NEWREZ, LLC, d/b/a SHELLPOINT MORTGAGE SERVICING v. MARISSA STEWART and THE UNITED STATES OF AMERICA

CourtDistrict Court, N.D. Texas
DecidedOctober 23, 2025
Docket2:25-cv-00113
StatusUnknown

This text of NEWREZ, LLC, d/b/a SHELLPOINT MORTGAGE SERVICING v. MARISSA STEWART and THE UNITED STATES OF AMERICA (NEWREZ, LLC, d/b/a SHELLPOINT MORTGAGE SERVICING v. MARISSA STEWART and THE UNITED STATES OF AMERICA) is published on Counsel Stack Legal Research, covering District Court, N.D. Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
NEWREZ, LLC, d/b/a SHELLPOINT MORTGAGE SERVICING v. MARISSA STEWART and THE UNITED STATES OF AMERICA, (N.D. Tex. 2025).

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF TEXAS AMARILLO DIVISION

NEWREZ, LLC, d/b/a SHELLPOINT § MORTGAGE SERVICING, § § Plaintiff, § § v. § 2:25-CV-113-Z-BR § MARISSA STEWART and THE UNITED § STATES OF AMERICA, § § Defendants. § §

FINDINGS, CONCLUSIONS, AND RECOMMENDATIONS TO DISMISS FOR LACK OF SUBJECT MATTER JURISDICTION

Plaintiff initiated this case by a Complaint filed May 27, 2025, alleging a breach of contract claim against Defendant Marissa Stewart in connection with a promissory note secured by real property. (See ECF 1 at 2). Plaintiff joined the United States of America, through the Secretary of Housing and Urban Development, as a Defendant with an allegedly inferior claim to the subject property. (Id. at 3). The case was referred to the undersigned United States Magistrate Judge for pretrial management under 28 U.S.C § 636(b) and a standing order of reference from United States District Judge Matthew J. Kacsmaryk. (ECF 7). Plaintiff in its Complaint “predicates this Court’s subject matter jurisdiction on the claims it makes herein against an agency and/or officer of the United States of America.” (ECF 1 at 1). For the reasons stated below, the undersigned finds that there is neither federal question nor diversity jurisdiction in this action. Consequently, the Court lacks subject matter jurisdiction and must dismiss. I. Standard Rule 12(h)(3) of the Federal Rules of Civil Procedure states: “If the court determines at any time that it lacks subject-matter jurisdiction, the court must dismiss the action.” See also Johnston v. United States, 85 F.3d 217, 218 n.2 (5th Cir. 1996) (“It is well-settled that subject

matter jurisdiction can be raised at any time or even sua sponte by the court”); Howery, 243 F.3d 912 at 919 (“[F]ederal courts must address jurisdictional questions whenever they are raised and must consider jurisdiction sua sponte if not raised by the parties” (citing Kidd v. Sw. Airlines, Co., 891 F.2d 540, 546 (5th Cir.1990))). The basic statutory grant of federal court subject matter jurisdiction is contained in 28 U.S.C. §§ 1331 and 1332. Section 1331 provides for “[f]ederal question” jurisdiction; section 1332 allows for “[d]iversity of citizenship” jurisdiction. To properly invoke federal question jurisdiction, a plaintiff must plead a colorable claim “arising under” the Constitution or laws of the United States. See Bell v. Hood, 327 U.S. 678, 681–685 (1946). To properly invoke diversity jurisdiction, the matter in controversy must exceed $75,000 and there must be “complete diversity”

between the parties to the action, meaning that “all persons on one side of the controversy [must] be citizens of different states than all persons on the other side.” McLaughlin v. Miss. Power Co., 376 F.3d 344, 353 (5th Cir. 2004). “The burden of establishing complete diversity rests on the party invoking federal jurisdiction.” IFG Port Holdings, L.L.C. v. Lake Charles Harbor & Terminal Dist., 82 F.4th 402, 408 (5th Cir. 2023). II. Actions Regarding Property Subject to a Federal Lien Because of how frequently the issue is raised in other cases, the undersigned notes a statute that could be mistaken as establishing jurisdiction: 28 U.S.C. § 2410. However, “Section 2410 . . . does not create a basis for federal subject matter jurisdiction.” Hussain v. Boston Old Colony Ins. Co., 311 F.3d 623, 635 (5th Cir. 2002). Rather, “Section 2410(a) waives sovereign immunity of the federal government, enabling private parties to hale the government into court to determine the priority of outstanding liens on real or personal property. As a trade off for the waiver of sovereign immunity, [28 U.S.C. § 1444] permits the government to remove to federal district court any such

case initiated in state court.” Id. at 629 (internal citations omitted). This right of removal does not create original subject matter jurisdiction for cases filed in federal district court. See City of Miami Beach v. Smith, 551 F.2d 1370, 1373 n.5 (5th Cir. 1977) (“[Section] 1444 confers a substantive right to remove, independent of any other jurisdictional limitations”); Norman v. United States, 962 F. Supp. 936, 938 (S.D. Miss 1996) (“[Section 2410] provides two avenues in which the would-be plaintiff may proceed—he may either bring his action in federal district court, provided that an independent jurisdictional basis exists, or he may sue in a state court having jurisdiction over the subject matter”) (emphasis added). Therefore, because Section 2410 does not create a basis for subject matter jurisdiction, the Court is not authorized to hear this suit without independent jurisdictional grounds. See Tompkins

v. U.S., 172 F. Supp. 204 (S.D. Tex. 1959) (“Section 2410 does not support an independent suit against the United States in Federal Court where no other grounds for federal jurisdiction exist”). As noted above, the two forms that independent jurisdictional grounds generally take are federal question jurisdiction and diversity jurisdiction. III. Federal Question Jurisdiction In its Complaint, Plaintiff states only one cause of action, for breach of contract, and makes an associated demand for attorneys’ fees. (ECF 1 at 2–3). Breach of contract is a state law claim. See Box v. PetroTel, Inc., 33 F.4th 195, 201 (5th Cir. 2022). A district court generally has jurisdiction under 28 U.S.C. § 1331 only if a “federal question appears on the face of the plaintiff’s well pleaded complaint.” MSOF Corp. v. Exxon Corp., 295 F.3d 485, 490 (5th Cir. 2002). Because Plaintiff’s complaint is based exclusively in state law, 28 U.S.C. § 1331 does not authorize the Court to adjudicate this dispute. IV. Diversity Jurisdiction

The record in this case does not contain allegations necessary to determine the citizenship of each party.1 Nevertheless, the Court is able to conclude from the record that it lacks diversity subject matter jurisdiction because one of the parties is the United States of America. At issue is the “complete diversity” requirement. That the United States (through the Secretary of Housing and Urban Development) is not a citizen of Delaware, or of Texas, is insufficient. The United States is not a citizen of any state, and is therefore “not a state citizen for purposes of diversity.” Lummis v. White, 629 F.2d 397 (5th Cir. 1980), rev’d on other grounds, Cory v. White, 457 U.S.

Related

Howery v. Allstate Ins Company
243 F.3d 912 (Fifth Circuit, 2001)
MSOF Corp v. Exxon Corporation
295 F.3d 485 (Fifth Circuit, 2002)
Hussain v. Boston Old Colony Insurance
311 F.3d 623 (Fifth Circuit, 2002)
Bell v. Hood
327 U.S. 678 (Supreme Court, 1946)
Cory v. White
457 U.S. 85 (Supreme Court, 1982)
Debra Kidd v. Southwest Airlines, Co.
891 F.2d 540 (Fifth Circuit, 1990)
ACS RECOVERY SERVICES, INC. v. Griffin
676 F.3d 512 (Fifth Circuit, 2012)
Box v. PetroTel
33 F.4th 195 (Fifth Circuit, 2022)
Tompkins v. United States
172 F. Supp. 204 (S.D. Texas, 1959)
Norman v. United States
962 F. Supp. 936 (S.D. Mississippi, 1996)
I F G Port Hold v. Lake Charles Harbor
82 F.4th 402 (Fifth Circuit, 2023)

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NEWREZ, LLC, d/b/a SHELLPOINT MORTGAGE SERVICING v. MARISSA STEWART and THE UNITED STATES OF AMERICA, Counsel Stack Legal Research, https://law.counselstack.com/opinion/newrez-llc-dba-shellpoint-mortgage-servicing-v-marissa-stewart-and-the-txnd-2025.