[Cite as Murray v. Auto-Owners Ins. Co., 2015-Ohio-3295.]
IN THE COURT OF APPEALS OF OHIO SIXTH APPELLATE DISTRICT ERIE COUNTY
James T. Murray, Trustee Court of Appeals No. E-14-107
Appellant Trial Court No. 2012-CV-0859
v.
Auto-Owners Insurance Company DECISION AND JUDGMENT
Appellee Decided: August 14, 2015
*****
James T. Murray, pro se.
Robert J. Bahret and Andrew J. Ayers, for appellee.
PIETRYKOWSKI, J.
{¶ 1} James T. Murray, Trustee, appeals a July 30, 2014 judgment of the Erie
County Court of Common Pleas granting the motion for summary judgment of Auto-
Owners Insurance Company (“Auto-Owners”), appellee, on all claims asserted by
appellant against it. The dispute relates to claims against Auto-Owners under an insurance policy issued by it insuring a single family home owned by appellant. The
insured property is located at 1119 Laguna Drive, Huron, Ohio (“premises”).
{¶ 2} The parties filed cross-motions for summary judgment. Appellant filed a
partial motion for summary judgment with the filing of his complaint on November 20,
2012. Auto-Owners filed its motion for summary judgment on May 8, 2013. Affidavits
of appellant and of his wife, Shirley A. Murray, were filed with respect to the motions
and state that appellant purchased the Laguna Drive premises on or about April 29, 2010,
and secured insurance coverage with Auto-Owners on the premises at that time. Richard
Doughty and Amy Doughty occupied the property under a land contract with appellant
beginning in May 2010. On or about November 6, 2011, the Doughtys advised that they
had decided to abandon their interest under the land contract and were vacating the
premises. Appellant took possession of the premises at that time.
{¶ 3} Appellant and his spouse state by affidavits executed on November 20,
2012, that upon taking possession they observed water leaking into the basement at the
northern part of the basement wall. In his second affidavit (executed on April 29, 2014),
appellant stated that it was “obvious” that water intrusion “had been ongoing for some
considerable period of time prior to the occupants vacating the home.” He stated further
“[t]his was obvious because the walls around the area where the water was intruding had
delaminated or otherwise curled up.” Appellant has contended that the water damage
resulted from a broken drainage tile that permitted water seepage into the basement of the
building.
2. {¶ 4} In her affidavit, Shirley Murray stated that she hired an excavator to remedy
the water leakage into the basement and that with repairs to the tiling, “the water problem
was completely resolved.”
{¶ 5} Appellant filed the affidavit of the excavator, Kevon Aldridge, with the court
on April 29, 2014, accompanying his brief opposing Auto-Owners’ motion for summary
judgment. Aldridge testified in his affidavit that he has extensive knowledge regarding
drainage equipment beginning with his work as a maintenance supervisor at Restlawn
Memorial Park from 1985 until 1999. He described the work at Restlawn as involving
installing, maintaining, and cleaning out underground pipes. Aldridge stated further that
he started his own business, A and N Excavating, in 1998, and acts as a general
contractor “with respect to all aspects of foundation work, repairs, concrete work,
drainage problems and such.”
{¶ 6} In his affidavit, Aldridge states that his company was engaged “to rectify
water infiltrating into the basement foundation” at the Laguna Drive premises and
“excavated the outside of the north side of the foundation down to the footer tile.” He
“discovered that the tile was broken and full of mud. The mud was isolated to the
location where the fracture had occurred.” He determined that the remainder of the
footer tile was clean.
{¶ 7} Aldridge also testified in his affidavit as to the likely cause of the tile
fracture:
3. With respect to the cause of the fracture, Affiant states that it would
be impossible for anyone to speak in terms of absolute certainty as to what
caused this fracture. However, the most likely causes would include: (a) a
defective pipe from the manufacturer, (b) inadequate installation at the time
the house was built, (c) the use of heavy equipment on the location where
the fracture occurred. With respect to the issue of inadequate installation,
my observations suggested that more stone could have been used at the
time of installation. With respect to the use of heavy equipment, there was
a crack in the foundation at the very location where the fractured pipe was
located. This fracture could also have been caused by the utilization of
heavy equipment. One cannot rule out that heavy equipment was
improperly used at the time of installation which might have compromised
the integrity of the pipe which then fractured at a later date or became a
larger fracture as time went on.
{¶ 8} Aldridge also stated in his affidavit that “it did appear that the water
intrusion into the basement was a result of the tiling having fractured.”
{¶ 9} Appellant does not claim to have conducted heavy equipment operations on
the property during the period before the Doughtys vacated the premises. Rather
appellant testified by affidavit that he was an “owner out of possession during the
approximately year and a half that the Doughty’s occupied the premises.” Further
4. appellant states in his affidavits that he first learned of water conditions in the basement
only upon the Doughtys vacating the premises.
{¶ 10} The trial court granted the motion for summary judgment of Auto-Owners
on multiple grounds. The court found that the Kevon Aldridge affidavit “demonstrates
that the loss, resulting from damage to drainage tile around Plaintiff’s property, had to
have occurred before Plaintiff owned the property”—before issuance of the insurance
policy. The court reasoned insurance coverage for appellant’s claims is lacking because
coverage under the policy is limited to losses occurring during the policy period set forth
in the policy declarations.
{¶ 11} Additionally, the court determined that exclusion 3(d) to claims under
coverages A, (dwelling), B (other structures) and C (personal property) at page six of the
policy applies to exclude claims based upon water intrusion into the basement:
EXCLUSIONS
COVERAGE A – DWELLING, COVERAGE B – OTHER
STRUCTURES and COVERAGE C – PERSONAL PROPERTY.
We do not cover loss to covered property caused directly or
indirectly by any of the following, whether or not any other cause or event
contributes concurrently or in any sequence to the loss:
***
3. Water damage, meaning:
5. d. water below the surface of the ground. This includes water which
exerts pressure on or flows, seeps or leaks through any part of a building,
sidewalk, driveway, swimming pool or other structure.
{¶ 12} The trial court concluded in its judgment: “It is undisputed that Plaintiff’s
loss resulted from leaking though the foundation of the property below ground.
Therefore, Defendant’s policy excludes the loss from coverage as a water loss.
{¶ 13} The court’s next ruling on summary judgment concerned application of
exclusion 3e and 4a under coverages A and B:
COVERAGE A – DWELLING and COVERAGE B – OTHER
STRUCTURES
Except as to ensuing loss not otherwise excluded, we do not cover
loss resulting directly or indirectly from:
3. Faulty, inadequate or defective:
e. maintenance;
of a part or all of the described premises or any other property.
{¶ 14} In its judgment, the trial court concluded: “the Court finds that the
evidence before it demonstrates that the loss alleged by Plaintiff occurred as a result of
Plaintiff’s failure to discover the damaged tile when he purchased the property and repair
it to properly maintain the property.” The court explained further:
6. Plaintiff’s loss, as described by the affidavit of Kevon Aldridge,
resulted from a damaged drain tile in existence as [sic] the time Plaintiff
purchased the property. Proper maintenance would have resulted in repair
of the drainage tile. Defendant’s policy excludes damages resulting from
the failure to maintain insured property.
{¶ 15} Accordingly, the trial court held “reasonable minds can only conclude that
the loss claimed by Plaintiff occurred prior to Defendant’s policy being issued and,
regardless, the resulting damage is excluded from coverage under Defendant’s policy.”
Assignments of Error
{¶ 16} Appellant asserts six assignments of error on appeal:
1. Where the insurance company admitted that a failed tiling system
was covered as equipment servicing the premises, it was error to
nonetheless deny recovery under an exclusionary clause that excepted
coverage for lack of adequate maintenance or wear and tear.
2. The trial court erred in summarily ruling that all of the ensuing
water damage from the fractured tiling was not covered where the only
factual testimony supported Plaintiff/Appellant’s contention that some of
the water damage was caused by the malicious conduct of the
occupant/owner of the property.
3. The trial court erred in granting summary judgment to Defendant/
Appellee without addressing extensively documented claims for losses
7. caused by the occupant/owner that were wholly unrelated to the failed tiling
and/or the ensuing water damage.
4. The trial court erred in summarily finding that damage had
occurred to the tiling system at some remote time prior to the issuance of
the policy and based on that finding the loss that occurred after issuance of
the policy was not a covered loss.
5. The trial court erred in its denial of a motion to strike affidavits
that were filed in support of Defendant/Appellee’s motion for summary
judgment where the affidavits were not based on any personal knowledge
as required by Ohio Civil Rule 56.
6. The trial court erred in accepting a wholly new argument for
denial of coverage that had never been asserted by Defendant/Appellee
until it filed its reply brief and had never been pleaded as an affirmative
defense.
Summary Judgment
{¶ 17} The standard of review on motions for summary judgment is de novo; that
is, an appellate court applies the same standard in determining whether summary
judgment should be granted as the trial court. Grafton v. Ohio Edison Co., 77 Ohio St.3d
102, 105, 671 N.E.2d 241 (1996).
{¶ 18} Under Civ.R. 56, to prevail on a motion for summary judgment the moving
party must demonstrate:
8. (1) that there is no genuine issue as to any material fact; (2) that the
moving party is entitled to judgment as a matter of law; and (3) that
reasonable minds can come to but one conclusion, and that conclusion is
adverse to the party against whom the motion for summary judgment is
made, who is entitled to have the evidence construed most strongly in his
favor. Harless v. Willis Day Warehousing Co., 54 Ohio St.2d 64, 66, 375
N.E.2d 46 (1978).
{¶ 19} The party moving for summary judgment bears the burden of showing that
no genuine issue of material fact exists. Dresher v. Burt, 75 Ohio St.3d 280, 294, 662
N.E.2d 264 (1996); Harless at 66. “[I]f the moving party has satisfied its initial burden,
the nonmoving party has a reciprocal burden” under Civ.R. 56(E). Dresher at 293. That
burden is to set forth “specific facts” showing that there is a genuine issue of fact for trial.
Id.; Civ.R. 56(E).
{¶ 20} When addressing whether an insurance policy provides coverage for a
claim,
[w]e examine the insurance contract as a whole and presume that the intent
of the parties is reflected in the language used in the policy. Kelly v. Med.
Life Ins. Co. (1987), 31 Ohio St.3d 130, 31 OBR 289, 509 N.E.2d 411,
paragraph one of the syllabus. We look to the plain and ordinary meaning
of the language used in the policy unless another meaning is clearly
apparent from the contents of the policy. Alexander v. Buckeye Pipe Line
9. Co. (1978), 53 Ohio St.2d 241, 7 O.O.3d 403, 374 N.E.2d 146, paragraph
two of the syllabus. Westfield Ins. Co. v. Galatis, 100 Ohio St.3d 216,
2003-Ohio-5849, 797 N.E.2d 1256, ¶ 11.
{¶ 21} Where “the language of the policy is clear and unambiguous, there are no
issues of fact and interpretation is a matter of law.” United Ohio Ins. Co. v. Schaeffer,
2014-Ohio-3854, 18 N.E.3d 863, ¶ 8 (6th Dist.); Andray v. Elling, 6th Dist. Lucas No.
L-04-1150, 2005-Ohio-1026, ¶ 18. “[A] contract is unambiguous if it can be given a
definite legal meaning.” Galatis at ¶ 11.
{¶ 22} “Conversely, policies that are ‘reasonably susceptible of more than one
interpretation * * * will be construed strictly against the insurer and liberally in favor of
the insured.’ Lane v. Grange Mut. Cos., 45 Ohio St.3d 63, 65, 543 N.E.2d 488 (1989).”
Schaeffer at ¶ 8.
Consideration of New Ground for Summary Judgment Raised in Reply Brief
{¶ 23} We address appellant’s assignments of error out of turn. Under assignment
of error No. 6, appellant contends that the trial court erred in permitting Auto-Owners to
argue a new ground for summary judgment in its reply brief that was filed on May 12,
2014. In the reply brief, Auto-Owners argued for the first time that the Aldridge
affidavit, filed by appellant with the court on April 29, 2014, demonstrated that the
damage to the drainage tile that caused underground water seepage into the basement
10. occurred prior to appellant’s purchase of the premises and, therefore, the loss did not
occur within the policy period set forth in the declarations.
{¶ 24} Appellant contends that the trial court erred by permitting the new ground
for summary judgment to be raised in a reply brief. Appellant contends that the new
ground should not have been considered because it was raised in a reply brief.
Additionally, he contends that the new ground was barred because Auto-Owners failed to
raise the issue as an affirmative defense. Appellant raised neither of these objections in
the trial court.
{¶ 25} The arguments raised by Auto-Owners in its reply brief were based on
evidence in the record on the motion for summary judgment. Appellant, not Auto-
Owners, filed the Aldridge affidavit. Auto-Owners raised the new argument on the new
evidence 13 days after appellant filed the affidavit with the court. Appellant had an
opportunity to raise his objections to consideration of the new ground in the trial court.
The trial court did not issue its judgment on the Auto-Owners’ motion for summary
judgment until July 30, 2014, more than three months later.
{¶ 26} “It is a cardinal rule of appellate review that a party cannot assert new legal
arguments for the first time on appeal. Stores Realty Co. v. Cleveland (1975), 41 Ohio
St.2d 41, 43.” Tonti v. Hayes, 6th Dist. Lucas No. L-05-1202, 2006-Ohio-2229, ¶ 25; see
Newcomer v. Natl. City Bank, 2014-Ohio-3619, 19 N.E.3d 492, ¶ 34 (6th Dist.).
{¶ 27} Even were these issues preserved for appeal, appellant has demonstrated no
prejudice suffered by consideration of the new ground asserted in the trial brief.
11. Furthermore, a claim that a loss did not occur within the policy period is not an
affirmative defense to an insurance claim.
{¶ 28} “One who seeks to recover on an insurance policy generally has the burden
of demonstrating coverage under the policy and then proving a loss. Inland Rivers
Service Corp. v. Hartford Fire Ins. Co. (1981), 66 Ohio St.2d 32, 20 O.O.3d 20, 418
N.E.2d 1381.” Chicago Title Ins. Co. v. Huntington Natl. Bank, 87 Ohio St.3d 270, 273,
719 N.E.2d 955 (1999). The “Insuring Agreement” set forth at page 1 on the Auto-
Owners’ policy provides: “[t]his policy applies to losses which occur during the policy
term shown in the Declarations.”
{¶ 29} The Auto-Owners’ insuring agreement sets forth the coverage grant in the
policy. Proof that a loss occurred during the policy term is an element of appellant’s
claim for recovery for which appellant bears the burden of proof. Proof that a loss did
not occur within the policy period is not an affirmative defense.
{¶ 30} We find assignment of error No. 6 not well-taken.
{¶ 31} Under assignment of error No. 4, appellant argues that the trial court erred
in granting summary judgment on the basis (1) that damage to the drainage tile occurred
prior to the policy period as set forth in the declarations and (2) that subsequent losses
during the policy period caused by the tile damage was excluded because of faulty,
inadequate or defective maintenance under exclusion 3e, coverage A (dwelling) and
coverage B (other structures).
12. {¶ 32} In part, appellant reargues that the trial court erred in considering issues
raised for the first time in the reply brief. We find the argument to be without merit for
the reasons set forth in our consideration of assignment of error No. 6.
{¶ 33} Appellant next argues that the Aldridge affidavit was inadequate to support
the grant of summary judgment in this case. Auto-Owners argues that the trial court
properly granted it summary judgment on the issue.
{¶ 34} Aldridge testified at paragraph No. 1 of his affidavit of his work experience
with tiling and his “extensive knowledge regarding drainage equipment.” He performed
the repair to the drainage system requested by appellant, excavating “the outside north
side of the foundation down to the footer tile.” Upon excavation, he “discovered that the
tile was broken and full of mud” that was “isolated to the location where the fracture had
occurred.”
{¶ 35} Based upon his knowledge and experience and his excavation and
inspection of the broken tile in this case, he testified as to his professional opinion as to
the likely cause of the tile fracture. Aldridge acknowledged that “it would be impossible
for anyone to speak in terms of absolute certainty as to what caused this fracture.” He did
testify, however, as to the most likely cause of the fracture.
{¶ 36} The most likely causes included: “(a) a defective pipe from the
manufacturer, (b) inadequate installation at the time the house was built, [and] (c) the use
of heavy equipment on the location where the fracture occurred.” Both (a) and (b) by
13. their nature do not involve damage to the tile occurring after appellant purchased the
property.
{¶ 37} With respect to the third likely cause, the evidence in the record
demonstrated that appellant, the owner of the premises, was out of possession of the
property after purchase and did not use heavy equipment on the location after acquisition
of the property. Appellant testified that he first learned of the water seepage in the
basement upon inspection after the Doughtys had vacated the premises in November
2012. From what appellant saw at that time, he testified by affidavit that it was
“obvious” that water intrusion “had been ongoing for some considerable period of time
prior to the occupants vacating the home.”
{¶ 38} Neither the Shirley Murray affidavit nor the two affidavits of appellant that
were filed with the court stated the condition of the basement at or about the time
appellant purchased the property.
{¶ 39} We have reviewed the evidence in the record and after construing the
evidence most favorably to appellant conclude that Auto-Owners met its initial burden of
demonstrating that there is no genuine issue of fact and that reasonable minds can come
to but one conclusion, that damage to the drainage tile that caused water leakage into the
basement of the premises occurred prior to appellant’s purchase of the premises. We also
conclude that appellant failed to meet his reciprocal burden under Civ.R. 56(E) of
presenting evidence setting forth specific facts showing there is a genuine issue of fact on
the issue for trial.
14. {¶ 40} Accordingly, we conclude that the trial court did not err in granting Auto-
Owners’ motion for summary judgment on claims arising from damage to the drainage
tile at the premises based upon the fact that the tile damage occurred prior to appellant’s
purchase of the property and not within the policy period of the Auto-Owners’ insurance
policy.
{¶ 41} Shirley Murray testified by affidavit that after the repairs conducted by
Kevon Aldridge to the drainage tile at the premises, “the water problem was completely
resolved.” The record demonstrates that the repairs involved excavation to the outside
north side of the foundation down to the footer tile, replacing broken tile, and jetting of
the rest of the tile, thereby cleaning the rest of the tile.
{¶ 42} Construing the evidence most favorably to appellant, we conclude that
Auto-Owners demonstrated that there is no genuine issue of material fact and reasonable
minds can only conclude that any continuing water leakage due to the broken drainage
tile at the premises after appellant acquired the property was due to the failure of
appellant to discover the damaged tile when he purchased the property and repair it to
properly maintain the property. Proper maintenance would have resulted in repair of the
damaged tile.
{¶ 43} We conclude that appellant failed to meet his reciprocal burden of
presenting evidence on the motion for summary judgment setting forth specific facts
demonstrating a genuine issue of fact for trial on the fact that proper maintenance would
have resulted in the repair to the damage to the drainage tile and completely resolved the
15. water leakage problems in the basement. Accordingly, the trial court did not err in
granting summary judgment in favor of Auto-Owners and against appellant on the ground
that claims based upon tile damage are barred from coverage under an exclusion for
losses resulting from faulty, inadequate, and defective maintenance.
{¶ 44} We find assignment of error No. 4 not well-taken.
{¶ 45} Assignment of error No. 1 concerns appellant’s claims arising from damage
to the drainage tile. Appellant argues that the trial court erred in granting appellant
summary judgment on appellant’s claims based upon damage to the tile. We conclude
that assignment of error is moot based upon our resolution of assignment of error No. 4.
In our consideration of assignment of error No. 4, we determined that the trial court did
not err in granting summary judgment on tile damage claims based upon the
determination that damage to the tile did not occur within the policy period set forth in
the declarations.
{¶ 46} Accordingly, we find assignment of error No. 1 not well-taken.
{¶ 47} Under assignment of error No. 2, appellant contends that the trial court
erred in granting summary judgment on all claims arising from water leakage to the
basement from the fractured tile. In its judgment, the trial court ruled that water intrusion
claims for water seepage into the basement were excluded under the policy’s exclusion
for loss caused by water damage from water below the surface of the ground. Exclusion
3d to coverages A, B, and C.
16. {¶ 48} Appellant argues the water loss was caused in part by malicious conduct of
the occupants for failure to advise appellant of on-going water problems. Appellant
asserts that coverage remains for the water seepage claims where repair was delayed
because of the occupants’ failure to notify appellant of the water conditions on the
property. Appellant contends that summary judgment was premature because of a need
to calculate what portion of the water loss is attributable to the conduct of the occupants
to permit recovery for that portion of the water loss.
{¶ 49} Auto-Owners argues that the trial court was correct in ruling that all water
damage from the fractured tiling was excluded from coverage under the policy.
{¶ 50} The policy is clear and unambiguous in excluding coverage for damage
from subsurface water seepage on all claims whether under coverage A (property
protection for the dwelling), B (property protection for other structures), or C (property
protection for personal property). Accordingly, water damage from the subsurface water
seepage is not a covered claim under any policy coverage.
{¶ 51} A listing of covered perils under coverage C – personal property is
provided at page 5 of the policy. Item numbered 8 in the listing is the peril “Vandalism
or malicious mischief.” However, under the clear terms of the policy, the subsurface
water exclusion applies to exclude recovery for subsurface water damage in such claims.
{¶ 52} The coverage grant for such coverage under coverage C – personal
property specifically provides:
17. Coverage C – Personal Property
We cover risk of accidental direct physical loss to covered property
described under Coverage C caused by any of the following perils except
for losses excluded elsewhere in this policy. (Emphasis added.)
{¶ 53} As coverage is specifically excluded for subsurface water damage on
coverages A, B, and C, no coverage exists for subsurface water damage caused by
vandalism or malicious mischief under coverage C.
{¶ 54} We find assignment of error No. 2 not well-taken.
{¶ 55} Under assignment of error no. 3, appellant contends that the trial court
erred in granting summary judgment in favor of Auto-Owners on all claims because
appellant has asserted claims arising from the behavior of the occupants “wholly
unrelated to the failed tiling and/or the ensuing water damage.” Appellant states that the
claims relate to behavior of the occupants that was “mischievous in nature.” Appellant
cites paragraph No. 6 of the complaint as raising the claims.
{¶ 56} A review of paragraph No. 6 of the complaint discloses that the alleged
claims based upon “mischievous” conduct of the occupants are not all limited to claims
wholly unrelated to the failed tiling and/or the ensuing water damage. In paragraph No. 6
of the complaint, appellant alleges that the conduct of the occupant caused water
intrusion damage due to the occupants “failure to advise Plaintiff that water had been
entering the basement and or failing to take any preventative measures to mitigate the
damage caused by the water.” As set forth under our consideration of assignment of error
18. No. 2, however, claims for subsurface water damage seepage into the basement are
excluded on coverages A, B, and C, including vandalism and “malicious mischief”
claims under coverage C.
{¶ 57} The final sentence of paragraph No. 6 of the complaint alleges: “The
behavior of the occupant caused other damages to the premises other than water damage
and such behavior was mischievous in nature.” Briefing on summary judgment included
discussion of the existence of claims arising from claimed removal of a perimeter chain
link fence for the backyard and for removal of all the knobs of a range, where, due to the
age of the appliance, replacement knobs are unavailable.
{¶ 58} We find assignment of error No. 3 well-taken, in part. We reverse the trial
court’s judgment in part to provide that appellant’s claims arising from the conduct of the
occupants wholly unrelated to the damaged tiling and/or water damage remain to be
adjudicated, and remand this case to the trial court for further proceedings to consider
those claims. The trial court is directed, however, that on remand such claims provide no
right of recovery for damages occasioned directly or indirectly from damage to the
drainage tile or from subsurface water damage.
{¶ 59} Under assignment of error No. 5, appellant argues that the trial court erred
when it denied appellant’s motions to strike the affidavits of Jim Kuhlman and Brett
Warnecke that were submitted in support of Auto-Owners’ motion for summary
judgment. Kuhlman is the claims manager with Auto-Owners with supervisory
19. responsibility on appellant’s claim. Warnecke is a claims representative for Auto-
Owners who worked on the claim. Kuhlman is Warnecke’s supervisor.
{¶ 60} Appellant contends that both affidavits failed to meet the requirement
under Civ.R. 56(E) that “[s]upporting and opposing affidavits shall be made on personal
knowledge.”
{¶ 61} “[T]he admission of evidence lies within the broad discretion of the trial
court, and a reviewing court should not disturb evidentiary decisions in the absence of an
abuse of discretion that has created material prejudice.” State v. Conway, 109 Ohio St.3d
412, 2006-Ohio-2815, 848 N.E.2d 810, ¶ 62, citing State v. Issa, 93 Ohio St.3d 49, 64,
752 N.E.2d 904 (2001).
{¶ 62} We review the grant or denial of a motion to strike an affidavit under
Civ.R. 56(E) on an abuse of discretion standard. Pickens v. Kroger Co., 10th Dist.
Franklin No. 14AP-215, 2014-Ohio-4825, ¶ 9; Churchill v. Gen. Motors Corp., 12th Dist.
Butler No. CA2002-10-263, 2003-Ohio-4001, ¶ 9.
{¶ 63} In the motions to strike, appellant challenged the Warnecke affidavit on the
sole ground that it was based upon hearsay statements concerning a fractured pipe and
information gained from persons who repaired the pipe. With respect to the Kuhlman
affidavit, appellant contends that Kuhlman lacks personal knowledge of material
contained in the affidavit based upon claim representative Warnecke’s investigation.
{¶ 64} Our review of the affidavits discloses that appellant’s objections to the
Kuhlman and Warnecke affidavits do not relate to evidence on which the motion for
20. summary judgment was granted. The trial court relied on the affidavit of Kevon Aldridge
with respect to evidence relating to the excavation, inspection, and repair of the drainage.
{¶ 65} As neither the Kuhlman nor Warnecke affidavit, outside of providing
uncontested copies of the Auto-Owners insurance policy, provided a basis for the motion
for summary judgment, we cannot find that the trial court abused its discretion in denying
the motions to strike.
{¶ 66} We find assignment of error No. 3 not well-taken.
{¶ 67} We affirm the judgment of the Erie County Court of Common Pleas, in
part, and reverse it, in part. We reverse the judgment and remand this action to the trial
court for further proceedings on appellant’s claims arising from the conduct of the
occupants of the premises that are wholly unrelated to the damaged drainage tile and/or
the ensuing water damage to the premises. The trial court is instructed that in
proceedings on remand there is no right to recovery on these claims for damages
occasioned directly or indirectly from the damage to the drainage tile or from subsurface
water damage caused by damage to the tile. In all other respects, the trial court judgment
is affirmed. Pursuant to App.R. 24, costs of this appeal are to be shared by the parties
equally.
Judgment affirmed, in part, and reversed, in part.
21. Murray v. Auto-Owners Ins. Co. C.A. No. E-14-107
A certified copy of this entry shall constitute the mandate pursuant to App.R. 27. See also 6th Dist.Loc.App.R. 4.
Mark L. Pietrykowski, J. _______________________________ JUDGE Arlene Singer, J. _______________________________ Stephen A. Yarbrough, P.J. JUDGE CONCUR. _______________________________ JUDGE
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22.