in policies of accident insurance which limits the liability of the company to those injuries which “independently of all other causes immediately, wholly and continuously disable” the insured. The word “immediately” in this clause has generally been construed as an adverb of time rather than causation. A majority of the decisions construing such *313 a clause have held that the disability need not follow instantly—that is, without any interval of time—but have disallowed a recovery under the policy unless the accident was followed by total disability without any substantial interval. “It is generally agreed that ‘immediately’ as so used does not mean instantaneously or without any interval of time; and is not, on the other hand, equivalent to the phrase ‘within a reasonable time,’ but requires that the disability shall result presently and without any substantial interval.” 1 Corpus Juris, 468. “The word ‘immediately’ does not mean instantly, in the sense that a man shall be totally disabled from the very second of the accident which has caused the injury. A man might be unable to attend to his business from the very moment of the injury, or in another case he might not be disabled for a few minutes or a few hours after the injury. ‘Immediately’ means presently or without any substantial interval of time elapsing.” Fuller on Accident & Employers’ Liability Insurance, p. 70. In Kansas it has been held that in such cases disability is immediate when it follows directly from an accidental hurt within such time as the processes of nature consume in bringing the insured to a state of total incapacity. Order of United Commercial Travelers v. Barnes, 72 Kan. 293, 80 Pac. 1020, 82 id. 1099. In this case the injury arose from the swallowing of a pin and total disability followed after an interval of twelve days. This case was followed in Erickson v. Order of United Commercial Travelers, 103 Kan. 831, 176 Pac. 989, and Rabin v. Central Business Men’s Asso., 116 Kan. 280, 226 Pac. 764.

In the Erickson case, the accident happened in September and the disability did not result until the following February, and the court said: “It may be inferred from the testimony that the disability was *314 reached within the time that the processes of nature take to effect such a development.” In some cases the question of whether the disability was both total and immediate has been left to the jury as one of fact. Except for the Kansas decisions the courts have pretty uniformly held that where the disability did not result for a matter of days after the accident there could be no recovery under such a clause in an accident policy. Williams v. Preferred Mutual Acc. Asso., 91 Ga. 698, 17 S. E. 982; Vess v. United Benevolent Soc., 120 Ga. 411, 47 S. E. 942; Merrill v. Travelers Ins. Co., 91 Wis. 329, 64 N. W. 1039; Pepper v. Order of United Commercial Travelers, 113 Ky. 918, 69 S. W. 956; Masonic Protective Asso. v. Farrar, 73 Ind. App. 19, 126 N. E. 435; Herwig v. Business Men’s Acc. Asso. (Mo. App.) 234 S. W. 853; Letherer v. United States Health & Acc. Ins. Co., 145 Mich. 310, 108 N. W. 491; Preferred Masonic Mutual Acc. Asso. v. Jones,

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Bluebook (online)
143 A. 155, 108 Conn. 309, 1928 Conn. LEXIS 202, Counsel Stack Legal Research, https://law.counselstack.com/opinion/obrien-v-wise-upson-co-inc-conn-1928.