National Casualty Company v. Burns & Wilcox Limited

CourtDistrict Court, N.D. California
DecidedJuly 17, 2020
Docket3:20-cv-04873
StatusUnknown

This text of National Casualty Company v. Burns & Wilcox Limited (National Casualty Company v. Burns & Wilcox Limited) is published on Counsel Stack Legal Research, covering District Court, N.D. California primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
National Casualty Company v. Burns & Wilcox Limited, (N.D. Cal. 2020).

Opinion

1 WO 2 3 4 5 6 IN THE UNITED STATES DISTRICT COURT 7 FOR THE DISTRICT OF ARIZONA

9 National Casualty Company, No. CV-19-04854-PHX-DWL

10 Plaintiff, ORDER

11 v.

12 Burns & Wilcox Limited, et al.,

13 Defendants. 14 15 Pending before the Court are motions to dismiss for lack of personal jurisdiction 16 filed by defendants Burns & Wilcox Limited (“B&W Limited”) and Burns & Wilcox 17 Insurance Services (“B&W Services”) (collectively, “Defendants”). (Docs. 22, 26.) In the 18 alternative, Defendants argue that venue in Arizona is improper. (Id.) For the following 19 reasons, the motions will be granted in part and denied in part and this action will be 20 transferred to the Northern District of California. 21 BACKGROUND 22 I. Factual Background 23 Plaintiff National Casualty Company (“NCC”) is an Ohio corporation with its 24 principal place of business in Arizona. (Doc. 17 ¶ 2.) B&W Limited is a Michigan 25 corporation with its principal place of business in Michigan. (Doc. 24 ¶ 2.) B&W Services 26 is a California corporation with its principal place of business in Michigan.1 (Doc. 27 at

27 1 NCC’s amended complaint alleges that B&W Services is incorporated under the laws of Michigan. (Doc. 17 ¶ 4.) B&W Services submits evidence establishing that 28 California is the state of incorporation (Doc. 24 ¶ 5) and NCC doesn’t argue otherwise in its response (Doc. 32). In fact, the materials attached to NCC’s request for judicial notice 1 2.) 2 In 1982, NCC was one of three insurance companies to enter into a “General Agency 3 Agreement” (hereinafter, “the Agreement”) with B&W Limited. (Doc. 17 ¶ 7; Doc. 32-2 4 at 5-14.) Under the Agreement, B&W Limited gained the ability to “quote, bind, execute, 5 amend, delete, make adjustments and renew insurance contracts” on behalf of NCC. (Doc. 6 32-2 at 5 § I.B.) NCC, in turn, agreed to pay commissions to B&W Limited for the 7 insurance contracts generated on its behalf. (Id. at 6 § ¶ II.A.) 8 The Agreement contains a variety of provisions governing B&W Limited’s conduct 9 and performance. For example, the Agreement specifies that B&W Limited must comply 10 with NCC’s underwriting guidelines. (Doc. 17 ¶ 12; Doc. 32-2 at 5 § 1.B.) These 11 guidelines, in turn, require B&W Limited to “refer the risk to [NCC] for review and 12 approval before binding coverage.” (Doc. 17 ¶ 14.) The Agreement also contains 13 indemnification provisions. (Doc. 17 ¶ 17; Doc. 32-2 at 10 § IX.) Finally, the Agreement 14 requires B&W Limited to provide periodic notifications and accountings to NCC. (Doc. 15 17 ¶ 7.)2 16 The Agreement contains two references to the state of Arizona. First, the 17 Agreement notes that NCC is “located in Scottsdale, Arizona.” (Doc. 32-2 at 5.) Second, 18 the Agreement contains a choice-of-law provision specifying that “[t]he drafting, 19 execution, interpretation, and enforcement of this Agreement shall be governed by the laws 20 of the State of Arizona.” (Doc. 32-2 at 12 § X.K.) There is no evidence in the record 21 concerning where the Agreement was negotiated or executed. 22 At some point after the Agreement was executed in 1982, B&W Services became 23 involved. The parties dispute the nature of that involvement and when it began. NCC 24 asserts that “[o]n October 1, 1995, the Agreement was amended to give [B&W Services] 25 authority to bind coverage on behalf of [NCC] pursuant to the terms and conditions of the

26 identify California as B&W Services’ “domicile state.” (Doc. 33-1 at 9.) 27 2 Specifically, the Agreement requires B&W Limited to “(1) render monthly accounts to [NCC], (2) forward copies of all binders, policies, certificates and endorsements of 28 Contracts to [NCC], (3) report losses to [NCC], (4) notify [NCC] of all liability accepted, and (5) mail notices to [NCC].” (Doc. 17 ¶ 7.) 1 Agreement.” (Doc. 17 ¶ 8. See also Doc. 32 at 2 [same].) B&W Services counters that 2 this claim is “unsupported and conclusory” and that it is not a party to the Agreement at 3 all. (Doc. 27 at 2.) According to B&W Services, the amendment to the Agreement merely 4 identified it as a “recipient of agency authority that NCC and B&W Limited (i.e., the parties 5 to the contract) chose to delegate” and that no legal authority supports the notion “that a 6 contractual amendment delegating authority to an agent somehow transforms that agent 7 into a party to the contract.” (Doc. 41 at 5.) Further, B&W Services argues that NCC’s 8 assertion that the agreement was amended in 1995 is “bizarre[]” because NCC’s own 9 witness states that the agreement was amended to add B&W Services as an agent in 2008. 10 (Doc. 41 at 7 n.3, citing Doc. 32-2 ¶ 3.) 11 In 2015, B&W Services’ office in San Francisco, California issued an NCC car 12 insurance policy to James and Kathy Halsell, residents of Alabama.3 (Doc. 17 ¶ 13; Doc. 13 24 ¶¶ 7-8.) NCC asserts this was in breach of the Agreement because B&W Services didn’t 14 first “refer the risk to [NCC] for review and approval before binding coverage.” (Doc. 17 15 ¶ 14.) Moreover, because Mr. Halsell was a “driver with a poor driving record” (Doc. 32 16 at 3), B&W Services is alleged to have “breached [its] obligations under the 17 Agreement . . . by binding coverage without excluding Mr. Halsell as an insured driver.” 18 (Doc. 17 ¶ 15.) 19 In June 2016, Mr. Halsell was involved in a car accident in Alabama that killed two 20 people. (Doc. 17 ¶ 16.) The decedents’ survivors initiated two lawsuits against Mr. Halsell 21 in Alabama. (Id.) Pursuant to Mr. Halsell’s insurance policy, NCC was “obligated to pay 22 policy benefits” (Doc. 32 at 3) and eventually resolved both suits “by a confidential 23 settlement agreement.” (Doc. 17 ¶ 16.) 24 Because NCC believed that Defendants had breached their obligations under the 25 Agreement, it also believed Defendants were required to indemnify it against the losses 26

27 3 In its amended complaint, NCC attributes the actions discussed here to both Defendants. (Doc. 17 ¶¶ 13-15.) In their papers, however, Defendants make clear that the 28 entity responsible for issuing the insurance policy at issue was B&W Services. (Doc. 23 at 3; Doc. 27 at 4.) 1 incurred in the Halsell litigation. (Doc. 17 ¶ 17.) As a result, NCC sent indemnification 2 demands to B&W Limited (in Michigan) and B&W Services (in California). (Doc. 24 3 ¶ 10.) Each Defendant rejected this demand. (Doc. 17 ¶ 17.) 4 II. Procedural History 5 On July 30, 2019, NCC filed its complaint. (Doc. 1.) After recounting the factual 6 background detailed above, it alleged a single claim of breach of contract against B&W 7 Limited. (Id.) 8 On October 1, 2019, B&W Limited moved to dismiss for lack of personal 9 jurisdiction. (Doc. 10.) That motion was denied as moot (Doc. 20) after NCC filed an 10 amended complaint (Doc. 17). In its amended complaint, NCC added B&W Services as a 11 defendant and added new allegations concerning Defendants’ contacts with Arizona. (Id.) 12 On November 5, 2019, B&W Limited filed a second motion to dismiss for lack of 13 personal jurisdiction, or, in the in alternative, to transfer this action to the Northern District 14 of California. (Doc. 22; Doc. 23 [memorandum in support of the motion to dismiss]). 15 On November 13, 2019, B&W Services made its first appearance in this case by 16 filing its own motion to dismiss or, in the alternative, transfer. (Doc. 26; Doc. 27 17 [memorandum in support of the motion to dismiss]). 18 On December 19, 2019, NCC filed a joint response to Defendants’ motions (Doc. 19 32) and a request for judicial notice (Doc. 33). 20 On January 16, 2020, B&W Limited filed its reply. (Doc. 42.) The same day, B&W 21 Services filed a reply that joined B&W Limited’s reply, only adding a few fact-specific 22 arguments. (Doc. 41.) 23 On July 13, 2020, the Court issued a tentative order. (Doc.

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National Casualty Company v. Burns & Wilcox Limited, Counsel Stack Legal Research, https://law.counselstack.com/opinion/national-casualty-company-v-burns-wilcox-limited-cand-2020.