Maxitransfers LLC v. Envios La Costenita 1 Inc

District Court, W.D. Washington·Decided July 21, 2025·No. 2:24-cv-01016·Unknown

Opinion

UNITED STATES DISTRICT COURT WESTERN DISTRICT OF WASHINGTON AT SEATTLE MAXITRANSFERS LLC, CASE NO. 2:24-cv-01016-LK Plaintiff, ORDER GRANTING IN PART v. AND DENYING IN PART MOTION FOR DEFAULT ENVIOS LA COSTENITA 1, INC. et al., JUDGMENT Defendants.

This matter comes before the Court on Plaintiff Maxitransfers LLC’s Motion for Default Judgment. Dkt. No. 17. Having reviewed the motion, Maxitransfers’ supporting materials, and the remainder of the record, the Court grants in part and denies in part the motion and enters default judgment against Defendants Envios La Costenita 1, Inc. and Nancy Cardenas Garcia. A. The Financial Agreement Between Maxitransfers, Envios, and Cardenas Garcia On December 5, 2019, Maxitransfers and Envios entered into a money transmission agreement (the “Transmission Agreement”). Dkt. No. 10 at 3; see also Dkt. No. 17-2 at 2. Under that Agreement, “Maxitransfers appointed Envios . . . as a trustee and fiduciary for money transmissions by Maxitransfers.” Dkt. No. 10 at 3. In that capacity, Envios received funds from customers and notified Maxitransfers of the customers’ requests to transmit commensurate funds to the intended recipient. Dkt. No. 10 at 4; see also Dkt. No. 17 at 1; Dkt. No. 17-2 at 2–3. Envios was then required to remit to Maxitransfers the funds it received from the customer and held in

trust for Maxitransfers. Dkt. No. 10 at 4; see also Dkt. No. 17 at 1; Dkt. No. 17-2 at 3–4. Envios defaulted on the Transmission Agreement in early 2024. Dkt. No. 17-1 at 3. On March 15, 2024, Envios and Cardenas Garcia (Envios’ controlling member) executed a secured promissory note (the “Note”) payable to Maxitransfers that “established a payment plan allowing Envios to bring itself current” on the Transmission Agreement. Dkt. No. 10 at 5; see also Dkt. No. 17 at 2; Dkt. No. 17-3. Under the Note, Envios agreed to pay Maxitransfers a total sum of $320,000, which would be disbursed beginning on April 1, 2024 in 21 monthly payments of $15,000 and a final payment of $5,000. Dkt. No. 10 at 5; see also Dkt. No. 17 at 2; Dkt. No. 17-3 at 2. Envios also executed a security agreement (the “Security Agreement”) that granted a lien against various assets to secure its obligations under the Note. Dkt. No. 10 at 5; see also Dkt. No.

17 at 2; Dkt. No. 17-4. Additionally, Cardenas Garcia executed a personal guaranty of Envios’ repayment obligations under the promissory note. Dkt. No. 10 at 5; see also Dkt. No. 17 at 2; Dkt. No. 17-5. Envios then not only failed to fully pay the amounts due under the Note, but also failed to remit amounts owed for subsequent transactions under the Transmission Agreement. Dkt. No. 10 at 5–6. For example, on June 3, 2024, Envios only delivered $205,595 of the $222,792.10 in funds that were due to Maxitransfers under the Transmission Agreement. Dkt. No. 17 at 2. On June 5, 2024, Envios again fell short, delivering only $70,658 of the $224,730.80 in funds due to Maxitransfers. Id. And on June 7, 2024, Envios only delivered $86,033 of the $141,735 transmitted

over the prior two days. Id. After failing to receive the remaining funds due, Maxitransfers terminated the Transmission Agreement on June 9, 2024 and stopped processing transactions for its customers via Envios. Dkt. No. 10 at 4; Dkt. No. 17 at 2; Dkt. No. 17-1 at 4. Maxitransfers alleges that, to date, Envios still holds over $300,000 in funds that it failed to remit to Maxitransfers under the

Transmission Agreement. Dkt. No. 17 at 2; Dkt. No. 17-1 at 4.1 It also avers that both Envios and Cardenas Garcia have failed to pay the $260,000 that is owed under the Note and Guaranty. Dkt. No. 17 at 2; Dkt. No. 17-1 at 4. B. Procedural History Maxitransfers initiated this action on July 11, 2024. Dkt. No. 1. It amended its complaint on August 13, 2024, asserting breach of contract, breach of fiduciary duty, conversion, and declaratory judgment claims. Dkt. No. 10 at 6–9. The amended complaint seeks several forms of relief: (1) monetary relief for damages caused by Defendants’ alleged actions; (2) the issuance of a writ of attachment against all personal property pledged as security by Envios under the Transmission Agreement in accordance with state law; (3) the issuance of a declaration of

Maxitransfers’ right to transfer or register in its own name the collateral that Defendants pledged and sell it to recover the amounts due under the Note, Security Agreement, and Guaranty; (4) pre- and post-judgment interest, as allowed by law; and (5) attorney’s fees and costs, as allowed by law. Id. at 10. Maxitransfers served Envios’ authorized representative with the summons and amended complaint on August 26, 2024, and served Cardenas Garcia personally on the same day. Dkt. Nos. 15-2, 15-3. Neither Defendant filed an answer or otherwise responded to the amended complaint. 1 Maxitransfers alleges in its complaint that Envios owes a total of $303,074.71 in funds it failed to remit under the Transmission Agreement. Dkt. No. 10 at 5. In its motion, though, it states that Envios owes $304,480.71 in funds it failed to remit. Dkt. No. 17 at 2, 5. The Clerk entered default against both Envios and Cardenas Garcia on October 11, 2024. Dkt. No. 16 at 1. Maxitransfers filed the instant motion on December 2, 2024. Dkt. No. 17. It represents that prior to filing the motion, it reached out to an attorney who had previously indicated that he was

providing assistance (not representation) to Defendants to determine whether either Defendant had retained counsel. Id. at 3. Neither that attorney nor anyone else purporting to represent either Defendant responded. Id. A. Jurisdiction The Court has subject matter jurisdiction pursuant to 28 U.S.C. § 1332 because the amount in controversy exceeds $75,000 and there is total diversity between the parties. Dkt. No. 10 at 2– 3, 5–6 (Maxitransfers is a citizen of California, and Envios and Cadenas Garcia are citizens of Washington). The Court also has personal jurisdiction over Defendants because “Envios is a corporation organized under Washington law with a principal place of business in [Washington],”

id. at 3, “Garcia is a Washington citizen,” id., and Maxitransfers properly served both Envios and Cardenas Garcia in this District, Dkt. Nos. 15-2 at 2; Dkt. No. 15-3 at 2; Cripps v. Life Ins. Co. of N. Am., 980 F.2d 1261, 1267 (9th Cir. 1992) (personal jurisdiction over a defendant may be acquired by personal service on that defendant). Venue is proper in this District pursuant to 28 U.S.C. § 1391(b)–(c) because Envios maintains a principal place of business in this District, Cardenas Garcia resides in this District, and both Envios and Cardenas Garcia transacted business and engaged in the conduct complained of in this District. Dkt. No. 10 at 3.

B. Legal Standard Courts have discretion to enter default judgment in favor of a plaintiff if the defendant has defaulted by failing to appear or otherwise defend. Fed. R. Civ. P. 55(a)–(b); LCR 55(a)–(b); Hawaii Carpenters’ Tr. Funds v. Stone, 794 F.2d 508, 511–12 (9th Cir. 1986). Default judgments

Free access — add to your briefcase to read the full text and ask questions with AI

Maxitransfers LLC v. Envios La Costenita 1 Inc, (W.D. Wash. 2025).

Maxitransfers LLC v. Envios La Costenita 1 Inc (Maxitransfers LLC v. Envios La Costenita 1 Inc) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.

Related

Smith v. EMC Corporation
393 F.3d 590 (Fifth Circuit, 2004)
Smith International, Inc. v. Egle Group, LLC
490 F.3d 380 (Fifth Circuit, 2007)
Erie Railroad v. Tompkins
304 U.S. 64 (Supreme Court, 1938)
Blum v. Stenson
465 U.S. 886 (Supreme Court, 1984)
Crawford Fitting Co. v. J. T. Gibbons, Inc.
482 U.S. 437 (Supreme Court, 1987)
City of Burlington v. Dague
505 U.S. 557 (Supreme Court, 1992)
United States v. Ofray-Campos
534 F.3d 1 (First Circuit, 2008)
Ingram v. Oroudjian
647 F.3d 925 (Ninth Circuit, 2011)
Gary R. Eitel v. William D. McCool
782 F.2d 1470 (Ninth Circuit, 1986)
United States v. David Severson and John Steele
3 F.3d 1005 (Seventh Circuit, 1993)
Camacho v. Bridgeport Financial, Inc.
523 F.3d 973 (Ninth Circuit, 2008)