McRae, Stegall, Peek, Harman v. Ga Farm Bureau Mut

CourtCourt of Appeals of Georgia
DecidedJune 29, 2012
DocketA12A0248
StatusPublished

This text of McRae, Stegall, Peek, Harman v. Ga Farm Bureau Mut (McRae, Stegall, Peek, Harman v. Ga Farm Bureau Mut) is published on Counsel Stack Legal Research, covering Court of Appeals of Georgia primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
McRae, Stegall, Peek, Harman v. Ga Farm Bureau Mut, (Ga. Ct. App. 2012).

Opinion

SECOND DIVISION BARNES, P. J., ADAMS and MCFADDEN, JJ.

NOTICE: Motions for reconsideration must be physically received in our clerk’s office within ten days of the date of decision to be deemed timely filed. (Court of Appeals Rule 4 (b) and Rule 37 (b), February 21, 2008) http://www.gaappeals.us/rules/

June 29, 2012

In the Court of Appeals of Georgia A12A0248. MCRAE, STEGALL, PEEK &Co. v. GEORGIA FARM AD-012 BUREAU MUTUAL INSURANCE CO.

ADAMS, Judge.

This appeal involves the assertion of an attorney’s lien and three related

lawsuits: (1) the Roberson case, in which a $1.2 million default judgment was entered

against Jimmy Willoughby; (2) the Willoughby case, in which Willoughby and his

relatives brought suit against an insurance company for failing to provide a defense

in the Roberson case; and (3) the present case (the MSP case), in which Willoughby’s

attorneys seek a declaratory judgment to enforce their attorney’s lien in the

Willoughby case.1 The provocative fact is that after the insurance company was sued

1 The Willoughby case has already appeared in this Court. See Geiger v. Georgia Farm Bureau Mut. Ins. Co., 305 Ga. App. 399 (699 SE2d 571) (2010). As of the time appellate briefs were filed herein, it was still pending in the trial court. in the Willoughby case, it made a $690,000 payment directly to the plaintiff in the

Roberson case, which, Willoughby’s attorneys argue, violated their attorney’s lien.

In this – the MSP – case, following a bench trial, the trial court dismissed the

attorneys’ declaratory judgment action with prejudice, and the attorneys appeal. For

the reasons stated below, we affirm.

The parties agree that the standard of review for a bench trial is applicable:

The court is the trier of fact in a bench trial, and its findings will be upheld on appeal if there is any evidence to support them. The plain legal error standard of review applies where the appellate court determines that the issue was of law, not fact.

(Punctuation and footnotes omitted.) Page v. Braddy, 255 Ga. App. 124, 126 (564

SE2d 538) (2002). See also Progressive Preferred Ins. Co. v. Aguilera, 243 Ga. App.

442, 445-446 (2) (533 SE2d 448) (2000).

Appellant MSP – McRae, Stegall, Peek, Harman, Smith and Manning, LLP –

does not challenge the procedural history recited by the trial court in its order. That

order, the evidence below, and this Court’s prior opinion in the Willoughby case

show that Donald Roberson was injured on property occupied by Willoughby but

owned and insured by Katherine and Richard Geiger (Willoughby’s daughter and

son-in-law). Geiger, 305 Ga. App. at 399-400. The Geigers had a farm-owner’s

2 insurance policy from Georgia Farm Bureau Mutual Insurance Company (GFB) “that

provided general liability insurance and covered all of [their] property.” Id. at 399.

In December 2007, Roberson filed suit against only Willoughby (not the Geigers) in

Haralson County, and although Katherine Geiger contacted GFB and believed that

GFB was going to defend her father, on March 26, 2008, Roberson obtained a $1.2

million default judgment against Willoughby, who was unrepresented. Plaintiff

Roberson was represented in that case by Wright Gammon.

On May 20, 2008, MSP, on behalf of Willoughby and the Geigers, filed suit

in Polk County against GFB “alleging bad faith, negligence, fraud, and breach of

fiduciary duty for failure to provide coverage and defend Willoughby in the Roberson

suit, and also alleging emotional distress as a result of GFB’s actions,” as well as

claims for attorney fees under OCGA § 13-6-11 and punitive damages. Geiger, 305

Ga. App. at 400.2 On July 23, 2009, the trial court granted summary judgment in favor

of GFB on all claims. Id. at 399. On July 8, 2010, this Court affirmed summary

judgment with regard to the Geigers because they “were not parties to the Roberson

lawsuit and therefore have not suffered damage as a result of GFB’s alleged failure

2 MSP also entered an appearance in the Roberson case on behalf of Willoughby for post-judgment proceedings.

3 to defend Willoughby.” Id. at 403 (2). Nevertheless, this Court reversed summary

judgment with regard to Willoughby on the ground that “a question of fact exists as

to whether Willoughby was a member of the Geigers’ household and, thus, whether

he was an insured to whom GFB had a duty to defend. . . .” Id. at 402 (1) (b).3 That

case – Willoughby’s tort claim against GFB for failure to defend him in the Roberson

case – is still pending in Polk County. In July 2010, MSP gave GFB notice of its lien

in that case.

On August 9, 2010, MSP filed the present action, the third case relevant to this

appeal – its complaint for declaratory judgment regarding its lien in the Willoughby

case. MSP also named Roberson as a defendant but later dismissed him. In its

complaint, MSP seeks declaratory relief pursuant to OCGA § 9-4-1 in several forms,

including: (1) that any satisfaction of the judgment in the Roberson case does not

extinguish Willoughby’s claims for relief in the Willoughby case; (2) that the

Willoughby case “arose” when his assets were exposed to liability for the default

judgment in the Roberson case; (3) that Willoughby’s damages in the Willoughby

case were at least $1.2 million plus interest subject to a credit for amounts GFB had

3 GFB’s petition for a writ of certiorari to the Supreme Court of Georgia was denied and this Court remitted the case to the trial court.

4 paid to satisfy the judgment in the Roberson case; (4) that MSP’s lien attached to the

Willoughby case upon filing and that it attached to any payment by GFB to satisfy the

Roberson case, “just as though Mr. Willoughby had recovered from GFB in [the

Willoughby case]; and (5) that GFB shall be liable to MSP and pay MSP its fees to

satisfy its lien in the Willoughby case upon any payment by GFB to satisfy the

judgment in the Roberson case.

But on November 24, 2010, over two years after entry of the default judgment

in the Roberson case and while both the Willoughby and MSP cases were pending,

and with no notice to MSP or Willoughby, GFB paid and Roberson’s estate accepted

$690,000 in satisfaction of the judgment entered in the Roberson case; and Roberson

subsequently filed a full and final satisfaction “of the entire Judgment, specifically

including but not limited to all costs, pre and post-judgment interest, and attorney’s

fees.” Roberson’s estate also fully released GFB of and from any and all possible

claims and actions. GFB explained at a hearing that it made a “calculated business

decision” to mitigate damages in the event that a jury in the Willoughby case

determined that Willoughby was an insured under the Geiger policy and that GFB had

therefore breached its duty to defend him in the Roberson case. After learning of the

5 payment, MSP amended its complaint in this case to include claims of conversion,

punitive damages, and expenses of litigation.

Following an evidentiary hearing, the lower court dismissed the MSP case,

essentially on the ground that MSP did not have a lien that pertained to the $690,000

payment made by GFB to Roberson. GFB also argued below that MSP had not

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