Norton v. LVNV Funding, LLC

CourtDistrict Court, N.D. California
DecidedFebruary 24, 2022
Docket4:18-cv-05051
StatusUnknown

This text of Norton v. LVNV Funding, LLC (Norton v. LVNV Funding, LLC) is published on Counsel Stack Legal Research, covering District Court, N.D. California primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Norton v. LVNV Funding, LLC, (N.D. Cal. 2022).

Opinion

1 2 3 4 UNITED STATES DISTRICT COURT 5 NORTHERN DISTRICT OF CALIFORNIA 6 7 SONYA NORTON, Case No. 18-cv-05051-DMR

8 Plaintiff, ORDER GRANTING FINAL 9 v. APPROVAL OF CLASS ACTION SETTLEMENT AND AWARDING 10 LVNV FUNDING, LLC, et al., ATTORNEYS’ FEES AND COSTS 11 Defendants. Re: Dkt. Nos. 138, 143

12 Plaintiff Sonya Norton filed this putative class action against Defendants LVNV Funding, 13 LLC (“LVNV”) and Law Office of Harris & Zide (“H&Z”) (collectively, “Defendants”) alleging 14 violations of the federal Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. § 1692 et seq., 15 and California’s Fair Debt Collection Practices Act (“Rosenthal Act”), Cal. Civ. Code § 1788 et 16 seq. Norton also seeks injunctive relief under California’s Unfair Competition Law (“UCL”), Cal. 17 Bus. & Profs. Code § 17200 et seq. On July 23, 2021, the court granted preliminary approval of a 18 class action settlement (“Prelim. Approval Order”). [Docket No. 137.] Plaintiff now seeks final 19 approval of the settlement (“Approval Mot.”). [Docket No. 143.] Plaintiff also moves for an 20 award of attorneys’ fees and costs (“Fees Mot.”). [Docket No. 138.] Defendants do not oppose 21 the motion for attorneys’ fees but filed a limited opposition to the final approval motion 22 (“Opp’n”), to which Norton replied (“Reply”). [Docket Nos. 145, 146.] The court held a hearing 23 on January 13, 2022. For the reasons stated below, both motions are granted. 24 I. BACKGROUND1 25 On October 21, 2008, non-party Arrow Financial Services, LLC (“Arrow”) filed a 26

27 1 A more complete procedural history of this matter may be found in the court’s preliminary 1 collections action against Norton in San Mateo County Superior Court, alleging that Norton failed 2 to tender owed amounts to Arrow. See Third Amended Complaint (“TAC”) ¶ 14. [Docket No. 3 48.] On December 26, 2008, the state court entered a default judgment against Norton in the 4 amount of $3,986.60. Id. ¶ 15. On February 24, 2012, H&Z filed a substitution of counsel to 5 appear on behalf of Arrow in the state court action. Id. ¶ 16; Id., Ex. 2. On May 17, 2012, H&Z 6 caused a writ of execution to issue from a state court in the amount of $5,853.07. Id. ¶ 17. 7 Norton’s wages were garnished in the amount of $323.55 in August and September 2012. Id. 8 Defendants sought and obtained five more writs of execution between December 27, 2013 and 9 September 1, 2017. Id. ¶¶ 17-25. On November 29, 2017, Norton filed a claim of exemption in 10 response to the garnishment of her wages. Id. at ¶ 30. Through December 2017, Defendants 11 allegedly garnished over $1,000 from Norton’s paycheck. Id. ¶¶ 31-32. On December 15, 2017, 12 an attorney at Housing and Economic Rights Advocates (“HERA”) wrote a letter to H&Z on 13 Norton’s behalf stating that the wage garnishment appeared to be improper because, unknown to 14 Norton, Arrow had filed a Certificate of Cancellation with the California Secretary of State in 15 October 10, 2012. Id. ¶ 37. No other party had established itself as Arrow’s assignee of record. 16 Id. H&Z subsequently filed a notice terminating the garnishment of Norton’s wages. Id. Norton 17 was “reimbursed some, but not all” of her garnished wages. Id. ¶ 39. 18 On February 13, 2018, an H&Z attorney informed Norton’s attorney at HERA that H&Z 19 represented LVNV rather than Arrow. Id. ¶ 36. According to Norton, LVNV had acquired the 20 judgment against her from Arrow in 2012 but did not disclose this fact to the state court or to 21 Norton until 2018. Id. ¶¶ 41-43. On May 11, 2018, Norton filed a motion in the state court action 22 to quash the prior writs of execution. Id. ¶ 40. On June 29, 2018, the court granted the unopposed 23 motion on the grounds that “no acknowledgment of assignment of judgment has been filed as 24 required by Code of Civil Procedure § 673.” Id. On September 7, 2018, H&Z filed an 25 Acknowledgment of Assignment of Judgment in the state court action pursuant to California Code 26 of Civil Procedure § 673; it acknowledges the assignment of the judgment against Norton from 27 Arrow to LVNV. [Docket No. 37-1, Ex. B.] 1 action to enforce the judgment without first complying with section 673. She asserts individual 2 and class claims under the FDCPA, the Rosenthal Act, and the UCL. 3 On October 6, 2020, the court certified a class encompassing all California residents who 4 meet the following conditions defined as follows: 5 a. LVNV Funding, LLC, represented by Law Office of Harris & Zide, took judicial action (including obtaining Writs of Execution, wage garnishment, 6 and bank levy) after August 17, 2014 (four years prior to the filing of this 7 action) to collect a judgment based on a consumer debt obtained in a California court; 8 b. Arrow Financial Services, LLC was the plaintiff of record at the time the 9 judgment was entered; and 10 c. LVNV Funding, LLC did not file an Assignment of Judgment in conformity with California Code of Civil Procedure § 673 or otherwise 11 become the assignee of record. 12 See Order on Motion for Class Certification at 4 [Docket No. 103]. The certified class 13 encompassed a four-year class period corresponding to the statute of limitations for UCL claims. 14 The court also certified a subclass defined identically as the class but with a class period limited to 15 August 17, 2017 to the present, corresponding to the statute of limitations for FDCPA and 16 Rosenthal Act claims. 17 Thereafter, the parties engaged in mediation and reached a settlement to resolve all of 18 Norton’s claims. Norton filed a first motion for preliminary approval of the settlement on March 19 11, 2021. [Docket No. 118.] During the hearing, the court raised several concerns about the 20 settlement. The parties agreed to withdraw the motion and renegotiate certain terms. They filed a 21 new motion for preliminary approval on May 28, 2021. [Docket No. 132.] The court held a 22 second hearing and granted the motion on July 23, 2021. 23 The settlement agreement (“Agreement”) provides for (1) reimbursement, with interest, of 24 all amounts Defendants collected from class members; (2) a total of $50,000 to be distributed to 25 subclass members equally; (3) withdrawal of all claims court costs and interest on court costs for 26 open counts, and (4) complete cessation of collective activity on closed activity. Agreement 27 1 §§ 4.04-4.03.2 The specific terms of the Agreement and the court’s preliminary evaluation of 2 those terms are set forth in detail in the court’s preliminary approval order and are not repeated 3 here. Prelim. Approval Order at 4-8. 4 II. CAFA NOTICE 5 The Class Action Fairness Act (“CAFA”) requires that each defendant serve a notice 6 containing certain required information upon the appropriate state and federal officials within ten 7 days of the filing of a proposed settlement. 28 U.S.C. § 1715(b). CAFA also prohibits a court 8 from granting final approval until ninety days have elapsed since notice was served under that 9 provision. Id. § 1715(d). This case is subject to CAFA’s requirements. 10 The Claims Administrator for this case, CPT Group, Inc., (“CPT”) confirmed that it 11 provided CAFA notice on June 7, 2021. Declaration of Katie Tran (“Tran Decl.”) ¶ 4 [Docket No. 12 143-2.] The parties also represented at the second preliminary approval hearing that CAFA Notice 13 was complete. See Prelim. Approval Order at 26. Accordingly, the CAFA notice requirement has 14 been satisfied. 15 III. MOTION FOR FINAL APPROVAL 16 “The Ninth Circuit maintains a ‘strong judicial policy’ that favors the settlement of class 17 actions.” McKnight v. Uber Techs., Inc., No.

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Norton v. LVNV Funding, LLC, Counsel Stack Legal Research, https://law.counselstack.com/opinion/norton-v-lvnv-funding-llc-cand-2022.