[574]*574EDMONDS, J.,
concurring.
This case involves a complaint filed by plaintiff to rescind defendant’s purchase of a car from plaintiff based on a theory of mutual mistake and counterclaims by defendant for compensatory and punitive damages based on the federal Motor Vehicle Information and Cost Savings Act, 49 USC §§ 32701-32711, unlawful trade practices under ORS 646.605 to 646.656, unlawful debt practices under ORS 646.639 to 646.641, and violations of the state and federal Racketeer Influenced and Corrupt Organizations Acts. The trial court found in favor of plaintiff on its claim for rescission. The jury found in favor of defendant on his claim under the Oregon Unlawful Debt Collections Practices Act but rejected his other claims. The jury awarded defendant $500 in noneconomic damages for “emotional injury” and $100,000 in punitive damages. Plaintiff then moved for a new trial on damages or, in the alternative, remittitur to reduce the amount of the punitive damages award. The trial court granted plaintiffs motion for remittitur, ruling that the maximum constitutionally permissible punitive damages award based on the facts of the case was $2,000.
Defendant appeals and makes five assignments of error, including that the trial court erred when it granted plaintiffs remittitur motion. A discussion of defendant’s assignments of error other than his assignment regarding the grant of plaintiffs remittitur motion would not benefit the bench, the bar, or the public, and I would affirm as to those assignments without further comment. In reviewing an award of punitive damages, this court “must resolve all disputes regarding facts and factual inferences in favor of the jury’s verdict and then determine, on the facts as the jury was entitled to find them, whether the award violates the legal standard of gross excessiveness.” Parrott v. Carr Chevrolet, Inc., 331 Or 537, 556-57, 17 P3d 473 (2001).
In December 2000, while looking for a Toyota 4Runner to purchase, defendant found a 1993 Toyota 4Runner with about 98,000 miles on it for sale by Lithia [575]*575TLM, LLC, a Medford automobile dealership.1 Defendant contacted the dealership. In response to his specific inquiry, defendant was told by the dealership’s representative that the vehicle had been repaired pursuant to a factory recall to replace the head gasket and that it had a number of other new parts. Defendant visited the dealership and was again told that the car had been repaired under the factory recall. After negotiating with the dealership, defendant purchased the car on December 2, 2000, for $13,799, with a $300 down payment and $2,000 credit for his trade-in.
At the time of the purchase, defendant insisted that he wanted to view the vehicle’s service records. The dealership’s salespeople told defendant that, because the purchase took place on a Saturday and the service department was closed, he could not have the maintenance records until the following Monday. They assured him that he could return the vehicle if he was not satisfied with the records. Defendant, in fact, never received the service records. Defendant also was told that the installment contract would be submitted to a lender for approval. Five days later, the retail installment contract was purchased by TranSouth Financial Corporation, and defendant was notified of that transfer.
Immediately after the purchase, defendant began to question certain aspects of the transaction. He eventually ordered a “Carfax” report on the Internet regarding the vehicle. That report revealed that there was an “odometer rollback discrepancy[.]” Specifically, the report showed mileage on one date of about 80,000, but mileage about 14 months later of some 25,500 miles less. That information led defendant to believe that the vehicle actually had been driven 25,500 miles more than the odometer indicated.
Five days after he bought the vehicle, defendant approached the dealership with the Carfax report information. The sales manager indicated her surprise regarding the report and responded that she would contact the auction yard where the dealership had purchased the vehicle. There is no evidence in the record that the dealership was aware of the [576]*576mileage discrepancy before defendant brought it to the attention of the sales manager. In light of the information in the Carfax report, defendant became concerned about the value of the vehicle. Negotiations ensued between the parties about how to remedy the situation, but they were not fruitful.
In late December, several weeks after the purchase, defendant’s counsel sent a letter to the dealership stating that defendant had elected to retain possession of the vehicle, to continue making payments on his installment contract, and to sue the dealership for damages, unless a settlement could be reached. In early January, the dealership’s “Legal/ Personnel Administrator” responded to counsel’s letter. She wrote:
“Mr. Yovan may purchase the 4Runner by presenting a check in the amount of $10,587.00 to Lithia Toyota. This amount is $1,000.00 less than the current balance due on the vehicle and is a reflection of the reduced value due to the extra mileage. Lithia Toyota cannot assist Mr. Yovan in obtaining financing; therefore Mr. Yovan must present a certified check in order to retain the vehicle. In the alternative, he may return the 4Runner in exchange for his trade-in and deposit. * * *
“If Mr. Yovan does not either return our vehicle or make full payment by 5:00 p.m. on Tuesday, January 9, 2001, Lithia Toyota will have no alternative but to take steps to recover the 4Runner. Keep in mind that Mr. Yovan has not been harmed in any way by this transaction; in fact, he has been enriched to the extent that he has had full use and benefit of the 4Runner for one month at no cost. If Lithia Toyota is forced to recover the 4Runner, Mr. Yovan’s credit rating will not be affected. In the event that Lithia Toyota does recover the 4Runner, Mr. Yovan’s trade-in and his deposit will be returned to him, less the cost of recovery.”
Defendant’s counsel responded the next day by letter, pointing out that the dealership no longer had an interest in the vehicle because the retail installment contract was owned by TranSouth. Defendant’s counsel also rejected the dealership’s offer of settlement. In the meantime, defendant had a telephone conversation with the dealership’s used car manager. At trial, defendant testified that, during that conversation, the manager became irate when defendant told [577]*577him that he had elected to retain the vehicle. According to defendant, the manager threatened defendant with criminal prosecution for “Grand Theft Auto” if he did not return the vehicle by the end of the week and “unwind the deal.” The manager, in his testimony, while denying that he ever threatened defendant, acknowledged that threatening criminal prosecution would violate the law.
Several days later, on January 2, a man showed up at defendant’s house and told him that he was there to pick up the vehicle. According to defendant’s testimony, the man told defendant, “I have been contracted by [the dealership] to repossess this 4Runner for non-payment.” Defendant protested, informing him that his first payment was not yet due and that the installment contract was not held by the dealership.2 Nonetheless, the man insisted that defendant move a vehicle that was blocking the 4Runner. A heated discussion ensued. After defendant asked the man to get off his property, the man told him that he would call the police and that defendant was obstructing justice.
The following day, defendant contacted TranSouth, where an employee confirmed that TranSouth held the contract and that no attempt at repossessing the vehicle should have been made. TranSouth faxed defendant a confirmation that it owned the contract. In light of the repossession attempt and the dealership’s letter stating that it would “take steps to recover the 4Runner,” defendant placed the vehicle in storage in mid-January 2001, where it stayed for the next three months.
About the same time, the dealership completed its repurchase of the retail installment contract from TranSouth. TranSouth sent a letter to defendant informing him of the reassignment. In the same time period, the dealership faxed a page from the sales contract to defendant’s counsel, noting the following provision:
“I agree to furnish Seller any documentation necessary to verify information contained in the credit application of Buyer(s). I acknowledge that it may take a few days for [578]*578Seller to verify the credit of Buyer(s) and assign the retail installment contract/lease agreement. In consideration of Seller agreeing to deliver the vehicle, Buyer agrees that if Seller is unable to assign the retail installment contract/ lease agreement to any one of the financial institutions with whom Seller regularly does business pursuant to terms of assignment acceptable to Seller, Seller may elect to rescind the retail installment contract/lease agreement. In the event Seller elects to rescind the retail installment contract/lease agreement, I will return the vehicle immediately upon their request.”
(Boldface omitted; emphasis added.) That communication presumably was intended to provide a basis for the dealership’s position that it could rescind the contract.
In response, defendant’s counsel sent the dealership another letter on January 17, reiterating that defendant was rejecting the dealership’s “settlement offer of $1,000.” In the letter, counsel pointed out that TranSouth had not, in fact, rejected the financing arrangement but, rather, the dealership had repurchased the contract from TranSouth. Counsel also expressed doubts in his letter that the dealership had any right to repossess the vehicle, even if it was entitled to rescind the contract under the language of the purchase agreement.
In response, the dealership, through its Legal/ Personnel Administrator, made one final attempt to settle the matter. In a letter to counsel, the administrator noted first that the dealership had been unaware of the odometer rollback problem until defendant brought the problem to its attention. She also discussed the dealership’s first settlement offer as well as its efforts to exchange the vehicle for another, newer 4Runner for an additional $10 per month, an offer to which defendant had not responded. Finally, she stated:
“At this point, Transsouth [sic] has rescinded the purchase contract. This leaves Mr. Yovan in the tenuous position of retaining physical possession of a vehicle to which he has no contractual right. Transsouth [sic] is willing to finance the 1993 4Runner if the amount financed is lowered by $1,000.00. The new loan will be for the same term and interest rate as the previous contract. The payments will be reduced from $319.00 per month to $287.00 per month. In [579]*579the interests of putting this matter to rest, [the dealership] is willing to reduce the purchase price by $1,000.00 to accommodate Transsouth [sic] and provide Mr. Yovan with a valid contract.
“* * * In the spirit of goodwill, if this matter is concluded by January 25, 2001 [the dealership] will refund Mr. Yovan an additional $500.00 for his perceived inconvenience.”
Defendant rejected the offer, and the parties eventually proceeded to trial.
At trial, defendant testified that his difficulties with the dealership had caused disagreements with his wife and contributed to the breakdown of his marriage. However, defendant’s former wife testified that their marriage ended when defendant “broke my nose.” Defendant also called Dr. Michael Knapp, a clinical psychologist, to testify on his behalf. Knapp performed an assessment of defendant in late August 2003. Defendant reported to Knapp problems with sleep disturbance. According to the history given to Knapp,
“Regularly, for months, he was only getting about two hours of sleep a night. He was constantly worrying, constantly feeling down in mood most of the time, almost every day. He had lost interest in formerly enjoyable activities. He chronically felt fatigued, a loss of appetite, all the typical symptoms that are common to depression.”
Knapp was asked whether he found any correlation between the threat of criminal prosecution and the attempt to repossess to the symptoms that defendant reported. Knapp agreed that the symptoms occurred during the same time period in which those events happened, but when asked if he could testify to a reasonable degree of medical probability that defendant suffered mental distress as a result “of the alleged violations of the Unlawful Debt Collections Practices Act in this case[,]” Knapp testified that “it was difficult to determine causality.” He explained,
“I can’t say that Mr. Yovan’s conflicts with Lithia, and particularly his feelings of being threatened and * * * fears of being criminally prosecuted caused his distress or ruined his marriage, or caused him to lose his job, but as — as he put it, himself, he said, T have had a rough life, but this [580]*580pushed me over the edge.’ I believe it was a significant contributing factor to his distress.”
On cross-examination, Knapp was asked whether he was aware that the alleged threat and attempt to repossess occurred in December 2000 and January 2001, and he replied in the affirmative. Knapp also testified that the symptoms that defendant had described continued from that time up until when Knapp interviewed him in August 2003. When asked about other significant contributing factors to defendant’s mental state in August 2003, Knapp testified that defendant had lost his job because of poor work performance, that he was having marital difficulties, and that there had been a domestic violence charge filed against him of which he was eventually acquitted. In addition, plaintiff offered evidence that defendant had been convicted of the crime of unlawful possession of a firearm/silencer committed on or about July 27, 2002, which resulted in a sentencing in December 2002 that included 90 days in jail. Also, during the same time period, defendant lost his residence through a foreclosure.
We turn to the issue of whether the trial court correctly granted plaintiffs remittitur motion and reduced defendant’s punitive damages award to $2,000. In Hamlin v. Hampton Lumber Mills, Inc., 222 Or App 230, 238, 193 P3d 46 (2008), we considered a similar issue and explained:
“ ‘Grossly excessive’ punitive damage awards violate the Due Process Clause of the Fourteenth Amendment to the United States Constitution, primarily because such damages serve no legitimate purpose and constitute arbitrary deprivations of property. BMW of North America, Inc. v. Gore, 517 US 559, 568, 116 S Ct 1589, 134 L Ed 2d 809 (1996) (Gore). In reviewing whether a punitive damage award is grossly excessive, we adhere to the following methodology set forth by the Oregon Supreme Court in Goddard v. Farmers Ins. Co., 344 Or 232, 179 P3d 645 (2008). First, we review the evidence in the record in the light most favorable to the party that obtained the award to determine whether there is a factual predicate for a punitive damage award. Id. at 261. Second, we apply ‘constitutionally prescribed guideposts to those predicate facts to determine if, as a matter of law, the award is grossly excessive.’Id. Those [581]*581guideposts, first identified by the United States Supreme Court in Gore, are:
“ ‘(1) the degree of reprehensibility of the defendant’s misconduct; (2) the disparity between the actual or potential harm suffered by the plaintiff and the punitive damages award; and (3) the difference between the punitive damages awarded by the jury and the civil penalties authorized or imposed in comparable cases.’
“State Farm, Mut. Ins. [Co.] v. Campbell, 538 US 408, 418, 123 S Ct 1513, 155 L Ed 2d 585 (2003) (Campbell)-, see also Goddard, 344 Or at 261-65 (describing and applying Gore guideposts). Finally, if that analysis leads us to conclude that the award is grossly excessive, we then use those same guideposts to determine the maximum lawful amount of punitive damages that a rational juror could award. Goddard, 344 Or at 261-62.”
The first guidepost requires us to assess the degree of reprehensibility of plaintiffs conduct. Under Gore, 517 US at 575, our consideration includes whether the harm caused by plaintiff was physical harm as distinguished from economic harm, whether plaintiffs conduct evinced an indifference or reckless disregard of the health or safety of others, whether defendant was particularly vulnerable, whether plaintiffs conduct was isolated or repeated, and whether the harm caused was the result of intentional malicious conduct. Goddard, 344 Or at 253. In addition, ORS 646.639(2) proscribes those acts that are considered by the legislature as unlawful debt collection practices. Those unlawful practices include threatening to use physical force against the debtor’s person, family, or property; threatening arrest or criminal prosecution; threatening to seize the debtor’s property without disclosing that prior court proceedings are required; using profane, obscene, or abusive language when communicating with the debtor or the debtor’s family; repeatedly harassing the debtor or the debtor’s family; and communicating with the debtor’s employer.
In this case, plaintiffs most egregious actions were its threat to commence criminal prosecution against defendant because of his failure to voluntarily return the car and its attempt to repossess the car from defendant. It is accurate [582]*582to say that plaintiff made repeated efforts to regain the vehicle and acted intentionally in its efforts. However, defendant was not a particularly vulnerable target of plaintiffs actions; he told plaintiffs salesman that he had worked in the past “selling cars” and that “he knew how the process worked, and he didn’t want to play any games.” Moreover, defendant was represented by counsel during the negotiations with plaintiff and successfully resisted plaintiffs attempt to take possession of the vehicle. Those negotiations resulted in plaintiff offering to reduce the purchase price by $1,000 and pay defendant an additional $500 “for his perceived inconvenience.” To the extent that plaintiffs actions violated ORS 646.639, they are reprehensible, but, on a sliding scale of reprehensibility, they fall at the lower end of the scale for the reasons noted above.
The second guidepost requires us to examine the ratio between the punitive damages awarded and the potential harm suffered by defendant as the result of plaintiffs actions. The proper measure of the potential harm caused by plaintiff in this case is the amount of $500 for emotional damages as found by the jury. Thus, using $500 as a denominator to the punitive damage award of $100,000, the ratio of punitive damages to compensatory damages is 200 to 1, far exceeding the four-to-one ratio established as the general ceiling for punitive damages where the only harm is financial and the putative single-digit limit for punitive damages involving personal injury. Goddard, 344 Or at 258-60.
There is, of course, some flexibility in determining an acceptable range where a particularly egregious act causes a comparatively small amount of compensatory injury, where the injury is difficult to detect, where the conduct causes noneconomic harm that is difficult to value, or where the conduct is extremely reprehensible. Goddard, 344 Or at 260-61. For example, larger punitive damage awards may be justifiable “when wrongdoing is hard to detect (increasing the chances of getting away with it).” Exxon Shipping Co. v. Baker,_US_, 128 S Ct 2605, 2622, 171 L Ed 2d 570 (2008). Defendant’s claim for damages for emotional distress that arose out of plaintiffs efforts to unwind a transaction in which it had unknowingly sold [583]*583defendant a vehicle with an erroneous odometer reading is not the kind of claim that is difficult to value. A major issue at trial was whether defendant’s sleep deprivation problems, the breakup of his marriage, and his loss of employment were caused by the dispute with plaintiff. Those kinds of causation issues are regularly decided by Oregon juries. That leaves the issue of whether the award of a comparatively small amount of compensatory damages in this case justifies a higher ceiling of punitive damages than might otherwise exist.
In this case, plaintiffs conduct was on the low end of the scale of reprehensibility. Consequently, it cannot be said that the conduct was “particularly egregious” so as elevate the due process ceiling in order to provide an incentive to bring an action. Although plaintiffs attempts to regain possession of the vehicle were found by the jury to be in violation of ORS 646.639, they were not particularly egregious when compared to other illegal debt collection efforts that the statute contemplates. Moreover, defendant sought an award of $150,000 for the emotional harm that he claimed was caused by plaintiffs conduct. Instead, the jury found his damages for emotional harm caused by plaintiff to be $500. The award of $500 is not substantial in the sense that it is not a large amount, but it is substantial in the sense that it has actual value in excess of the $200 nominal damage award provided for in ORS 646.641(1) in the event of a violation of the act. In addition, ORS 646.641(2) provides for an award of reasonable attorney fees to the prevailing party. Thus, the legislature has provided through other means an incentive to bring an action when the award of actual damages is comparatively small, leaving me to conclude that, in the absence of particularly reprehensible conduct, there is no support for a higher ratio in this case than might ordinarily be applicable.
We are also mindful of other punitive damage awards approved by this court with regard to personal injury for purposes of determining a proper ratio between the punitive damages awarded and the potential harm suffered. In Waddill v. Anchor Hocking, Inc., 190 Or App 172, 78 P3d 570 (2003), we approved a four-to-one ratio in a personal injury case involving products liability when a fishbowl shattered, slashing the plaintiffs ulnar nerve and severing a tendon in [584]*584the plaintiffs left wrist. The jury in that case found that the defendant showed an indifference to or reckless disregard for the health and safety of its customers through the sale of a number of fishbowls without providing written warnings, although the defendant was aware of three other incidents in which customers were injured by fishbowls that shattered. The defendant did not retain records of those incidents or attempt to use them to improve the safety of its product. Unlike in Waddill, this case involves only alleged emotional harm. Although “fact matching” with other cases is an inexact process because of the varying circumstances in each case, our comparison of the facts in this case with the facts in Waddill demonstrates that the facts in this case are less egregious than existed in that case.
The next Gore guidepost requires us to consider comparable criminal or civil sanctions by identifying what other sanctions for plaintiffs conduct could be available, how serious those sanctions are to the universe of sanctions that are available to punish a wrongdoer, and the amount of punitive damages awarded by the jury in light of the severity of comparable sanctions. Goddard, 340 Or at 58. The most comparable sanction created by the legislature is in ORS 646.641(1), which provides a remedy in the amount of actual damages or $200, whichever is greater. Here, the jury awarded actual damages of $500 instead of the statutory minimum of $200. In light of the legislature’s enactment of the Unlawful Debt Collection Practices Act, I cannot describe comparable sanctions as particularly severe or as mild, trivial, or nonexistent. Hamlin, 222 Or App at 247. I conclude, therefore, that the analysis under the third guidepost neither militates against nor supports a more substantial punitive damage award than the four-to-one ratio imposed by the trial court.
Based on the above determinations, I conclude that the jury’s punitive damage award of $100,000 is grossly excessive. The next step is to determine the highest amount that defendant can recover that still comports with due process. That task requires this court to consider, for purposes of the Gore guideposts, where plaintiffs conduct falls on the scale of conduct that could warrant the award of punitive [585]*585damages. Goddard, 344 Or at 262.1 return to the considerations under the second and the third guideposts. As noted above, I have no basis to compare legislative sanctions, because the jury’s award is the sanction contemplated by the legislature. The degree of reprehensibility of plaintiffs conduct, while significant, is not egregious. As to the amount of emotional harm caused by plaintiffs conduct, the jury’s verdict informs me that the emotional damage to defendant caused by plaintiff is relatively minimal, particularly in comparison to the award approved in Waddill. Balancing all of the relevant factors discussed above, I conclude that any amount in excess of a four-to-one ratio would constitute a grossly excessive award that would serve no legitimate purpose and if upheld, would constitute an arbitrary deprivation of plaintiffs property. Accordingly, I would hold that the trial court did not err in reducing defendant’s punitive damage award to $2,000 or a four-to-one ratio.
Both of the dissents take issue with the application of a four-to-one ratio in this case. Judge Armstrong opines that “plaintiffs conduct strikes me as remarkably egregious and high handed.” 226 Or App at 590 (Armstrong, J., dissenting). He would apply a 50-to-one ratio because a four-to-one ratio does not provide, in his view, an adequate deterrence to future conduct by plaintiff such as the conduct that occurred here. On the other hand, Judge Sercombe “agree[s] that plaintiff s conduct is not very reprehensible in the universe of cases in which juries have awarded punitive damages.” 226 Or App at 598 (Sercombe, J., dissenting). Nonetheless, Judge Sercombe opines that “[t]he concurrence’s answer — that any amount over $2,000 is ‘grossly excessive’ and violates plaintiffs constitutional rights — is hard to square with the goal of punitive damages to punish and deter wrongdoers.” Id. Thus, Judge Sercombe would allow a nine-to-one ratio.
The reasoning of the dissents is inconsistent with the jurisprudence of the United States Supreme Court on the subject. The dissents and I agree that generally punitive damage awards serve the same purpose as criminal penalties — they may be imposed to further a state’s interest in punishing unlawful conduct and deterring its repetition. However, I disagree on what is the substantive constitutional [586]*586limit, on the punitive damage award in this case and the application of the general rule that, to the extent that an award is grossly excessive, it furthers no legitimate purpose and constitutes an arbitrary deprivation of the tortfeasor’s property in violation of the Due Process Clause. Pacific Mutual Life Insurance Company v. Haslip, 499 US 1, 111 S Ct 1032, 113 L Ed 2d 1 (1991). To ensure compliance with the Due Process Clause, appellate review must be based upon an “application of law, rather than a decisionmaker’s caprice.” Gore, 517 US at 587 (Breyer, J., concurring). In Campbell, 538 US at 425-26, the Court explained,
“We decline again to impose a bright-line ratio which a punitive damages award cannot exceed. Our jurisprudence and the principles it has now established demonstrate, however, that, in practice, few awards exceeding a single-digit ratio between punitive and compensatory damages, to a significant degree, will satisfy due process. In Haslip, in upholding a punitive damages award, we concluded that an award of more than four times the amount of compensatory damages might be close to the line of constitutional impropriety. 499 US at 23-23. We cited that 4-to-l ratio again in Gore, 517 US at 581. The Court further referenced a long legislative history, dating back over 700 years and going forward to today, providing for sanctions of double, triple, or quadruple damages to deter and punish. Id. at 581 and n 33. While these ratios are not binding, they are instructive. They demonstrate what should be obvious. Single-digit multiplies are more likely to comport with due process, while still achieving the State’s goals of deterrence and retribution * *
With respect, the dissents’ reliance on ratios greater than four to one is based on decisionmaker’s caprice rather than the application of the Court’s jurisprudence. The Court’s jurisprudence provides for a higher ratio than four to one only where “a particularly egregious act has resulted in only a small amount of economic damages,” and in “cases in which the injury is hard to detect or the monetary value of noneconomic harm might have been difficult to determine.” Gore, 517 US at 582. Thus, as the Court observed in Exxon, “when the value of injury and the corresponding compensatory award are small (providing low incentives to sue), see, e.g., [Gore, 517 US at 582] ('[L]ow awards of compensatory damages may [587]*587properly support a higher ratio * * * if, for example, a particularly egregious act has resulted in only a small amount of economic damages.’)[,]” a higher ratio may reflect the due process ceiling__US at_, 128 S Ct at 2622. In other cases, where compensatory damages are substantial in light of the actual harm caused by the wrongdoer, “then a lesser ratio, perhaps only equal to compensatory damages can reach the outermost limit of the due process guarantee.” Campbell, 538 US at 425.
Judge Sercombe’s dissent focuses on the words “single-digit limit” in the Court’s jurisprudence and deduces that a higher single-digit limit is constitutionally permissible under the circumstances of the case while at the same time conceding that plaintiffs conduct was “not very reprehensible in the universe of cases in which juries have awarded punitive damages.” 226 Or App at 598 (Sercombe, J., dissenting). That reasoning runs afoul of the Court’s admonition that the due process ceiling can be increased only where “the economic damages are relatively small in relation to the theoretical injury, where the injury is difficult to detect, where the conduct causes noneconomic harm that is hard to value, or where the conduct is ‘extraordinarily’ reprehensible.” Goddard, 344 Or at 261. Here, defendant sought noneconomic damages for his mental anguish caused by plaintiffs conduct. Also, the injury is not difficult to detect, and the noneconomic harm is not hard to value. A claim for mental suffering is a common allegation in personal injury cases that is evaluated routinely by Oregon juries. Finally, as concluded by Judge Sercombe, plaintiffs conduct is not “extraordinarily reprehensible.” It is evident therefore that the circumstances of this case do not fall into the categories of the Court’s exceptions to a four-to-one ratio.
Judge Armstrong’s dissent takes a different tack. He proposes a judge-created exception to the Court’s jurisprudence prompted by his belief that there should be a special rule when “confronted with a small compensatory award.” 226 Or App at 588 (Armstrong, J., dissenting). Importantly, Judge Armstrong can point to no Court precedent that provides for such an exception for noneconomic damage awards; in contrast, the Court relied on its own precedents and 700 years of history regarding awards of double, triple, or [588]*588quadruple damages to punish and deter wrongdoers. Moreover, Judge Armstrong’s proposed rule would operate to reward plaintiffs with large punitive damage awards when they are unsuccessful in proving what they allege to have been the actual damages incurred as the result of the defendant’s wrongdoing. This case is exemplary: plaintiff sought an award of compensatory damages in the amount of $150,000 on his Unlawful Debt Collection Practices Act claim and in the amount of $250,000 on his Unlawful Trade Practices Act; the jury awarded him $500 in compensatory damages on his Unlawful Debt Collection Practices Act claim and rejected his Unlawful Trade Practices Act claim.3 It is counterintuitive to reward a plaintiff with a greater proportional recovery of punitive damages than other similarly situated plaintiffs when he or she has recovered a significantly lesser amount of compensatory damages than the amount the plaintiff claims to have incurred.
Brewer, C. J., and Landau, Haselton, and Wollheim, JJ., join in this concurrence.