Mutual Life Ins. Co. of New York v. Boyle

82 F. 705, 1897 U.S. App. LEXIS 2788
CourtU.S. Circuit Court for the District of Kansas
DecidedSeptember 27, 1897
StatusPublished
Cited by4 cases

This text of 82 F. 705 (Mutual Life Ins. Co. of New York v. Boyle) is published on Counsel Stack Legal Research, covering U.S. Circuit Court for the District of Kansas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Mutual Life Ins. Co. of New York v. Boyle, 82 F. 705, 1897 U.S. App. LEXIS 2788 (circtdks 1897).

Opinion

WILLIAMS, District Judge.

The material averments in tlie bill of complaint filed herein are that tbe complainant, tbe Mutual Life Insurance Company of Hew York, is a corporation duly organized and incorporated under tbe laws of tbe state of Hew York, having been organized and doing business since tbe year 1842; that its business, as its corporate name suggests, is that of life insurance upon tbe mutual plan; that it bas been doing business in tbe state of Kansas as a life insurance company since tbe year 1SC6; that there are within tbe state of Kansas 3,300 citizens and residents who have taken out life insurance policies from said company, and that tbe aggregate of life insurance by said policies exceeds the sum of $7,000,000; that its assets on the 1st day of March, 1897, amounted to over $234,000,000, and its surplus over and above all of its liabilities amounted to over $29,-000,000; that it carries on tbe life insurance business generally in all tbe states of tbe United States, and in many foreign countries, and that it bas in all tbe states and countries, including the state of Kansas, fully complied, on its part, with all tbe requirements- of law of said states and countries for tbe regulation of tbe business of life insurance as transacted by corporations incorporated under the laws of tbe state of Hew York, and has also strictly complied with every act and requirement of tbe state of Kansas concerning life insurance companies incorporated under tbe laws of states other than Kansas, and with all tbe legal rules and regulations prescribed by tbe insurance department of the state of Kansas; that tbe business of life insurance depends for its ultimate success upon securing the annual contributions of a large number of patrons, and upon tbe continued satisfaction of such patrons with tbe manner in which tbe coloration transacts said business, and performs its obligations to its policy holders and to tbe public generally, and that tbe business of life insurance is peculiarly sensitive to tbe attacks- of persons who appear to be in a position to have peculiar information concerning its proper transaction, and that in order for a successful life insurance corporation to- give its members a proper distribution of dividends, thereby decreasing to them individually tbe cost of their business, it is necessary that tbe establishment of its business should be permanent, and that there should be situated within reasonable territorial limits general agencies or branches fod tbe proper conduct of tbe business, and that it bas been tbe successful experience of this company that by reason of its large expenditure of money, túne, and skill in tbe creation of its agency plant, business connections, and good will of tbe state of Kansas, it bas been able to maintain its high standing as a reliable and honorable life insurance company among tbe citizens of said state, and that tbe property of tlie company within tbe state of Kansas, consisting of its established agency plant, together with its business connections, patronage, and good will, was on tbe 1st day of March, 1897, of the actual value of more than $50,000; further, that on February 26, 1897, as bas been its in[707]*707variable practice and custom tor more tlian 30 years prior thereto, it presented to Webb MeNall, one of the defendants herein, a statement signed by its vice president and secretary, and verified by their oaths, giving- in detail, and in strict compliance with the laws of the state of Kansas in relation thereto, the condition of the company on the 1st day of January next preceding, and on the same day presented to Webb MeNall, defendant herein, as superintendent of insurance, at his office in the city of Topeka, Kan., a report made under oath by the vice president of the company, a copy of the report required by the laws of the state of New York to be annually made by the company to the superintendent of insurance of the said state, and therewith presented a certificate of authority licensing said company to transact its business of life insurance in the state of New York, issued by the superintendent of insurance of said state on or about the said day, and prior to the 1st day of March, 18!)7, complainant tendered to said Webb MeNall, as superintendent of insurance of the state of Kansas, all of the money and fees required to be paid to the said Webb MeNall, as superintendent of insurance, by the provisions of paragraph 3336 of the General statutes of 1889, and all other statutes and regulations enacted and imposed by (he state of Kansas, b,eing conditions prerequisite to the granting of permission by the said state to the complainant to carry-on and transact its business of life insurance within the state of Kansas for and during the year 1897, and until the 28th day of February, 1898; that at the time above mentioned the said Webb MeNall -was the duly appointed, qualified, and acting superintendent of insurance of the state of Kansas, and, under the provisions of the laws of said state in relation to his office, was the duly authorized and constituted officer, and by said statutes and laws "was required to issue to life insurance companies incorporated under the laws of other states certificates of authority, evidencing- the permission of the state of Kansas that such life insurance companies were and should be entitled to transact their said business within said state for said period of time; and, further, that the said Webb MeNall, defendant herein, pretending to act as such superintendent of insurance of the state of Kansas, and as the agent of said state in that behalf, disregarding his plain ministerial duty in the premises, refused and declined, and still refuses and declines to issue and deliver to the said company a certificate of authority, under the seal of the insurance department, evidencing the compliance of said company with all the laws of said 'state applicable to the defendant as a life insurance corporation incorporated under the laws of the state of New York, and refused and still refuses to accept tin; tender so made by the company of the money and fees required to he paid and accepted under the laws of the state of Kansas. Charges that said Webb MeNall, in Ms actions in so refusing to issue said permit, Avas instigated by malicious, wicked, arbitrary, and capricious design on his part to oppress this company and deprive it of its property Avithout due process of law; that the said Webb MdNall well knew, and had frequently publicly admitted, that said company Avas solvent, and had been solvent for a long time prior to said application, and that (he said company had complied Avith all the laws, rules, and regulations enacted and imposed by the state of Kansas concerning said com[708]*708pany, and that the sole cause of said arbitrary, 'wicked, and malicious assertion of authority on the part of the said "VVebb McNall was the purpose of compelling- said company to pay to one Sallie E. Hillman a claim she pretended to have against said company for a large sum of money, to wit, more than $20,000, without her .first obtaining any judgment of any court for the same. Makes a letter written by the said Webb McNall to the agent of the company a part of said bill, which letter is as follows:

“Topeka, Kansas, March 3, 1897.
“John E. Lord, General Agent Mutual Life Insurance Company of New York, Topeka, Kansas — Dear Sir: Replying to your request for license to do business in this state for the ensuing year after you had filed your annual statement, and after your check in the sum of $100 in payment of fees had been tendered to this department, I will say that, on evidence satisfactory to this department, I am satisfied that your company has not dealt fairly with the plaintiff, Mrs.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Lawson v. Ætna Ins.
41 F.2d 316 (Fourth Circuit, 1930)
Choctaw Pressed Brick Co. v. Townsend
1925 OK 153 (Supreme Court of Oklahoma, 1925)
Hall v. Dunn
97 P. 811 (Oregon Supreme Court, 1908)
Boyle v. Mutual Life Ins. Co. of New York
89 F. 1014 (Eighth Circuit, 1898)

Cite This Page — Counsel Stack

Bluebook (online)
82 F. 705, 1897 U.S. App. LEXIS 2788, Counsel Stack Legal Research, https://law.counselstack.com/opinion/mutual-life-ins-co-of-new-york-v-boyle-circtdks-1897.