Metropolitan Life Insurance v. Thompson

250 F. Supp. 476, 1966 U.S. Dist. LEXIS 8345
District Court, E.D. Pennsylvania·Decided February 1, 1966·No. Civ. A. No. 38397·Published·Cited by 2 cases

Opinion

JOSEPH S. LORD, III, District Judge.

This case involves the distribution of the proceeds of life insurance policy No. 17000G issued to the United States Civil Service Commission by Metropolitan Life Insurance Company, covering Cornelius R. Thompson, deceased. The proceeds have been claimed by Bessie Thompson, [477] decedent’s mother, and also by Edward Thompson, a minor, by his mother and natural guardian, Helen Mae Thompson. Metropolitan filed a complaint for inter-pleader (28 U.S.C.A. § 1335), after which Bessie Thompson (hereafter called plaintiff) filed a statement of claim and Edward Thompson, through his mother (hereafter called defendant), filed an answer. Before me are the motions of Bessie to dismiss Edward’s claim and for judgment on the pleadings, and Edward’s motion for summary judgment.

The facts are not in dispute. Bessie Thompson is the decedent’s mother. Edward Thompson is the issue of Cornelius R. Thompson and Helen Mae Thompson, who though living as husband and wife were never lawfully married under the laws of the State of New York, where they were at all times domiciled up to and including the date of Cornelius’ death. It is conceded that under the laws of New York, Edward is illegitimate. Cornelius designated no beneficiary under the policy.

The Federal Employees’ Group Life Insurance Act (5 U.S.C.A. § 2093), pursuant to which the policy was issued, establishes the following order of distribution :

“First, to the beneficiary or beneficiaries as the employee may have designated by a writing received in the employing office prior to death;
“Second, if there be no such beneficiary, to the widow or widower of such employee;
“Third, if none of the above, to the child or children of such employee and descendants of deceased children by representation;
“Fourth, if none of the above, to the parents of such employee or the survivor of them;
“Fifth, if none of the above, to the duly appointed executor or administrator of the estate of such employee ;
“Sixth, if none of the above, to other next of kin of such employee entitled under the laws of domicile of such employee at the time of his death.”

The narrow question for decision is whether an illegitimate child is a “child” within the meaning of the statute. If so, Edward prevails; if not, Bessie does. Congress has given us no definition of the word “child” as used in the Act. The threshold question is whether the determination of Congress’ meaning is to be reached without reference to state law, or whether governing standards of applicable state law establish the relationship.

The cases deciding the reference point for and the meaning of “child” or “children” within the terms of a federal statute are in hopeless confusion. Thus, in construing, the Death on the High Seas Act, 46 U.S.C.A. § 761, the court made no reference to state law and construed “children” to include illegitimate children. Middleton v. Luckenback S. S. Co., 70 F.2d 326 (C.A.2, 1934), cert. den. 293 U.S. 577, 55 S.Ct. 89, 79 L.Ed. 674 (1934). Similarly, in Huber v. Baltimore and Ohio Railroad Company, 241 F.Supp. 646 (D.C.Md.1965), illegitimates were held entitled to compensation as “children” under the Federal Employers’ Liability Act, 45 U.S.C.A. § 51 et seq., on the basis of federal law. Cf., however, Poff v. Pennsylvania Railroad Company, 327 U.S. 399, 66 S.Ct. 603, 90 L.Ed. 749 (1946), holding that the meaning of “next of kin” as used in the same statute is to be determined by state law.

Then there are the cases construing the National Service Life Insurance Act. 38 U.S.C.A. § 701 et seq. „ Some cases have construed the meanings of designated family relationships in accordance with local family law principles,1 while other [478] cases, construing the same relationships under the same Act, have not relied on state law for their determination.2

The National Service Life Insurance Act is analogous to the Act involved here. See Tatum v. Tatum, 241 F.2d 401, 405 (C.A.9, 1957). Plaintiff urges that this Act, the Federal Employees’ Group Life Insurance Act, should be construed without reference to local law. Regretfully, I cannot agree.2a Family relationships are primarily matters of state concern; there is no federal law of domestic relations. De Sylva v. Ballentine, 351 U.S. 570, 76 S.Ct. 974, 100 L.Ed. 1415 (1956). In De Sylva, the Court said, at pages 580-581, 76 S.Ct. at page 980:

“ * * * To decide who is the widow or widower of a deceased author, or who are his executors or next of kin, requires a reference to the law of the State which created those legal relationships. The word ‘children,’ although it to some extent describes a purely physical relationship, also describes a legal status not unlike the others. To determine whether a child has been legally adopted, for example, requires a reference to state law. We think it proper, therefore, to draw on the ready-made body of state law to define the word ‘children’ in § 24. This does not mean that a State would be entitled to use the word ‘children’ in a way entirely strange to those familiar with its ordinary usage, but at least to the extent that there are permissible variations in the ordinary concept of ‘children’ we deem state law controlling. Cf. Seaboard Air Line Railway v. Kenney, 240 U.S. 489, [36 S.Ct. 458, 60 L.Ed. 762]. * * *”

In La Bove v. Metropolitan Life Insurance Company, 264 F.2d 233 (C.A.3, 1959), the court had before it a suit under the Act here involved. In that case, the child’s natural father and mother had been divorcd and the mother had remarried. The child was living with her mother and the new husband, and the husband adopted the child. The law of the domicile, New Jersey, provided:

“ * * * ‘A. The entry of a judgment of adoption shall terminate all relationships between the child and his parents, and shall terminate all rights, duties, and obligations of any person which are founded upon such relationships, including rights of inheritance under the intestate laws of this State; * * *.’ ”

Judge Goodrich, for the court, held that New Jersey law was controlling. He said, at page 234:

“ ■■ * * Although the rights arise from the provision of the United States statute, we take it that the applicable law to determine whether Francine Kasser is to be considered her natural father’s child for the purpose involved here is to be settled by state law so far as applicable. * * * ff

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Metropolitan Life Insurance v. Thompson, 250 F. Supp. 476, 1966 U.S. Dist. LEXIS 8345 (E.D. Pa. 1966).

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