Nathan Rice v. Reliastar Life Insurance Co.

770 F.3d 1122, 59 Employee Benefits Cas. (BNA) 2369, 2014 U.S. App. LEXIS 20581, 2014 WL 5431994
CourtCourt of Appeals for the Fifth Circuit
DecidedOctober 27, 2014
Docket13-30639
StatusPublished
Cited by42 cases

This text of 770 F.3d 1122 (Nathan Rice v. Reliastar Life Insurance Co.) is published on Counsel Stack Legal Research, covering Court of Appeals for the Fifth Circuit primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Nathan Rice v. Reliastar Life Insurance Co., 770 F.3d 1122, 59 Employee Benefits Cas. (BNA) 2369, 2014 U.S. App. LEXIS 20581, 2014 WL 5431994 (5th Cir. 2014).

Opinion

EDWARD C. PRADO, Circuit Judge:

Plaintiffs-Appellees Nathan Rice, Brandon Rice, Jonathan Rice, Jessica Rice, and Brenda Rice 1 (collectively the “Rice Plaintiffs”) brought suit against Deputy Joel Arnold (“Arnold”) and Sheriff Willie Graves (“Graves”) alleging various violations of federal and state law after Arnold fatally shot their father, Gerald Rice (“Rice”), while responding to a 911 call. The Rice Plaintiffs also filed suit against ReliaStar Life Insurance Company (“ReliaStar”) to recover $179,000 they allege ReliaStar owes them under Rice’s accidental death policy. Arnold and Graves filed motions for summary judgment, which the district court granted, dismissing all of the claims against them. The Rice Plaintiffs and ReliaStar filed cross-motions for summary judgment as to the death benefits issue, and the district court granted ReliaStar’s motion and denied the Rice Plaintiffs’ motion. On appeal, the Rice Plaintiffs challenge the district court’s grant of summary judgment to Arnold, Graves, and ReliaStar. We affirm.

I. FACTUAL AND PROCEDURAL BACKGROUND

A. Factual Background

1. Rice’s Death

On January 27, 2010, Ryan Craig (“Craig”), Rice’s nephew, placed a 911 call *1127 stating that Rice was sitting in Rice’s truck with a loaded gun to his head and threatening to commit suicide. Arnold and Deputy Johnson (“Johnson”) went to Rice’s house in response to the 911 call. Craig told Arnold and Johnson that Rice was armed, had been drinking, had taken a lot of medication, and that Rice had a problem with law enforcement.

Arnold and Johnson' entered Rice’s home without a warrant, and Arnold saw Rice sitting in his truck in his garage with a gun to his head. Arnold and Johnson retreated to the kitchen for cover (a small hallway connected the kitchen to the garage). While Arnold and Johnson remained in the kitchen, Arnold repeatedly asked Rice to put his gun down. Rice refused, saying he wanted to come into the kitchen to get a beer. While Arnold and Johnson were in Rice’s kitchen, they heard a single gunshot. Arnold and Johnson went to the garage and determined that Rice had not injured himself; it was later discovered that Rice had shot a single bullet into the wall in the garage. The deputies again asked Rice to relinquish his gun as they retreated to the kitchen, but Rice refused.

Rice exited his truck and began walking toward the kitchen. 2 Arnold repeatedly told Rice to put the gun down. While continuing to walk toward the kitchen, Rice stated, “I want to commit suicide.” Arnold then' fired four shots at Rice, hitting Rice in the chest three times. Johnson, who was also present in the kitchen at the time, did not fire at Rice. Rice later died from the gunshot wounds.

2. Rice’s Accidental Death Benefits

Rice was insured through a group life insurance policy issued by ReliaStar through his employer. The policy provided for basic and supplemental life insurance, and the Rice Plaintiffs, Rice’s beneficiaries under the policy, were entitled to receive accidental life benefits if Rice died as the result of a covered accident. Rice’s policy defined accident as “an unexpected, external, violent and sudden event.” After Rice’s death, the Rice Plaintiffs filed a claim for the $179,000 accidental death benefit.

ReliaStar denied the claim, explaining that Rice’s death did not qualify as an accidental death; he put himself in a position in which he should have known that serious injury or death could occur as a result of his actions. The Rice Plaintiffs appealed the denial, and ReliaStar forwarded the appeal to its ERISA Appeals Committee, composed of three people who were not part of the original benefit determination. The ERISA Appeals Committee affirmed the denial of the claims. After the Rice Plaintiffs complained about the ERISA appeals process, ReliaStar agreed to provide a second appeal. As part of this second appeal, the committee interviewed Brandon Rice (“Brandon”), Rice’s son who was outside the home on the day of his father’s death. Brandon stated he heard his father ask the deputies to leave. But he also acknowledged that *1128 he was not in the house, did not know what happened, and had not spoken to his father before or during the incident.

B. Procedural Background

1. The Rice Plaintiffs’ Claims Against Arnold, and Graves

The Rice Plaintiffs sued Arnold in federal court, asserting claims under 42 U.S.C. § 1983. Specifically, the Rice Plaintiffs alleged

excessive and unreasonable use of deadly force, battery, assault, false imprisonment, intentional infliction of emotional distress, fright, and outrage, cruel treatment, failing to provide adequate or timely medical attention, violations of the Constitution and other laws of the United States and of the State of Louisiana, deliberate indifference to rights, safety, and dignity of Gerald Rice, [and] warrantless entry into the home of Gerald Rice. 3

They also asserted claims against Arnold’s supervisor, Graves, under the doctrine of respondeat superior, arguing that he was vicariously responsible for Arnold’s actions.

Arnold and Graves immediately moved to strike paragraphs 27-29 of the Rice Plaintiffs’ complaint. In paragraph 27, the Rice Plaintiffs alleged that Arnold had a MySpace page featuring a picture of a movie character played by Clint Eastwood with the caption “How I feel most of the time.” In paragraph 28, the Rice Plaintiffs alleged that Arnold had battered, brutalized, falsely arrested, and maliciously prosecuted a seventy-year-old man. Finally in paragraph 29, the Rice Plaintiffs alleged that Rice was “shot and killed ... by the deputy with a documented history of unprovoked violence and with the emotional state — ‘most of the time!!!!’ — of a trigger-happy anti-hero of the 1960s cinema.”

Adopting the magistrate judge’s recommendation, the district court struck paragraphs 27 and 29, but denied the motion as to paragraph 28. The court found that paragraph 28 “could certainly be relevant to [the Rice Plaintiffs’] contentions that Sheriff Graves was negligent in hiring, retaining, training, and/or supervising Deputy Arnold.” The court, however, struck paragraphs 27 and 29 “because they are merely argumentative and prejudicial ... and do not add to the substantive allegations of the complaint.” There was no evidence linking the printed picture from MySpace to Arnold; Arnold’s name did not appear anywhere on the printout, nor was there any indication that the image was tied to a MySpace account belonging to Arnold. The court characterized paragraph 29 as “essentially the equivalent of ‘name-calling.’ ”

Arnold and Graves then argued that they were entitled to qualified immunity, and each filed a motion for summary judgment on the federal and state law claims. The district court found that they were protected by qualified immunity and granted both motions for summary judgment.

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Cite This Page — Counsel Stack

Bluebook (online)
770 F.3d 1122, 59 Employee Benefits Cas. (BNA) 2369, 2014 U.S. App. LEXIS 20581, 2014 WL 5431994, Counsel Stack Legal Research, https://law.counselstack.com/opinion/nathan-rice-v-reliastar-life-insurance-co-ca5-2014.